{"id":44559,"url":"https://alion.io/job/klarna-seniorlead-data-scientist-open-banking-2","title":"Senior/Lead Data Scientist- Open Banking","company":{"id":11,"name":"Klarna","domain":"klarna.com","url":"https://alion.io/company/klarna","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Deel","truth_index":null},"role":"Data Science","role_family":"Data Science","seniority":"lead","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Stockholm, Sweden"],"countries":["SE"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":775398,"max":1108832,"currency":"SEK","period":"year","gross":null,"usd_annual":112574},"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"AWS","optional":false},{"name":"Databricks","optional":false},{"name":"Datadog","optional":false},{"name":"Machine Learning","optional":false},{"name":"Python","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-07-21T10:40:32Z","employer_posted_date":"2026-07-21","last_verified_at":"2026-11-05T06:42:21Z","board_verified":true,"closed_at":null,"days_open":106,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":106},"description":"What you will do\nAs a Senior Data Scientist within our Open Banking team, you will build the analytical foundation that turns raw bank account data into reliable, actionable insight for fraud prevention and underwriting decisions. You will engage in feature engineering across incoming and outgoing cash flows to model affordability, and develop machine learning models that estimate probability of default and produce fraud scorecards. You will own the full lifecycle of these models, from raw data through to production deployment, working closely with engineering to operationalize your work at scale. You will also help monitor model performance, impact, and acceptance rates through dashboards you help build, and you will partner closely with the Credit Modeling and Fraud teams to align on shared goals and infrastructure.\nWho you are\nExperience building and deploying machine learning models end to end, from raw data to production\n\nStrong feature engineering skills, ideally with transactional or financial data\n\nProficient in Python and SQL, with experience working in AWS environments\n\nSolid understanding of classification modeling techniques for risk or fraud use cases\n\nComfortable partnering closely with engineering teams to bring models into production\n\nStrong communication skills, with the ability to work cross-functionally with Credit Modeling and Fraud teams\n\nA curious, ownership-driven mindset, comfortable building infrastructure and processes from scratch\n\nAwesome to have\nExperience with open banking data or affordability modeling\n\nFamiliarity with building dashboards for model monitoring, ideally with tools like Databricks\n\nExperience with monitoring and observability tools such as Datadog\n\nBackground in underwriting, credit risk, or fraud detection use cases\n\nPlease include a CV in English\nCurious to learn more about Klarna and what it's like to work here? Explore our career site!","description_format":"text","description_chars":1917,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Payment Processing & Gateways","Buy Now, Pay Later"],"lifecycle":[{"event":"open","at":"2026-07-21T10:40:32Z"}],"visa":[],"liveness":{"score":47,"band":"ok","label":"Likely open","p_open":1,"p_active":0.789,"p_room":0.6,"age_days":106,"expected_fill_days":120,"reasons":["conf:4","win:late","crowd:"],"computed_at":"2026-11-05T05:54:30Z"},"pay":{"stated_usd_annual":112574,"is_top_pay":false},"html_url":"https://alion.io/job/klarna-seniorlead-data-scientist-open-banking-2","json_url":"https://alion.io/job/klarna-seniorlead-data-scientist-open-banking-2.json","meta":{"generated_at":"2026-11-05T06:59:39Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":8692,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-06T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":11},"rest":"https://alion.io/mcp/rest/get_company?id=11"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fklarna-seniorlead-data-scientist-open-banking-2"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fklarna-seniorlead-data-scientist-open-banking-2"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fklarna-seniorlead-data-scientist-open-banking-2"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/klarna-seniorlead-data-scientist-open-banking-2\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fklarna-seniorlead-data-scientist-open-banking-2"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":44559}},{"tool":"search_jobs","arguments":{"company":"klarna.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":44559},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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