{"id":3200724,"url":"https://alion.io/job/marqeta-senior-software-engineer-credit-commercial-engineering","title":"Senior Software Engineer - Credit Commercial Engineering","company":{"id":4993,"name":"Marqeta","domain":"marqeta.com","url":"https://alion.io/company/marqeta","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"B","score":75,"open_postings":4,"ghost_share":0,"stale_share":1,"repost_share":0,"time_to_fill_p50_days":37,"computed_at":"2026-10-31T05:58:55Z"}},"role":"Backend","role_family":"Backend","seniority":"senior","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"board_field","remote_working_hours":null,"hiring_geo_confidence":"structured","locations":[],"countries":[],"hiring_countries":["CA"],"hiring_countries_total":1,"salary":null,"salary_estimate":{"min_usd":89000,"max_usd":166000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":111},"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"AWS","optional":false},{"name":"Docker","optional":false},{"name":"Java","optional":false},{"name":"Kubernetes","optional":false},{"name":"Next.js","optional":false},{"name":"React.js","optional":false},{"name":"Spring Boot","optional":false},{"name":"GitHub","optional":true},{"name":"JavaScript","optional":true},{"name":"Snowflake","optional":true}],"status":"closed","first_seen_at":"2026-09-22T18:31:10Z","employer_posted_date":"2026-09-22","last_verified_at":"2026-10-30T17:17:46Z","board_verified":false,"closed_at":"2026-10-30T17:17:46Z","days_open":37,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":37},"description":"Marqeta is seeking a skilled Senior Software Engineer to contribute to the design and delivery of software solutions on our Credit Commercial Engineering Team. In this role, you will take ownership of well-defined features and components within a broader product area, delivering on team goals across quarterly milestones. You will apply your technical expertise to solve moderately complex problems, exercising sound judgment to work through challenges with growing independence. You will collaborate actively with your teammates and cross-functional partners to ensure alignment and drive reliable, high-quality outcomes.\nWe work Flexible First. This role can be performed remotely anywhere within the province where you reside, whether that’s Ontario, Canada or British Columbia, Canada. We’d love for you to join us!\nThis position is for an existing vacancy. We have two openings for this role.\nThe Impact You'll Have\nDesign and implement high-performance solutions for large-scale, high-volume, and high-velocity financial data and complex compliance landscapes.\n\nDevelop the software and infrastructure to achieve repeatable and efficient high-quality releases with automation, seeking opportunities to replace redundant tasks and enhance engineering focus on strategic challenges.\n\nDebug critical production issues across services and different stack levels.\n\nActively keep customer needs in mind and leverage input from product stakeholders to determine the right technical solutions to deliver customer value quickly.\n\nApply a detail-oriented mindset to analyze data, detect patterns, and create well-organized documentation for non-technical audiences.\n\nDiagnose and resolve production issues across various services and system layers.\n\nLead design for medium components/features and participate in design for larger components/features (moving from task level impact to medium-size project level impact).\n\nMeticulously evaluate data, identify patterns, and communicate complex information clearly to non-technical stakeholders\n\nWho You Are\nYou have 5+ years of industry experience in software development in Java, service-oriented architectures, and cloud computing (AWS preferred).\n\nExperience with Java, Spring Boot\n\nExperience with a front-end framework like React or Next.js and knowledge of CSS/HTML\n\nExperience with Kubernetes and/or Docker\n\nKnowledge of common design patterns in scalable distributed systems as well as core computer science concepts\n\nExperience with OAuth 2.0, JWTs, and user session management\n\nExperience, designing, building and maintaining web and mobile applications.\n\nAbility to develop and deliver clean, readable and error-free code with thorough documentation and testing.\n\nAbility to understand existing designs and technology choices and make appropriate adjustments when necessary.\n\nAbility to communicate in a clear, concise, and respectful manner both verbally and in writing.\n\nAbility to share relevant information including if difficult task-level trade-offs that impact the product need to be made.\n\nThe ability to demonstrate humility, empathy, and to take constructive feedback positively.\n\nStrong collaboration and communication (verbal and written) skills. Can effectively work cross-functionally and deliver a project.\n\nA desire to grow in your career, learn, share ideas and help others grow and learn.