{"id":1733660,"url":"https://alion.io/job/lendable-associate-product-manager-us-cards","title":"Associate Product Manager (US Cards)","company":{"id":5868,"name":"Lendable","domain":"lendable.co.uk","url":"https://alion.io/company/lendable","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"A","score":88,"open_postings":10,"ghost_share":0,"stale_share":0.5,"repost_share":0,"time_to_fill_p50_days":39,"computed_at":"2026-10-10T05:45:15Z"}},"role":"Product","role_family":"Product","seniority":"junior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["London, United Kingdom"],"countries":["GB"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":54000,"max_usd":117000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":11},"experience_years_min":1,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Claude Code","optional":false},{"name":"Cursor","optional":false},{"name":"Machine Learning","optional":false},{"name":"OpenAI Codex","optional":false},{"name":"Python","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-10-02T16:00:43Z","employer_posted_date":"2026-10-02","last_verified_at":"2026-10-12T02:28:39Z","board_verified":true,"closed_at":null,"days_open":9,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":9},"description":"About Lendable\nLendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:\nOne of the UK’s most exciting unicorns with a team of over 800 people\n\nAmong thefastest-growing tech companies in the UK\n\nProfitable since 2017\n\nBacked by top investors including Balderton Capital andGoldman Sachs\n\nLoved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)\n\nSo far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.\nWe’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.\nJoin us if you want to\nTake ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1\n\nWork in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions\n\nBuild the best technology in-house: we use new data sources, machine learning and AI to make machines do the heavy lifting\n\nIn six years, Lendable has built a profitable, market-leading credit card in the UK. In 2023, we brought that playbook to the US and set an even higher bar. This year the US credit card business scaled rapidly: our run rate grew more than 20x in the last six months.\nA lot of the work of getting customers through the door is in place. The next stage is about what happens once they’re in: helping them pay on time, giving more credit to the ones who earn it, getting people back on track when they fall behind, and ensuring an intuitive user experience across channels.\nIf you're excited by fintech, lending and scaling products in a fast-moving environment, this role offers real ownership, impact and room to grow.\nAbout the role\nWe're hiring a Associate Product Manager to join the product team, and will cover post booking areas including payments, collections, credit limit increases, spend, and the mobile app.\nNo two weeks look the same. One week you might be sizing an opportunity, the next week sitting with the ops team to understand why customers are calling, or putting a rough version of an idea in front of real customers before anyone builds the proper one. We care more about how quickly we learn than how polished the first attempt looks.\nWhat you'll work on\nRunning experiments across the customer lifecycle, such as how and when we remind people to pay, what gets them to set up autopay, and how we gamify engagement\n\nWorking with credit risk and data science on how to apply models to new use cases and opportunities\n\nFinding cheap, fast ways to test an idea (a manual process, an email, a script) with AI before committing engineering time to it\n\nGathering customer research to get truthful and unbiased reads\n\nBuilding tools and automations with AI that save time for you, the ops team and the wider business\n\nDoing whatever it takes to get something live, including the unglamorous parts like unblocking developers, socializing with legal and compliance, or writing the guide for the ops team\n\nWhat we're looking for\nDon’t worry if you don’t meet all these criteria. We'd love to talk to any great candidate that is excited, inquisitive, and a go-getter.\n1-4 years in product, strategy, analytics, consulting or operations, with some time spent working closely to product or execution teams to deliver value\n\nYou ask a lot of questions and you're not satisfied until you understand why something is happening\n\nYou enjoy forming a hypothesis and finding the quickest way to test it, even if the first version is rough\n\nYou're comfortable with data: you can write SQL or Python and answer your own questions\n\nYou're already using AI tools like Claude Code, Cursor or Codex in your work or side projects, and you want to see how far they go\n\nYou're happy to pick up the small jobs, understanding that as a lean product team no job is too unworthy of our attention\n\nYou like days that look different from each other\n\nBonus: experience in lending, payments, fintech or a fast-growing startup\n\nKeep in mind: you will not be a fit for this role if you're looking for a well-defined backlog to manage, or you'd rather wait until a problem is fully specified before starting on it. Much of what we work on starts as a loose question with multiple options possible.