{"id":438156,"url":"https://alion.io/job/kikoff-senior-software-engineer-product-platform","title":"Senior Software Engineer - Product Platform","company":{"id":171844,"name":"Kikoff","domain":"kikoff.com","url":"https://alion.io/company/kikoff","size_band":"51-200","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":{"grade":"A","score":95,"open_postings":13,"ghost_share":0,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":74,"computed_at":"2026-10-30T05:48:23Z"}},"role":"Backend","role_family":"Backend","seniority":"senior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["San Francisco, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":244000,"max":292000,"currency":"USD","period":"year","gross":null,"usd_annual":292000},"salary_estimate":null,"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Ruby on Rails","optional":false},{"name":"Ruby","optional":true}],"status":"live","first_seen_at":"2026-02-27T05:03:44Z","employer_posted_date":"2026-10-08","last_verified_at":"2026-10-30T19:10:03Z","board_verified":true,"closed_at":null,"days_open":245,"trust":{"level":"ok","repost_count":0,"flags":[],"days_open":244},"description":"Kikoff: The Fintech Powering Financial Security at Scale\nKikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.\nWe're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.\nWhy Kikoff:\nThis is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.\nSenior Software Engineer - Product Platform\nAt Kikoff, we’ve redefined how people build financial confidence, helping millions of Americans establish credit, access smarter financial products, and reach their goals.\nWe're looking for a Senior Software Engineer to join our Product Platform team, where you'll build and evolve the foundational systems that power every product we ship. You'll own critical platform services that the entire engineering organization depends on-our identity and KYC infrastructure, furnishing systems, and other core capabilities that need to be rock-solid, scalable, and continuously improving. Your work will directly enable product teams to move faster and serve customers better.\nWhat We’re Looking For\n5+ years of experience building and scaling production systems.\n\nComfortable leveraging AI tools to work smarter and ship better products faster without sacrificing quality.\n\nExperience with Ruby on Rails is a plus but not required; we value strong fundamentals and the ability to learn quickly.\n\nA builder’s mindset - thrives in ambiguity, takes initiative, and enjoys owning systems end-to-end.\n\nYou communicate technical complexity clearly and appropriately depending on the audience, listen actively and humbly to feedback, and know that great software is built by teams, not individuals.\n\nExperience building platform services or shared infrastructure used by multiple teams\n\nKnowledge of identity verification and KYC processes a plus\n\nExcellent debugging instincts and the ability to piece together how unusual data states occurred\n\nBase Range\n$244,000—$292,000 USD\nA note on applying: We know great candidates sometimes hold back if they don’t meet every qualification listed. If you’re excited about this role and believe you can do the work, we encourage you to apply. We’re looking for capability and trajectory, not a perfect checklist match.\nEqual Employment Opportunity Statement\nKikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.\nPlease reference the following for more information.","description_format":"text","description_chars":3263,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Personal Finance Apps & Education","Consumer Loans & Pawnshops"],"lifecycle":[{"event":"open","at":"2026-09-06T07:17:00Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"H-1B filings in 12 months: 28 · green card filings: 6","filings_12m":28,"filings_prev_12m":12,"green_card_filings_12m":6,"median_offered_wage_usd":192794,"route":null,"cap_exempt":false,"checked_at":"2026-10-29T16:27:21+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":11}],"liveness":{"score":15,"band":"cold","label":"Long shot","p_open":1,"p_active":0.549,"p_room":0.28,"age_days":245,"expected_fill_days":74,"reasons":["conf:0","velocity","win:tail","crowd:"],"computed_at":"2026-10-30T05:48:23Z"},"pay":{"stated_usd_annual":292000,"is_top_pay":true},"html_url":"https://alion.io/job/kikoff-senior-software-engineer-product-platform","json_url":"https://alion.io/job/kikoff-senior-software-engineer-product-platform.json","meta":{"generated_at":"2026-10-30T20:58:56Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":11292,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-31T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":171844},"rest":"https://alion.io/mcp/rest/get_company?id=171844"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fkikoff-senior-software-engineer-product-platform"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fkikoff-senior-software-engineer-product-platform"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fkikoff-senior-software-engineer-product-platform"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/kikoff-senior-software-engineer-product-platform\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fkikoff-senior-software-engineer-product-platform"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":438156}},{"tool":"search_jobs","arguments":{"company":"kikoff.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":438156},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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