{"id":2431037,"url":"https://alion.io/job/kredivo-group-data-scientist-ai-collection","title":"Data Scientist - AI (Collection)","company":{"id":432,"name":"Kredivo Group","domain":"kredivocorp.com","url":"https://alion.io/company/kredivo-group","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Breezy","truth_index":{"grade":"A","score":87,"open_postings":12,"ghost_share":0,"stale_share":0.333,"repost_share":0,"time_to_fill_p50_days":69,"computed_at":"2026-10-30T05:48:23Z"}},"role":"Data Science","role_family":"Data Science","seniority":"junior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Jakarta, Indonesia"],"countries":["ID"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":2,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"A/B Testing","optional":false},{"name":"Docker","optional":false},{"name":"Function Calling","optional":false},{"name":"LightGBM","optional":false},{"name":"LLM","optional":false},{"name":"Prompt Engineering","optional":false},{"name":"Python","optional":false},{"name":"PyTorch","optional":false},{"name":"RAG","optional":false},{"name":"Scikit-learn","optional":false},{"name":"SQL","optional":false},{"name":"Text-to-Speech","optional":false},{"name":"Voice Agents","optional":false},{"name":"WhatsApp","optional":false},{"name":"XGBoost","optional":false}],"status":"live","first_seen_at":"2026-10-13T08:54:44Z","employer_posted_date":"2026-10-14","last_verified_at":"2026-10-30T08:48:06Z","board_verified":true,"closed_at":null,"days_open":17,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":17},"description":"Kredivo is hiring a Data Scientist - AI (Collection) in our Jakarta office to build AI-powered products that change how we collect payments from customers. This position will report to the Lead Data Scientist - Collection & SPG and will be accountable for designing, shipping and measuring AI solutions across the collection journey, from early reminders to late-stage recovery.\nIn this role you will also be responsible for driving AI transformation within Collection: building conversational AI (chatbots and voice bots/robocalls), automating desk collection audit processes, and applying LLMs to collection workflows. In addition, you will be responsible for proving business impact through rigorous experiments and working closely with Collection Ops, Product and Engineering to put models into production.\nAbout the job:\nTo design and build LLM-powered collection assistants (WhatsApp/in-app chatbots, AI voice agents/robocalls)\nTo build automated audit and analysis of desk collection calls and chats, using speech-to-text and LLMs to check them against collection SOPs at scale and turn them into insights for Collection Ops\nTo develop and improve predictive models (e.g. propensity-to-pay, contactability, best channel/time to contact) that decide who to contact, when and how\nTo design and analyze A/B tests that measure impact on collection KPIs (roll rate, recovery rate, cost per collection)\nTo work with Engineering and Ops to deploy, scale and iterate on solutions, and to make sure they follow our internal collection guidelines\nAbout you:\nBachelor's or Master's in Computer Science, Statistics, Mathematics, Engineering or a related quantitative field\n2+ years of experience in data science or ML, ideally in fintech, lending, collections or customer operations\nStrong Python and SQL; hands-on with ML libraries (scikit-learn, XGBoost/LightGBM, PyTorch or similar)\nHands-on experience building with LLMs: prompt engineering, RAG, function calling/agents, and LLM APIs or open-source models\nExposure to conversational AI or voice tech (chatbot frameworks, STT/TTS, voice bot platforms) is a strong plus\nSolid grounding in experimentation and statistics (A/B testing, causal inference basics)\nExperience deploying models to production or working with MLOps tools (Airflow, Docker, cloud platforms) is a plus\nFluent in Bahasa Indonesia and good English; able to explain technical work to non-technical stakeholders\nProduct-minded and hands-on: you like shipping, measuring and iterating quickly\nIf this sounds like you, we would love to hear from you!","description_format":"text","description_chars":2564,"description_truncated":false,"requirements":{"experience_years_min":2,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[{"language":"Indonesian","level":"Advanced (C1)","optional":false}]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Artificial Intelligence","Digital Banks & Neobanks","Consumer Loans & Pawnshops","Buy Now, Pay Later"],"lifecycle":[{"event":"open","at":"2026-10-13T09:06:15Z"}],"visa":[],"liveness":{"score":90,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.902,"p_room":1,"age_days":16,"expected_fill_days":69,"reasons":["conf:1","velocity","win:early","comp:junior"],"computed_at":"2026-10-30T05:48:23Z"},"pay":null,"html_url":"https://alion.io/job/kredivo-group-data-scientist-ai-collection","json_url":"https://alion.io/job/kredivo-group-data-scientist-ai-collection.json","meta":{"generated_at":"2026-10-30T10:02:27Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":14466,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-31T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":432},"rest":"https://alion.io/mcp/rest/get_company?id=432"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fkredivo-group-data-scientist-ai-collection"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fkredivo-group-data-scientist-ai-collection"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fkredivo-group-data-scientist-ai-collection"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/kredivo-group-data-scientist-ai-collection\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fkredivo-group-data-scientist-ai-collection"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":2431037}},{"tool":"search_jobs","arguments":{"company":"kredivocorp.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":2431037},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. Docs: https://alion.io/developers"}}