{"id":4136997,"url":"https://alion.io/job/kin-insurance-principal-pricing-intelligence","title":"Principal, Pricing Intelligence","company":{"id":58643,"name":"Kin Insurance","domain":"kin.com","url":"https://alion.io/company/kin-insurance","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"A","score":88,"open_postings":4,"ghost_share":0,"stale_share":0.5,"repost_share":0,"time_to_fill_p50_days":26,"computed_at":"2026-11-12T10:38:37Z"}},"role":"Education","role_family":"Education","seniority":"lead","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"posting_text","remote_working_hours":null,"hiring_geo_confidence":"explicit","locations":[],"countries":[],"hiring_countries":["CA"],"hiring_countries_total":1,"salary":{"min":150000,"max":250000,"currency":"CAD","period":"year","gross":null,"usd_annual":175549},"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[{"name":"Databricks","optional":false},{"name":"Human-in-the-Loop","optional":false},{"name":"Python","optional":false},{"name":"Snowflake","optional":false},{"name":"SQL","optional":false},{"name":"Rest-Assured","optional":true}],"status":"live","first_seen_at":"2026-10-29T00:21:24Z","employer_posted_date":"2026-10-29","last_verified_at":"2026-11-12T09:17:38Z","board_verified":true,"closed_at":null,"days_open":14,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":14},"description":"Quick Summary\nOwn how AI reshapes pricing at Kin. Build tools that turn rate filings into rating engines, sharpen decisions, and expand AI's reach across the business.\nWho we are\nKin makes life simpler, more affordable, and better for homeowners - especially in the places where climate risks, rising costs, and outdated systems make it hardest. We start with smarter homeowners insurance and expand to everything homeowners need to thrive.\nUsing data, technology, and thoughtful human support, we're building products that are clear, fair, and help homeowners feel confident - so homeowners aren't left behind when they need help most.\nFounded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 14 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including:\nBuilt In Chicago's Best Places to Work, Midsize Companies (2021-2026)\n\nForbes' America's Best Startup Employers (2026)\n\nInc. 5000 Fastest-Growing Private Companies\n\nForbes' Fintech 50 (2023-2026)\n\nGreat Places to Work Certified (2024-2026)\n\nMost importantly, we're building Kin to be a place where people do meaningful work with real impact - for our customers, our communities, and each other. We're excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings. To learn more about how we work and what we're building, visit kin.com and see how we work.\nThe opportunity\nWe're looking for a Principal, Pricing Intelligence to lead how Kin uses AI to price homes more accurately in the toughest markets in the country. This role exists because our pricing challenges - climate volatility, regulatory complexity, and the pace at which the market moves - demand more than incremental improvement. They demand a new way of working, and building it deserves a dedicated owner.\nReporting to the Chief Insurance Officer and working closely with Kins Chief Analytics Officer and CEO, you'll take a portfolio of AI-driven pricing initiatives from concept to production, then expand AI's footprint into adjacent parts of the business. You'll shape how our pricing and risk management team makes decisions, how quickly we can act on market and portfolio signals, and how defensible our pricing is to regulators, reinsurers, and homeowners. The scope is unusually broad for a technical leadership role, and the impact is direct: better pricing means Kin can keep serving homeowners in places others have written off.\nYour responsibilities\nOwn Kin's AI-enabled pricing strategy end to end - from identifying opportunities to building tools that turn rate filings, competitor filings, and internal rating logic into executable, auditable engines\n\nBuild AI-assisted pricing infrastructure, including transcription of rate filings, deterministic validation, quote tracing, book re-rating, and source-level provenance so every pricing decision is explainable and defensible\n\nEmbed AI into the pricing and risk management team's core workflows - rate reviews, segmentation, filings, and portfolio monitoring - replacing manual, time-intensive processes with faster, more accurate ones\n\nTranslate portfolio, market, and climate-risk signals into concrete pricing actions on rate adequacy, risk appetite, eligibility, targeted growth, and remediation\n\nScout, prototype, and scale AI applications beyond pricing, identifying where AI can multiply Kin's impact across underwriting, product, and operations\n\nDrive executive decision-making by delivering clear, defensible analyses and recommendations to the Chief Insurance Officer, Chief Analytics Officer, and CEO\n\nLead cross-functional collaboration with actuarial, underwriting, product, and data engineering to move AI-driven pricing initiatives from concept to production\n\nSuccess in this role\nIn your first 6-12 months at Kin, success is less about checking boxes and more about the impact you create. You'll use your skills and judgment to take ownership of meaningful work, improve how we operate, and help move Kin's mission forward. Along the way, you'll deliver outcomes that make a real difference for both Kinfolk and the homeowners we serve.\nBy the end of your first year, you should feel confident in your role, trusted as an owner, and proud of the progress you've helped make.