{"id":2727819,"url":"https://alion.io/job/kuda-senior-data-analyst","title":"Senior Data Analyst","company":{"id":62343,"name":"Kuda","domain":"kuda.com","url":"https://alion.io/company/kuda","size_band":"11-50","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workable","truth_index":{"grade":"A","score":95,"open_postings":10,"ghost_share":0,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":60,"computed_at":"2026-10-17T05:46:00Z"}},"role":"Analytics","role_family":"Analytics","seniority":"senior","employment_type":null,"work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Lagos, Nigeria"],"countries":["NG"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":11000,"max_usd":25000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":2897},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"A/B Testing","optional":false},{"name":"Python","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-10-16T16:56:33Z","employer_posted_date":"2026-10-16","last_verified_at":"2026-10-17T17:56:42Z","board_verified":true,"closed_at":null,"days_open":1,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":1},"description":"Kuda, which means ‘love’ in Shona, is more than a fintech - it’s a movement to make financial services accessible, affordable, and truly rewarding for every African.\nBacked by over $100 million from some of the world’s most respected investors, we’re building a smarter alternative to traditional banking - offering seamless money transfers, business banking, and instant access to credit, all through your device.\nAt Kuda, we don’t just build products - we build people. We share the love in how we collaborate, carry everyone along as we grow, break boundaries to challenge what’s possible, and show up every day committed to doing better.\nIf you’re driven by purpose, excited by impact, and ready to help redefine the future of finance in Africa, you’ll feel right at home here.\nRole Overview\nAs a Senior Data Analyst - Credit, you are supporting the analytics throughout the credit product life cycle, from product design, to credit acquisition, portfolio management, collection and profit & loss. You will work within the Decision Science team, reporting to the Credit Risk Analytics Lead.\nKey Responsibilities\nAnalyze portfolio performance metrics to identify trends, risks, and opportunities\nReview and refine credit policies, including rule-based decision engines\nBuild and maintain profit and loss forecasts to guide strategic decisions\nConduct credit limit assignment and affordability assessments\nPerform score cut-off analysis to improve approval and risk strategies\nMonitor and enhance collection strategies based on customer segmentation and outcomes\nDesign and run A/B tests to assess and optimize lending and collections performance\nCommunicate actionable insights and recommendations to senior stakeholders\nRequirements\nAcademic background in a mathematical discipline (e.g. Mathematics, Statistics, Physics, or related field)\nMinimum of 5 years' experience as a Quantitative Analyst or Data Analyst in a financial services, fintech or e-commerce environment\nStrong proficiency in SQL for data extraction and manipulation\nHands-on experience with open-source statistical programming languages such as Python or R\nSolid understanding of statistical tests commonly used in A/B testing\nExperience using statistical software packages (open-source preferred)\nProven experience developing and maintaining analytical reports or dashboards from end-to-end\nAbility to interpret and present insights from reports in a business context, including stakeholder engagement and recommendation\nAdvantageous\n- Strong understanding of credit risk and portfolio performance metrics, including:\n- Annualised loss\n- Vintage curves\n- Roll rates\n- Exposure at Default (EAD)\n- Loss Given Default (LGD)\nBenefits\nWhy join Kuda?\nAt Kuda, our people are the heart of our business, so we prioritise your welfare. We offer a wide range of competitive benefits in areas including but not limited to:\nA great and upbeat work environment populated by a multinational team\nPension\nCareer Development & growth\nCompetitive annual leave plus bank holidays\nCompetitive paid time off (Parental, Moving day, Birthday, Study leave etc)\nGroup life insurance\nMedical insurance\nWell-fare package (Wedding, Compassionate and etc)\nPerkbox\nGoalr - employee wellness app\nAward winning L&D training\nWe are advocates of work-life balance, working in a hybrid in office schedule\nKuda is proud to be an equal-opportunity employer. We value diversity and anyone seeking employment at Kuda is considered based on merit, qualifications, competence and talent.\nWe don’t regard colour, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status. 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