{"id":3422952,"url":"https://alion.io/job/manulife-junior-bilingual-underwriter","title":"Junior Bilingual Underwriter","company":{"id":6650,"name":"Manulife","domain":"manulife.com","url":"https://alion.io/company/manulife","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"A","score":92,"open_postings":87,"ghost_share":0,"stale_share":0.241,"repost_share":0.115,"time_to_fill_p50_days":27,"computed_at":"2026-10-30T05:48:23Z"}},"role":"Finance","role_family":"Finance","seniority":"junior","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"board_field","remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Quebec, Canada","New Brunswick, United States","Canada"],"countries":["CA","US"],"hiring_countries":["CA"],"hiring_countries_total":1,"salary":null,"salary_estimate":{"min_usd":33000,"max_usd":62000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":15},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-28T21:25:33Z","employer_posted_date":"2026-10-28","last_verified_at":"2026-10-30T06:48:34Z","board_verified":true,"closed_at":null,"days_open":1,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":1},"description":"Build your underwriting career with Manulife’s Individual Insurance team, a leading provider of insurance for Canadian families, individuals, and businesses, recognized for innovative products, service, and professional advice.\nAs a Junior Life Underwriter, you’ll develop the knowledge and skills to assess life insurance applications with guidance from experienced underwriters. No prior underwriting signing authority is required. You’ll learn how to support cases involving National Accounts, Managing General Agencies (MGAs), and Traditional Producers.\nBring your curiosity, critical-thinking skills, and enthusiasm for learning. You’ll ask questions, explore information, and build sound judgment while contributing to a positive experience for customers, advisors, and internal partners.\nPosition Responsibilities\nLearn to assess and classify life insurance risks with guidance from experienced underwriters, following Manulife’s underwriting philosophy, guidelines, and standards. \nReview medical, financial, occupational, avocational, travel, and lifestyle information, building your understanding of how these factors affect risk. \nUse critical thinking to identify missing or unclear information, ask thoughtful questions, and document your findings and rationale for review. \nOrganize your case workload with support, developing the ability to balance thorough reviews with quality, productivity, and service expectations. \nDevelop clear, professional communication skills to explain requirements and support communication of underwriting decisions with guidance. \nBuild positive working relationships, follow up on your cases, and seek support when questions or service concerns arise. \nFollow applicable legislation, consumer regulations, privacy requirements, and disclosure standards. \nParticipate actively in training, apply feedback, and share questions and ideas that support learning, teamwork, and better ways of working. \nRequired Qualifications\nA genuine interest in life insurance underwriting and enthusiasm for building new knowledge and skills. \nCritical-thinking skills: the ability to look beyond the surface, connect information, and consider why something matters. \nCuriosity and a willingness to ask thoughtful questions, clarify your understanding, and seek guidance rather than make assumptions. \nAn eagerness to learn medical terminology, financial concepts, and the other factors involved in assessing life insurance risk. \nAnalytical and problem-solving skills, with attention to detail when reviewing information and identifying gaps or inconsistencies. \nOpenness to feedback and the ability to apply what you learn to new situations. \nClear written and verbal communication, strong listening skills, and a willingness to explain your thinking. \nA customer-service mindset and the ability to build credibility and positive relationships with advisors and internal partners. \nStrong organization, attention to detail, and ownership of priorities and turnaround times. \nComfort using digital tools, including Microsoft Word, Excel, and internet-based applications, and a willingness to learn underwriting systems and new business processes. \nAdaptability, a collaborative approach, and a commitment to taking an active role in your learning and development. \nThe successful candidate will be required to communicate in English and French to support clients from various provinces outside of Québec.\nPreferred Qualifications\nPrevious exposure to insurance, underwriting, or a related customer-service or administrative role. \nEnrollment in or completion of LOMA, ALU, or other insurance-related courses. \nA university or college degree in a related discipline. \nMedical education, training, or experience. \nParticipation in industry meetings, seminars, or conferences. \n\nCareer Growth\nThrough training, case exposure, guidance from experienced underwriters, and regular feedback, you’ll build a foundation in risk assessment, develop your judgment, and gain confidence in explaining your thinking and managing cases.\nAs your knowledge and confidence grow, you’ll work toward greater independence and readiness for an Intermediate Life Underwriter role. Development will focus on applying what you learn, sound reasoning, case quality, clear communication, and knowing when to seek guidance. Progression will depend on demonstrated readiness and business needs, rather than time in role alone.\nWhat Matters to You\nPutting customers first by listening, engaging, and acting for their benefit. \nLearning continuously and finding better ways to work. \nTaking ownership and achieving results together. \nActing with integrity, doing what is right, and speaking up. \nSupporting a diverse, inclusive, and respectful workplace. \nWhen you join our team\nWe’ll empower you to learn and grow the career you want. \nWe’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words. \nAs part of our global team, we’ll support you in shaping the future you want to see.\nThe role being advertised is an existing vacancy.\nAbout Manulife and John Hancock\nManulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.\nManulife is an Equal Opportunity Employer\nAt Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.\nIt is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact .\nReferenced Salary Location\nCAN, Quebec - Full Time RemoteWorking Arrangement\nRemoteSalary range is expected to be between\n$71,475.00 CAD - $119,125.00 CADEmployees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact  for the salary range for your location.\nManulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact  for more information about U.S.-specific paid time off provisions.\nWe use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement.","description_format":"text","description_chars":8351,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[{"language":"French","level":"Upper-Intermediate (B2)","optional":false},{"language":"English","level":"Upper-Intermediate (B2)","optional":false}]},"benefits":["Insurance coverage","Life insurance","Retirement plans"],"hiring_locations":[{"name":"Canada","iso":"CA","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Commercial & Retail Banks","Asset Management & Funds","Health Insurance & Benefits","Life Insurance & Annuities"],"lifecycle":[{"event":"open","at":"2026-10-28T21:25:33Z"}],"visa":[],"liveness":{"score":90,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.903,"p_room":1,"age_days":1,"expected_fill_days":27,"reasons":["conf:3","velocity","win:early","comp:junior,brand"],"computed_at":"2026-10-30T05:48:23Z"},"pay":null,"html_url":"https://alion.io/job/manulife-junior-bilingual-underwriter","json_url":"https://alion.io/job/manulife-junior-bilingual-underwriter.json","meta":{"generated_at":"2026-10-30T09:40:30Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":13922,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-31T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":6650},"rest":"https://alion.io/mcp/rest/get_company?id=6650"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fmanulife-junior-bilingual-underwriter"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fmanulife-junior-bilingual-underwriter"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fmanulife-junior-bilingual-underwriter"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/manulife-junior-bilingual-underwriter\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fmanulife-junior-bilingual-underwriter"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3422952}},{"tool":"search_jobs","arguments":{"company":"manulife.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3422952},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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