\nKin's CEO and Chief Analytics Officer have handed off AI-in-pricing exploration to a trusted owner, freeing them to focus on broader strategy\n\nAt least one AI-assisted pricing tool is in production and adopted by the pricing and risk management team, with measurable gains in filing speed, pricing accuracy, or analyst leverage\n\nA prioritized roadmap of AI applications across pricing and adjacent functions exists, with early wins delivered and stakeholders aligned on what comes next\n\nThe pricing team is making faster, better-informed decisions on rate strategy, risk appetite, and remediation because of the tools and frameworks this role has built\n\nWhat you'll bring\nHard skills\nFCAS or equivalent depth in P&C actuarial pricing, with 10+ years across primary insurance; homeowners experience strongly preferred\n\nFluency in Python and SQL, plus working experience with cloud data platforms like Databricks or Snowflake\n\nExperience leading discovery with internal users: mapping workflows, finding the costly manual steps, and validating solutions before scaling them\n\nExperience designing AI systems for regulated environments, including human-in-the-loop review, evaluation and accuracy testing, audit trails, and model governance that satisfies regulators\n\nSoft skills\nAbility to communicate technical trade-offs and recommendations clearly to a C-suite audience\n\nComfort operating with ambiguity - scoping your own work, prioritizing across competing opportunities, and moving from concept to production without a playbook\n\nLevels up the people around you: sets standards for how the pricing team uses AI and coaches analysts to adopt new tools\n\nBonus if you have\nContributed to open-source insurance tooling or built auditable rating engines\n\nReinsurance experience or exposure to catastrophe modeling for wind, wildfire, or severe convective storm perils\n\nExperience building executive dashboards that integrate carrier experience, benchmarks, and third-party data\n\nHow we hire\nWe believe a great hiring experience should be clear, respectful, and human. We will accept applications for this position until December 20, 2026. While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin's in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions.\nThe hiring process and timeline for each role will vary, depending on the position. However, here are some things you can expect from us:\nPrompt updates and feedback following interviews\n\nInterviews with recruiters, hiring managers, and members of teams\n\nSkills assessment relevant to the position, if applicable\n\nGenuine, thoughtful human interaction at every step\n\nHow we support you\nWe offer a comprehensive, competitive benefits program, allowing you to choose the benefits that are best for you and your family, starting on the first day of the month following your start date.\nCore Benefits\nCompetitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level\n\nThis role is eligible to earn additional compensation annually through participation in our Kin Leadership Incentive Plan\n\n401(k) with company match up to 4% of eligible earnings\n\nMultiple medical plan options, plus dental and vision coverage\n\nCompany-funded HSA contributions (based on medical plan selection)\n\nCompany-paid life insurance and short-term disability\n\nEmployee referral bonuses\n\nHealth & Wellbeing\nA variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance\n\nAccess to mental health support and confidential counseling resources\n\nFlexible PTO for exempt employees (most employees take 15-20 days per year), plus 8 company-observed holidays\n\nPaid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents\n\nGrowth & Development\nCareer mobility and internal growth opportunities across the organization\n\nProfessional development budgets for certifications, conferences, and learning available, subject to management approval\n\nHow we work\nWe don’t just hire for skills. We hire for alignment. Kinfolk bring diverse perspectives, but we’re united by a shared set of values that shape how we work and how we show up for each other and our customers.\nRun through walls, together - Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. We assume the best in each other and challenge ideas, not intentions. We show up, work hard, and play to each other's strengths - because that’s how great teams win.\nRaise the bar. Drop the ego - Attitudes are contagious. Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. Like professional sports teams, we win by working in sync. We show up, work hard, and play to each other’s strengths.\nAct like an owner - We are owners, fully accountable for achieving Kin’s mission. That requires positive, proactive, big-picture thinking well beyond our job descriptions. Ask questions, Take ownership. Do the right thing, even when it‘s hard. Because when Kin thrives, so do you. And so do our customers.\nOperate lean. Deliver more - We build efficiency into everything we do. Each dollar we save gets reinvested to deliver more to our customers: better pricing, more products, and new innovations. We work smarter by relentlessly prioritizing and using technology, including AI, to multiply our impact. Lean is about focus, not deprivation. Lean isn't a limitation - it's our competitive advantage.\nKeep asking ‘What if?’ - We value curiosity. To make insurance better for our customers, we experiment. We embrace insights. And we base decisions on data rather than assumptions. We see setbacks as opportunities for growth and are always learning and improving. Both individually and as a company.\nWhere we work\nWe are a remote-first company with offices in Chicago, IL and St. Petersburg, FL where teams can come together for collaboration.\nFor Sales Agents and Customer Service Agents: These roles sit in any of the following 32 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.\nFor all other positions, these roles can sit in any of the following 41 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, LA, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above.\nFor remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario. Applicants must be able to live and work full-time in Ontario to be considered.\nState locations and specifics are subject to change as our hiring requirements shift.\nEEOC statement\nKin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference - we honor it, nurture it, and celebrate it. 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