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Salary
≈ $27k – $56k per year (Estimated)
Location
In office (Pune)
Seniority
Staff
Employment
Full-Time

Confirmed on the employer's own hiring board on Oct 9, 2026. First seen by Alion on Oct 9, 2026. Mastercard scores A on the Alion truth index.

Overview
Company
Impact
Profile match
Mastercard is an American payments technology company whose origins date to 1966, when a group of banks formed the Interbank Card Association to compete with BankAmericard. Like its main rival it does not issue cards or extend credit; it operates the network that authorises, clears and settles transactions between issuing banks, acquirers and merchants in more than two hundred countries. Headquartered in Purchase, New York, the company has built a large services business alongside the core network, covering fraud and identity products through its Ethoca and RiskRecon acquisitions, open banking, consulting and loyalty programmes.

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Lead Software EngineerJob Description Template

Lead Software Engineer

Who is Mastercard?

We work to connect and power an inclusive, digital economy that benefits everyone, everywhere, by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships, and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team - one that makes better decisions, drives innovation, and delivers better business results.

Technology at Mastercard

What we create today will define tomorrow. Revolutionary technologies that reshape the digital economy to be more connected and inclusive than ever before. Safer, faster, more sustainable.

And we need the best people to do it. Technologists who are energized by the challenges of a truly global network. With the talent and vision to create the critical systems and products that power global commerce and connect people everywhere to the vital goods and services they need every day.

Working at Mastercard means being part of a unique culture. Inclusive and diverse, a rich collaboration of ideas and perspectives. A place that celebrates your strengths, values your experiences, and offers you the flexibility to shape a career across disciplines and continents. And the opportunity to work alongside experts and leaders at every level of the business, improving what exists, and inventing what’s next.

About the role

Software Engineers at Mastercard design and code a variety of applications covering transaction processing, analytics, user interfaces, and APIs using a blend of cutting-edge technologies across big data, distributed systems, machine learning, and more. As a Lead Software Engineer, you will lead the delivery of these products and solutions with speed and agility as part of a small team. This will involve developing high-performing, highly scalable software solutions and products for some of the world’s top brands. Specific tasks vary depending on the project and the business unit that you join in.

All staff at Mastercard are expected to demonstrate 'Mastercard Way' cultural values every day - own it, simplify it, sense of urgency, thoughtful risk-taking, unlock potential, and be inclusive - with a relentless focus on our customers. As a Lead Software Engineer at Mastercard, you are expected to perform the following general responsibilities:

  • Lead one or two squads of senior and junior engineers and own the software development and delivery
  • Own complex problems with dependency across services and facilitate cross-functional team interactions to drive resolution
  • Drive prioritization decisions and trade-offs in working with product partners
  • Provide development and architecture guidance to team members
  • Ensure benchmarks are met on quality, performance, info security and other NFRs
  • Guide and mentor teams effectively as per needs.
  • Communicate effectively and coordinate with various global groups in MasterCard to ensure success of the projects.
  • Lead various initiatives for improving automation, defect metrics and overall quality.

All about you

  • Full Stack Development hands on experience using Java, Springboot tech stack, Microservice Architecture, Messaging/Event Driven Frameworks, CI/CD on a Cloud Native environment
  • Experience on System design and Architecture, on multi-tier distributed systems
  • Experience using AI tools and ability to explore and adapt to newer skillset
  • Key driver/owner for delivering multiple product features on or ahead of schedule. Extensive experience leading the full product development lifecycle including coordinating/shepherding technical design discussions, documentation, comparing & contrasting approaches, tasking out stories, and architecting test plans.
  • Strong oral and written communicator with expertise in evangelizing complex ideas/solutions, spanning multiple, often conflicting, requirements. Facilitates discussions amongst technical and business stakeholders across organization and team boundaries to build consensus.
  • Drives operational excellence by suggesting improvements to product modules/features using test data, performance data, and production metrics. Leverage testing to verify both functional and non-functional application requirements. Drives efforts to build and maintain lower environments that accurately reflect production.
  • Demonstrable expertise with root cause analysis of issues in multi-tier distributed systems, with the ability to prescribe risk-reward balanced short-, mid- and long-term changes, over multiple release cycles.
  • Highly regarded mentor. Instills best practices and proactively coaches others to high technical and quality standards. Identifies and sponsors junior teammates for key growth opportunities.
  • Extensive experience using enterprise tooling and processes to improve products and processes by proposing changes/enhancements to the full SDLC lifecycle.
  • Approaches discussions and problem solving, across organization and team boundaries with differing motivations/priorities, with empathy and a goal of building consensus. Finds way pitches in and lends support where needed. Valuable partner with organization and business partners in all roles and geographies.
  • Key technical voice in anticipating, articulating, and evangelizing solutions to technical challenges, spanning org/team boundaries, based on broader industry trends, prioritized based on business needs.

Equal opportunities considerations

In the US, Mastercard is an inclusive Equal Employment Opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. If you require accommodations or assistance to complete the online application process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard’s security policies and practices;

  • Ensure the confidentiality and integrity of the information being accessed;

  • Report any suspected information security violation or breach, and

  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

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