\nAI at Lendable\nWe want to build the most AI-forward financial services company in the world. PMs here make their own dashboards to answer questions that used to need an analyst, build their own agents and workflows to take care of repetitive work, and ship straightforward changes to production themselves. You don't need to be an expert on day one, but we'll expect you to keep pushing what one person can do.\nYour team\nYou'll report to the Senior Product Manager for Customer Management, and work most closely with:\nA developer and design team split across London and Europe, covering frontend and backend\n\nA data science team building models specific to the US business\n\nA credit risk team\n\nA growth team\n\nAn operations team\n\nThe team spans our London office, remote engineers in Europe, and our office in Arlington, Virginia, near DC, which you'll visit.\nLife at Lendable\nNo one here is limited to their lane. If you want to pick up credit analysis, prototype a feature or fix something in ops, you will be supported.\n\nWork from home Mondays and Fridays, and be in the office Tuesday to Thursday, with lunches prepared by our top-tier in-house chefs\n\nTop-tier private health insurance\n\nOffsites for the US Cards product and engineering team, and an annual whole-company trip abroad (previously Turkey and France)\n\nInterview process\nWe respect your time and move quickly:\nIntro call (remote) - 30 minutes with the hiring manager\n\nTake-home exercise (remote) - a practical product challenge in your own time, followed by a video debrief with two members of the product team\n\nFinal round (in our London office) - typically with the CPO and US Cards MD, Engineering Manager, Head of Product and hiring manager\n\nLife at Lendable\nWinning team: the opportunity to scale up one of the world’s most successful fintech companies\n\nFlexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites\n\nSocials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls\n\nHealth coverage: support for your physical and mental wellbeing, including private health cover\n\nRetirement & savings: long-term financial wellbeing through retirement savings plans\n\nEmployee referral programme: earn a competitive bonus when you refer successful new team members\n\nOffice meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations\n\nSustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations\n\nPlease note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.\nCheck out our blog!","description_format":"text","description_chars":7517,"description_truncated":false,"requirements":{"experience_years_min":1,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Flexible schedule","Health insurance","Office meals","Retirement plans"],"hiring_locations":[{"name":"United Kingdom","iso":"GB","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Consumer Loans & Pawnshops"],"lifecycle":[{"event":"open","at":"2026-10-03T00:30:24Z"}],"visa":[{"country":"GB","licensed_sponsor":true,"evidence":"Licensed UK visa sponsor (Skilled Worker)","filings_12m":null,"filings_prev_12m":null,"green_card_filings_12m":null,"median_offered_wage_usd":null,"route":"Skilled Worker","cap_exempt":false,"checked_at":"2026-10-10T06:21:00+00:00","sources":["UK Home Office: register of licensed sponsors (workers)"],"filings_for_role_12m":0}],"liveness":{"score":61,"band":"ok","label":"Likely open","p_open":1,"p_active":0.611,"p_room":1,"age_days":7,"expected_fill_days":39,"reasons":["conf:0","stale_co","velocity","win:early","comp:junior"],"computed_at":"2026-10-10T05:45:15Z"},"pay":null,"html_url":"https://alion.io/job/lendable-associate-product-manager-us-cards","json_url":"https://alion.io/job/lendable-associate-product-manager-us-cards.json","meta":{"generated_at":"2026-10-12T03:39:48Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":5682,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-13T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":5868},"rest":"https://alion.io/mcp/rest/get_company?id=5868"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Flendable-associate-product-manager-us-cards"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Flendable-associate-product-manager-us-cards"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Flendable-associate-product-manager-us-cards"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/lendable-associate-product-manager-us-cards\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Flendable-associate-product-manager-us-cards"}]}