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Salary
$85k – $170k per year (Estimated)
Location
Remote/Hybrid (London, United Kingdom)
Seniority
Senior · 5+ years exp
Employment
Full-Time

Confirmed on the employer's own hiring board on Sep 23, 2026. First seen by Alion on Sep 23, 2026. Lendable scores B on the Alion truth index.

Overview
Company
Impact
Profile match
Lendable is a London-based fintech company that uses artificial intelligence and proprietary technology to automate credit decisions for consumer finance products, including personal loans, credit cards, and car finance. Founded in 2014, the platform connects institutional investors directly with individual borrowers, providing streamlined digital applications that offer instant quotes and fast payouts without long paperwork.

About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

  • One of the UK’s most exciting unicorns with a team of over 800 people

  • Among thefastest-growing tech companies in the UK

  • Profitable since 2017

  • Backed by top investors including Balderton Capital andGoldman Sachs

  • Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

  • Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

  • Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions

  • Build the best technology in-house: we use new data sources, machine learning and AI to make machines do the heavy lifting

We're looking for a PHP Engineer to join our growing UK Loans team, either based in or around London

Our engineering organisation is home to over 200 talented engineers across backend, frontend, mobile, and platform disciplines.

You'll have the opportunity to work on everything from building and integrating new APIs to enhance the customer journey, to optimising our lending platforms, and engaging in deep architectural discussions. There's plenty to tackle, and we're excited to find the right people to take on the challenge.

What we’re looking for

Essential

  • 5+ years experience with PHP

  • Strong, business oriented, engineer with modern PHP development experience (PHP 8.0+ is a must)

  • High degree of ownership and autonomy

  • A good understanding of Symfony

  • Experience with Domain Driven Design, Message-Driven Systems and Event Sourcing would be a plus

  • Strong automatic testing skills (unit, integration, functional, behat)

Desirable

  • Experience working on financial systems

  • A keen desire to want to learn and input into a highly collaborative team

Our Tech Stack

We believe in using the right tools for the job, and our stack reflects our commitment to modern, efficient development:

  • Backend: PHP 8, Symfony 7, AWS, PostgreSQL, RabbitMQ, Docker, Kubernetes

  • CI/CD: GitHub Actions and ArgoCD (we deploy to production as soon as a feature is complete!)

  • Testing: Behat, PHPUnit

Interview process

We value your time and have designed an efficient process to get to know you:

  • A quickchat with one of our team to see if the role is a good match.

  • 15 minute cognitive Test

  • A technical interview to assess your technical skills.

  • A culture-add interview to assess how you'd thrive within our team and organisation.

Life at Lendable

  • Winning team: the opportunity to scale up one of the world’s most successful fintech companies

  • Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites

  • Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls

  • Health coverage: support for your physical and mental wellbeing, including private health cover

  • Retirement & savings: long-term financial wellbeing through retirement savings plans

  • Employee referral programme: earn a competitive bonus when you refer successful new team members

  • Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations

  • Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

Check out our blog!

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