{"id":3834828,"url":"https://alion.io/job/kaleidofin-product-manager-2","title":"Product Manager","company":{"id":2478,"name":"Kaleidofin","domain":"kaleidofin.com","url":"https://alion.io/company/kaleidofin","size_band":"51-200","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":null,"truth_index":null},"role":"Product","role_family":"Product","seniority":"middle","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Bengaluru, India","Chennai, India"],"countries":["IN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Machine Learning","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-11-05T20:36:30Z","employer_posted_date":null,"last_verified_at":"2026-11-05T20:36:30Z","board_verified":false,"closed_at":null,"days_open":6,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":6},"description":"You will own the Ki score from India end to end. The KISS score gives lenders explainable credit decisions for people with little credit history, combining bureau, bank statement, GST, and alternate data with business rules to reach an approve or decline decision. You will decide where it goes next and how it is priced, as well as how it is built: the scoring API that lenders integrate with, the data and models behind it, and the new modules on top.\n\nThe core responsibilities for the job include the following:\n\nStrategy, pricing, and prioritization: \nSet the KPI score roadmap and decide what gets built first, weighing revenue, client commitments, and the effect on credit outcomes.\nOwn pricing and costing for Ki Score and its modules, and build the commercial proposals that go to lenders with the sales team.\n\nAlternate data and research: \nGo after data most lenders have never used, from satellite and geospatial signals to asset depreciation curves, farm-level data, and sources no one has tried yet. Find the ones that change who gets credit and on what terms.\nLead the research: frame the hypothesis, test the lift with our data scientists, and put what works into production.\nBuild out the alternate data lake that brings these sources together.\n\nScoring platform and API: \nOwn the universal Ki score API and each lender's configuration of it, including the admin panel.\nBuild self-serve tools, starting with a sandbox where lenders can test the KIS score on their own.\nOwn the business rules engine (BRE) modules that sit on top of the models.\nSet up automated backtesting of models and policy rules.\n\nLender deployments and models: \nOwn KI score deployments for our lending partners and for Kaleidofin's own NBFC, from data requirements through go-live and production monitoring.\nWork with the data science team on new model builds, including new asset classes, and decide what goes into production.\n\nOrigination use cases: \nOwn income estimation and other origination use cases built on the KISS score.\nOwn Account Aggregator data at origination, including the AA SDK.\nYou will also define and track how the KISS score performs in production: approval rates at controlled risk, delinquency, turnaround time, and adoption.\n\nRequirements: \n3 to 7 years of experience as a product manager on ML or data products, or as a data scientist. Data scientists looking to move into product management are welcome to apply.\nA working grasp of how credit or risk models are built, validated, and monitored in production.\nCommercial judgement: you can make the business case for what to build and help shape pricing.\nComfortable with APIs and data: you can read an API spec, query data in SQL, and spot data quality problems.\nAble to turn an ambiguous problem into clear requirements that engineering and data science can build from.\nClear communication with both technical and business audiences.\n\nBonus (not mandatory): \nExperience in credit underwriting, risk, or lending, ideally in India.\nExposure to alternate data, account aggregator, or bureau data.\nSkills\nData, ML, Machine Learning, Product, SQL","description_format":"text","description_chars":3109,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Microfinance","Investing Apps & Robo-Advisors"],"lifecycle":[{"event":"open","at":"2026-11-05T20:36:30Z"}],"visa":[],"liveness":{"score":90,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.903,"p_room":1,"age_days":5,"expected_fill_days":26,"reasons":["seen:5","velocity","win:early"],"computed_at":"2026-11-11T05:49:22Z"},"pay":null,"html_url":"https://alion.io/job/kaleidofin-product-manager-2","json_url":"https://alion.io/job/kaleidofin-product-manager-2.json","meta":{"generated_at":"2026-11-11T22:50:50Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":45266,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-12T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2478},"rest":"https://alion.io/mcp/rest/get_company?id=2478"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fkaleidofin-product-manager-2"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":2,"usd":0.2},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fkaleidofin-product-manager-2"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fkaleidofin-product-manager-2"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/kaleidofin-product-manager-2\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fkaleidofin-product-manager-2"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3834828}},{"tool":"search_jobs","arguments":{"company":"kaleidofin.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3834828},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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