{"id":213683,"url":"https://alion.io/job/klarna-screening-adjudication-expert-3","title":"Screening Adjudication Expert","company":{"id":11,"name":"Klarna","domain":"klarna.com","url":"https://alion.io/company/klarna","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Deel","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["New York, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":116310,"max":166324,"currency":"USD","period":"year","gross":null,"usd_annual":166324},"salary_estimate":null,"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-08-05T16:14:43Z","employer_posted_date":"2026-08-05","last_verified_at":"2026-10-23T06:34:46Z","board_verified":true,"closed_at":null,"days_open":78,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":78},"description":"As a US Screening Adjudication Expert, you own Klarna's sanctions, PEP, and adverse media screening operations for the US market - and uniquely, you also carry direct responsibility for Klarna's obligations under Section 314(a) of the USA PATRIOT Act. Alert processing is handled by an outsourced vendor and, for certain activities, in coordination with Klarna's US partner bank, your role is to own the process, hold both parties to Klarna's standards, manage escalations, and personally handle the most complex or time-sensitive cases.\nThe 314(a) obligation is non-negotiable: mandatory regulatory timelines demand someone with both precision and genuine process discipline. Beyond compliance, this role is for a fast learner who brings senior-level expertise and a transformative mindset - someone who spots what needs to change, builds the case, and drives it through.\nWHAT YOU'LL DO\nOwn the operational health of sanctions, PEP, and adverse media screening globally, and also for the US market, primary point of contact for the outsourced vendor and Klarna's US partner bank across all three disciplines\n\nPersonally conduct alert reviews, PEP, sanctions, and adverse media assessments to maintain end-to-end expertise and ensure readiness to absorb volume spikes or vendor disruptions\n\nReview and assess sanctions screening alerts and Klarna's internal standards, applying sound name-matching methodology and contextual analysis\n\nCoordinate with Klarna's US partner bank on sanctions/PEP-related processes, information sharing, and operational alignment, quality-checking outputs where applicable\n\nConduct complex, in-house investigations where the nature or sensitivity of the case requires it; support blocking, freezing, or reporting actions in accordance with applicable US and global regulations\n\nIdentify inefficiencies across all three screening processes; design and implement improvements in collaboration with the vendor, Product, and Tech teams, including leveraging AI and automation\n\nActively explore, test, and implement AI and automation solutions to improve screening throughput, decision consistency, and alert quality, working with Product and Tech to move from idea to production\n\nOwn and maintain up-to-date SOPs for all sanctions, PEP, adverse media, and 314(a) processes, ensuring alignment with legal requirements and internal standards\n\nTrack and report on screening performance against SLA targets, flagging risks and deviations early; liaise with US Compliance, Legal, and the MLRO function on regulatory developments\n\nStay current on OFAC, FinCEN, and other US regulatory developments across screening disciplines, developments across EU, UN, UK, and other applicable sanctions regimes, AML/CTF regulation, and adverse media best practice feeding changes back into process and procedure\n\nPerform four-eyes review of 314(a) submissions prepared by our vendor, verifying accuracy, completeness, and FinCEN compliance, and monitor execution against mandatory regulatory timelines\n\nTake ownership of complex or ambiguous 314(a) cases requiring deeper investigation, and escalate any risk of deadline breach or quality gap to Compliance and Legal immediately\n\nWHAT YOU BRING\nA minimum of 5 years of hands-on experience in US sanctions screening, PEP, or adverse media investigations within a fintech, bank, or regulated financial institution\n\nDemonstrable breadth across at least two of the three screening disciplines (sanctions, PEP, adverse media), with a track record of quickly building expertise in new areas\n\nDemonstrable knowledge of OFAC regulations, US sanctions frameworks, and the operational implications for a payments business\n\nFamiliarity with Section 314(a) of the USA PATRIOT Act and FinCEN information-sharing obligations; hands-on 314(a) execution experience strongly preferred. Strong knowledge of EU, UN, and UK sanctions regimes, AML/CTF regulatory requirements, and customer lifecycle risk frameworks is an asset\n\nGenuine curiosity