{"id":1747135,"url":"https://alion.io/job/lead-bank-deposits-compliance-analyst","title":"Deposits Compliance Analyst","company":{"id":678834,"name":"Lead Bank","domain":"lead.bank","url":"https://alion.io/company/lead-8","size_band":"51-200","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"A","score":88,"open_postings":16,"ghost_share":0,"stale_share":0.5,"repost_share":0,"time_to_fill_p50_days":null,"computed_at":"2026-10-23T05:54:15Z"}},"role":"Legal","role_family":"Legal","seniority":"junior","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"board_field","remote_working_hours":null,"hiring_geo_confidence":"inferred","locations":["Kansas City, United States"],"countries":["US"],"hiring_countries":["US"],"hiring_countries_total":1,"salary":{"min":102638,"max":120750,"currency":"USD","period":"year","gross":null,"usd_annual":120750},"salary_estimate":null,"experience_years_min":1,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-02T19:49:16Z","employer_posted_date":"2026-10-02","last_verified_at":"2026-10-23T04:33:19Z","board_verified":true,"closed_at":null,"days_open":20,"trust":{"level":"ok","repost_count":0,"flags":[],"days_open":20},"description":"About Lead Bank\nLead is a banking infrastructure platform trusted by the most innovative companies to power complex financial products. We enable fintechs to offer compliant, programmable services like payments, lending, and digital assets at scale. Banking has moved beyond traditional institutions and is now embedded directly into everyday experiences, meaning companies need modern infrastructure that is safe, secure, and operationally sound.\nToday, Lead is one of the only API-first, developer-focused partner banks with the financial, regulatory, and legal expertise required to help fintechs succeed. We operate offices in San Francisco, Sunnyvale, and New York City, and an FDIC-insured bank in Kansas City.\nCompliance Team at Lead\nThe Compliance team helps Lead and its partners innovate responsibly, from onboarding and due diligence through full lifecycle oversight and remediation. They work closely with the Legal, Risk, and Audit teams to ensure partner programs operate in alignment with regulatory requirements and meet Lead’s standards for governance and accountability. At Lead, Compliance isn't a team that says \"no.\" It's a team that figures out how to safely say \"yes.” Rather than simply identifying roadblocks, this collaborative, solutions-oriented team focuses on finding practical paths forward. They value self-starters with sound judgment and the ability to work in a fast-paced environment.\nRole Description:\nLead is seeking a dynamic, self-motivated compliance professional to join our Compliance Team. Lead views regulatory compliance as a key driver of innovation and this position presents a unique opportunity to play a foundational role in continuing to build and implement our forward thinking compliance strategy.\nThe Deposits Compliance Analyst will be responsible for assisting the Deposits Compliance team in the delivery of the Compliance Management System (CMS). The role will have a primary focus in conducting day-to-day due diligence, monitoring and review related to the Bank’s fintech partner programs. Further duties can be assigned at any time due to expanded activities from the bank, its partners, or regulators.\nIn this role, you will:\nWork closely with the Deposits Compliance team, other business lines, and Fintech partners to ensure consideration and accurate implementation of controls and processes necessary to meet regulatory compliance requirements.\n\nMaintain proficient knowledge of the elements related to the Bank’s Compliance Management System to enhance Lead’s CMS and those of the fintech partners included but not limited to policies and procedures, escalation and reporting, complaint handling and trend analysis, exam and audit management.\n\nReview business unit and Fintech partner policies, procedures, and marketing materials for adherence to laws and regulations and recommend changes based on risks identified or changes in laws and regulations.\n\nMonitor compliance related Partner controls and key risk indicators to identify weaknesses, research issues, and make recommendations for remediation where required.\n\nAssist the business unit/Fintech partner in the development of action plans and corrective action associated with monitoring/review findings, as necessary.\n\nDevelop effective working relationships with department employees, other business units, and Fintech partners.\n\nSupportive resource to the business units for questions related to consumer protection laws and regulations in relation to payments including but not limited to debit/prepaid card, checks, ACH, wires and instant payments.\n\nDemonstrate the values of Lead Bank and set a personal example for team members to follow.\n\nPerform other duties as assigned.\n\nQualifications:\nMinimum of 1-3 years’ banking experience\n\nHave knowledge and experience with the elements of Compliance Management Systems (CMS), included but not limited to policies and procedures, escalation and reporting, complaint handling and trend analysis, exam and audit management.\n\nHave an understanding of applicable federal and state laws, regulations and guidance, including, but not limited to UDAAP, FTC Guidelines, Reg E, Reg CC, Nacha Rules, Visa/Mastercard Rules, and other federal consumer protection legislation and regulations\n\nDemonstrate exceptional communication skills, both writing and verbal\n\nAbility to make judgements with exceptional speed, based on information provided\n\nAbility to work and complete tasks independently, with minimal direct supervision\n\nEager to learn and achieve proficiency\n\nCurious, have humility, open to learning and approach your work with a growth mindset\n\nThrive working in a fluid environment with high autonomy\n\nLove to collaborate to get to the best, most efficient outcome\n\nEmbody the growth mindset and bring a self-driven and self-starter mentality to your work\n\nWhat we offer:\nAt Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life\nCompetitive compensation based on experience, geographic location, and role\n\nMedical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA\n\nPaid parental leave\n\nFlexible vacation policy, including PTO and paid holidays\n\nA fun and challenging team environment in a dynamic industry with ample opportunities for career growth\n\n*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.\n*Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.\n**Our compensation reflects the cost of labor across several US geographic markets. Pay is based on a number of factors and may vary depending on geographical market location, job-related knowledge, skills, and experience. These ranges may be modified in the future.\nZone 1: $102,638 - $120,750 (SF/Bay Area, NYC, Seattle)\nZone 2: $91,966 - $108,195 (Los Angeles, Chicago, Austin, Denver, Boston, Washington DC, San Diego, Philadelphia, Portland, Sacramento, Miami)\nZone 3: $69,169 - $81,375 (Other US Metros)","description_format":"text","description_chars":6365,"description_truncated":false,"requirements":{"experience_years_min":1,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["401k plan","Flexible vacation policy","Parental leave"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"},{"name":"Kansas City","iso":null,"kind":"city"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Commercial & Retail Banks","Financial Software & Embedded Finance"],"lifecycle":[{"event":"open","at":"2026-10-03T06:28:44Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"H-1B filings in 12 months: 9 · green card filings: 3","filings_12m":9,"filings_prev_12m":7,"green_card_filings_12m":3,"median_offered_wage_usd":215000,"route":null,"cap_exempt":false,"checked_at":"2026-10-15T11:24:14+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":0}],"liveness":{"score":56,"band":"ok","label":"Likely open","p_open":1,"p_active":0.623,"p_room":0.9,"age_days":20,"expected_fill_days":31,"reasons":["conf:1","stale_co","urgency","win:mid","comp:junior"],"computed_at":"2026-10-23T05:54:15Z"},"pay":{"stated_usd_annual":120750,"is_top_pay":true},"html_url":"https://alion.io/job/lead-bank-deposits-compliance-analyst","json_url":"https://alion.io/job/lead-bank-deposits-compliance-analyst.json","meta":{"generated_at":"2026-10-23T07:37:02Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":12268,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-24T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":678834},"rest":"https://alion.io/mcp/rest/get_company?id=678834"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Flead-bank-deposits-compliance-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Flead-bank-deposits-compliance-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Flead-bank-deposits-compliance-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/lead-bank-deposits-compliance-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Flead-bank-deposits-compliance-analyst"}]}