{"id":3773554,"url":"https://alion.io/job/manulife-intermediate-underwriter","title":"Intermediate Underwriter","company":{"id":6650,"name":"Manulife","domain":"manulife.com","url":"https://alion.io/company/manulife","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"A","score":92,"open_postings":117,"ghost_share":0.026,"stale_share":0.171,"repost_share":0.171,"time_to_fill_p50_days":28,"computed_at":"2026-11-07T05:47:08Z"}},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"board_field","remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Canada"],"countries":["CA"],"hiring_countries":["CA"],"hiring_countries_total":1,"salary":null,"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-11-04T22:24:54Z","employer_posted_date":"2026-11-04","last_verified_at":"2026-11-07T10:27:51Z","board_verified":true,"closed_at":null,"days_open":2,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":2},"description":"Continue building your career with Manulife’s Individual Insurance team, a leading provider of insurance for Canadian families, individuals, and businesses, recognized for innovative products, service, and professional advice.\nAs an Intermediate Life Underwriter, you’ll bring established underwriting experience and Life signing authority of $1-$2 million. You’ll independently manage a broader range of cases within assigned authority, working with National Accounts, Managing General Agencies (MGAs), and Traditional Producers.\nBring your technical knowledge, sound judgment, and customer-focused approach. You’ll assess more complex risks, communicate decisions confidently, and contribute practical solutions that support customers, advisors, and business outcomes.\nWhy Underwriting at Manulife\nAt Manulife, underwriting is where expertise, trust, and impact come together. In this role, you won’t just review files - you’ll own complex, meaningful decisions that help individuals and families secure their financial futures with confidence.\nYou’ll work with innovative underwriting tools and technologies that support strong judgment and better customer outcomes, allowing you to focus on the higher-value work your expertise is built for.\nWe’re equally invested in your growth. With clear career progression, hands-on learning alongside experienced peers, and strong support for professional development, Manulife offers an environment where underwriting careers are built for the long term - supported by flexible ways of working and a collaborative, people-first culture.\nWhat You’ll Do\nIndependently assess and classify life insurance risks within assigned authority, following Manulife’s underwriting philosophy, guidelines, and standards.\nEvaluate medical, financial, occupational, avocational, travel, and lifestyle information across a broader range of cases, including moderate impairments.\nApply sound judgment to underwriting decisions, document your rationale clearly, and refer cases beyond your authority or requiring additional expertise.\nManage your case workload independently, balancing risk assessment with quality, productivity, and service expectations.\nCommunicate requirements and decisions clearly and professionally, helping advisors and internal partners understand the underwriting rationale.\nBuild positive working relationships and take ownership of case follow-ups and service concerns.\nFollow applicable legislation, consumer regulations, privacy requirements, and disclosure standards.\nShare technical knowledge with colleagues and contribute practical ideas to improve processes, consistency, and customer outcomes.\nWhat You’ll Bring\nDemonstrated experience as a Life Underwriter, with a minimum Life signing authority of $1M\nWorking knowledge of medical risk assessment, including anatomy, medical terminology, diseases, diagnostic tests, treatments, and medications.\nSound knowledge of financial and other non-medical risks and their application to life insurance underwriting.\nExperience assessing a range of cases, including moderate impairments, and making independent decisions within assigned authority.\nStrong analytical, critical-thinking, and problem-solving skills, with clear, well-supported decision rationale.\nThe ability to interpret and apply current technical information and recognize when additional guidance or escalation is needed.\nClear written and verbal communication and the ability to explain underwriting decisions professionally.\nA customer-service mindset and the ability to build credibility and positive relationships with advisors and internal partners.\nStrong organization, attention to detail, and ownership of priorities and turnaround times.\nComfort with underwriting systems, new business processes, and digital tools, including Microsoft Word, Excel, and internet-based applications.\nAdaptability and a commitment to continuous learning and professional development.\nAssets\nEnrollment in or completion of LOMA, ALU, or other insurance-related courses.\nA university or college degree in a related discipline.\nMedical education, training, or experience.\nParticipation in industry meetings, seminars, or conferences.\nBilingual proficiency in English and French.\nIf the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec.\nCareer Growth\nThrough broader case exposure, ongoing learning, and feedback, you’ll continue strengthening your technical expertise, judgment, and ability to manage increasingly complex risks.\nDevelopment toward a Senior Life Underwriter role will focus on greater case complexity, decision quality, expanded authority, strong advisor relationships, and broader contributions to the team. Progression will depend on demonstrated readiness and business needs, rather than time in role alone.\nWhat Matters to You\nPutting customers first by listening, engaging, and acting for their benefit.\nLearning continuously and finding better ways to work.\nTaking ownership and achieving results together.\nActing with integrity, doing what is right, and speaking up.\nSupporting a diverse, inclusive, and respectful workplace.\nWhen you join our team:\nWe’ll empower you to learn and grow the career you want.\nWe’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.\nAs part of our global team, we’ll support you in shaping the future you want to see\nThe role being advertised is an existing vacancy.\nAbout Manulife and John Hancock\nManulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.\nManulife is an Equal Opportunity Employer\nAt Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.\nIt is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact .\nReferenced Salary Location\nCanada, Full Time RemoteWorking Arrangement\nRemoteSalary range is expected to be between\n$70,500.00 CAD - $117,500.00 CADEmployees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact  for the salary range for your location.\nManulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact  for more information about U.S.-specific paid time off provisions.\nWe use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement.","description_format":"text","description_chars":8787,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[{"language":"French","level":"Advanced (C1)","optional":false},{"language":"English","level":"Advanced (C1)","optional":false}]},"benefits":["Continuous learning","Insurance coverage","Life insurance","Professional development","Retirement plans"],"hiring_locations":[{"name":"Canada","iso":"CA","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Commercial & Retail Banks","Asset Management & Funds","Health Insurance & Benefits","Life Insurance & Annuities"],"lifecycle":[{"event":"open","at":"2026-11-04T22:24:54Z"}],"visa":[],"liveness":{"score":90,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.903,"p_room":1,"age_days":2,"expected_fill_days":28,"reasons":["conf:0","velocity","win:early","comp:brand"],"computed_at":"2026-11-07T05:47:08Z"},"pay":null,"html_url":"https://alion.io/job/manulife-intermediate-underwriter","json_url":"https://alion.io/job/manulife-intermediate-underwriter.json","meta":{"generated_at":"2026-11-07T13:30:33Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":16428,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-08T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":6650},"rest":"https://alion.io/mcp/rest/get_company?id=6650"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fmanulife-intermediate-underwriter"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fmanulife-intermediate-underwriter"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fmanulife-intermediate-underwriter"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/manulife-intermediate-underwriter\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fmanulife-intermediate-underwriter"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3773554}},{"tool":"search_jobs","arguments":{"company":"manulife.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3773554},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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