about AI and automation, hands-on experience using or implementing AI-assisted tools in a compliance or operational context, or a clear track record of proactively adopting technology to solve real problems\n\nExceptional energy, drive, and agency: you have a clear trajectory and are looking for the environment to accelerate it; your record shows you get there faster than anyone expects\n\nA senior specialist who unlocks capabilities the team does not have today, your experience materially changes what is possible, whether through deep technical knowledge, a new approach to automation, or expertise in a discipline we are building from scratch\n\nProven ability to drive meaningful change, you have led or materially contributed to process improvements, not just flagged them\n\nFast learner who absorbs new tools, regulatory developments, and process changes at pace, comfortable working in an environment that evolves quickly\n\nExperience working within or alongside a partner bank or regulated financial institution is an advantage\n\nFamiliarity with screening and case management tools such as World-Check, LexisNexis, Fircosoft, or equivalent, including name-matching logic\n\nHighly organised with the ability to manage competing regulatory deadlines without compromising accuracy; detail-oriented under pressure\n\nStrong written communication skills and a rigorous approach to audit-trail documentation\n\nSelf-starter who takes ownership without waiting to be prompted, and who energises others around improvement\n\nExperience supporting audit or regulatory examinations is an advantage\n\nA relevant certification such as CGSS, CAMS-FCI, CAMS, or equivalent is a plus\n\nKlarna is proud to be an equal opportunity employer. We are committed to building a diverse workforce that reflects our global customer base and to fostering a culture where everyone belongs. We provide equal employment opportunities to all individuals regardless of race, color, religion, creed, sex, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, veteran status, marital status, pregnancy, parental status, or any other characteristic protected by applicable law. We encourage applications from individuals of all backgrounds and identities. We consider qualified applicants with criminal history for employment in accordance with state and local laws and “fair chance” ordinances. If you require reasonable accommodation for any part of the application or hiring process, please contact .\nIn accordance with applicable law, the salary range for this position is provided in the job posting. The salary offered will be determined by the candidate's location, qualifications, experience, and education. The salary range posted in the job advertisement refers to the base pay. Base pay is part of a total compensation package, which may also include equity rewards, monthly stipends for health and wellness, and benefits such as life insurance, medical, dental, and vision coverage for you and your dependents.","description_format":"text","description_chars":7048,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Equity","Life insurance"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Payment Processing & Gateways","Buy Now, Pay Later"],"lifecycle":[{"event":"open","at":"2026-09-05T08:44:04Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"H-1B filings in 12 months: 5 · green card filings: 2","filings_12m":5,"filings_prev_12m":6,"green_card_filings_12m":2,"median_offered_wage_usd":159643,"route":null,"cap_exempt":false,"checked_at":"2026-10-15T11:24:14+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":0}],"liveness":{"score":36,"band":"fade","label":"Fading","p_open":1,"p_active":0.501,"p_room":0.72,"age_days":78,"expected_fill_days":131,"reasons":["conf:3","evergreen","velocity","win:mid","crowd:"],"computed_at":"2026-10-23T05:54:15Z"},"pay":{"stated_usd_annual":166324,"is_top_pay":true},"html_url":"https://alion.io/job/klarna-screening-adjudication-expert-3","json_url":"https://alion.io/job/klarna-screening-adjudication-expert-3.json","meta":{"generated_at":"2026-10-23T08:28:22Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":13582,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-24T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":11},"rest":"https://alion.io/mcp/rest/get_company?id=11"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fklarna-screening-adjudication-expert-3"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fklarna-screening-adjudication-expert-3"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fklarna-screening-adjudication-expert-3"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/klarna-screening-adjudication-expert-3\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fklarna-screening-adjudication-expert-3"}]}