\n\nThe capacity to work productively on cross-functional teams and take a collaborative, team oriented approach\n\nNice to haves\nExperience with payments or the FinTech space\n\nExperience with big data analytics tools (i.e. - Snowflake) and stream processing architectures\n\nContributions to technical blogs, a public Github repo, or to open source projects.\n\nYour Manager\nPramod Rao, Sr. Director, Software Engineering\n\nRecruiter For This Role\nPrashant, Senior Recruiter\n\nOur (typical) process:\nApplication Submission\n\nRecruiter Video Call\n\nPair Programming Interview\n\nEngineering Leader Interview\n\nVirtual “Onsite” consisting of three 45-60 minute rounds\n\nOffer!\n\nCompensation and Benefits\nMarqeta calibrates pay to a competitive value according to working location. When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this full-time position, reflected in CAD, is: 116,000 - 145,000\nWe also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.\nAlong with monetary compensation, Marqeta currently offers:\nMultiple health insurance options\n\nFlexible vacation time with additional floating holidays\n\nRetirement savings program with company contribution\n\nEquity in a publicly-traded company\n\nMonthly stipend to support our remote work model\n\nAnnual development stipend to support our people growth and development\n\nFamily-forming benefits and generous parental leave base salary top-up\n\nAbout Marqeta\nMarqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.\nMarqeta’s Values\n- Solve for the Customer: With a deep understanding of our customers' business and empathy for their needs, we deliver products and services that drive their success. Earning and keeping their trust guides everything we do.\n- Do What's Right: Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high-quality results that our customers count on. We own our work from start to finish.\n- Simplify and Innovate: We approach challenges with curiosity and take smart risks. Innovation comes from finding better, simpler ways to achieve extraordinary outcomes.\n- Win as a Team: We succeed together by embracing diverse perspectives and pushing each other to raise the bar. We lead with humility and set aside hierarchy to work as a team.\n- Make it Count: We drive forward with focus and agility. With a sense of urgency and purpose, we get the job done, and done right.\nEqual Employment Opportunity, Accommodations and Privacy\nMarqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements.\nMarqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre-employment testing, or otherwise participate in the employee selection process, please submit this form with your specific accommodation request.\nMarqeta cares about your privacy. Personal data that is provided as part of the application and recruitment process is processed in accordance with the Applicant Privacy Notice. Additional information for California residents can be found here.\nTo keep our interview process fair and consistent, we ask that all candidates join video interviews with their camera on.\nNotice on Use of AI in Recruitment\nWe may use artificial intelligence (AI) tools in our recruitment processing consistent with the requirements of applicable laws. For more information, review our AI notice here.","description_format":"text","description_chars":8278,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Annual bonuses","Equity","Health insurance","Parental leave"],"hiring_locations":[{"name":"Canada","iso":"CA","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Cards & Card Issuing","Financial Software & Embedded Finance"],"lifecycle":[{"event":"open","at":"2026-10-24T08:18:53Z"},{"event":"close","at":"2026-10-30T17:17:46Z"}],"visa":[],"liveness":null,"pay":null,"html_url":"https://alion.io/job/marqeta-senior-software-engineer-credit-commercial-engineering","json_url":"https://alion.io/job/marqeta-senior-software-engineer-credit-commercial-engineering.json","meta":{"generated_at":"2026-10-31T15:38:25Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":24410,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-01T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":4993},"rest":"https://alion.io/mcp/rest/get_company?id=4993"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fmarqeta-senior-software-engineer-credit-commercial-engineering"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fmarqeta-senior-software-engineer-credit-commercial-engineering"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fmarqeta-senior-software-engineer-credit-commercial-engineering"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/marqeta-senior-software-engineer-credit-commercial-engineering\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fmarqeta-senior-software-engineer-credit-commercial-engineering"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3200724}},{"tool":"search_jobs","arguments":{"company":"marqeta.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3200724},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. Docs: https://alion.io/developers"}}