Manager, Regulatory Compliance - Payments & Digital Assets
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Manager, Regulatory Compliance - Payments & Digital AssetsOverviewThe Regulatory Compliance Manager will support the organization’s regulatory licensing, reporting, governance, and examination readiness activities across U.S. and applicable international jurisdictions. This role is responsible for managing licensing obligations, coordinating regulatory submissions, maintaining compliance inventories, supporting board and management reporting, and partnering with legal, compliance, risk, and business stakeholders to ensure regulatory commitments are completed accurately and on time.
Key Responsibilities
- Manage licensing activities through NMLS and non-NMLS channels, including annual renewals, advance change notices, license items, regulator requests, and updates to company information, policies, procedures, fingerprints, and other required submissions.
- Coordinate ongoing maintenance of money transmission, virtual currency, and related regulatory licenses, including support for BitLicense, and other state, federal, and international registration obligations.
- Support officer, board member, independent board member, and character and fitness vetting processes, including coordination of required documentation, reviews, and follow-up actions.
- Maintain and update regulatory obligation and control inventories, including incorporation of new regulatory guidance and completion of inventory gap assessments.
- Prepare and coordinate board reporting, KPI metrics, risk assessment inputs, and other management reporting related to licensing, regulatory obligations, and compliance activities.
- Support regulatory examination readiness, including preparation for state examinations, remediation tracking, evidence gathering, and response coordination.
- Manage surety bond maintenance activities and support timely completion of jurisdiction-specific bonding requirements.
- Coordinate incident reporting activities, including assessing regulatory notification requirements, preparing reporting materials, and supporting timely escalation and submission.
- Support agent reporting, and other periodic regulatory reporting requirements.
- Coordinate with internal stakeholders across Compliance, Legal, Risk, Operations, Product, Finance, and business teams to drive timely completion of regulatory deliverables.
Required Qualifications
- Bachelor’s degree or equivalent professional experience in compliance, legal, risk management, financial services, or a related field.
- Experience with regulatory licensing, regulatory reporting, or compliance program management in a financial services, payments, money transmission, fintech, or digital assets environment.
- Strong understanding of regulatory obligations related to money transmission, virtual currency, licensing, examinations, and regulator communications.
- Experience working with NMLS or similar regulatory licensing and filing systems.
- Strong organizational skills, attention to detail, and ability to manage multiple regulatory deliverables with competing deadlines.
- Excellent written and verbal communication skills, with the ability to prepare clear, accurate, and professional materials for regulators, senior management, and governance forums.
- Ability to work cross-functionally and influence stakeholders without direct authority.
Preferred Qualifications
- Experience supporting BitLicense, digital asset, or state money transmission licensing obligations.
- Experience preparing board or senior management reporting, compliance metrics, and regulatory risk assessment materials.
- Familiarity with regulatory examinations, remediation plans, issue management, and evidence collection.
- Experience coordinating international registrations or reporting obligations, such as FinCEN, FINTRAC, or similar regulatory bodies.
- Ability to operate effectively in a fast-paced, highly regulated environment with evolving requirements.Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
Pay Ranges
New York City, New York: $138,000 - $221,000 USD