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Mastercard is an American payments technology company whose origins date to 1966, when a group of banks formed the Interbank Card Association to compete with BankAmericard. Like its main rival it does not issue cards or extend credit; it operates the network that authorises, clears and settles transactions between issuing banks, acquirers and merchants in more than two hundred countries. Headquartered in Purchase, New York, the company has built a large services business alongside the core network, covering fraud and identity products through its Ethoca and RiskRecon acquisitions, open banking, consulting and loyalty programmes.

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

PMT - Product Validation LeadWho is Mastercard?

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.

Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

Overview

Payments Network Technology is seeking a Product Management Technical professional to lead product validation and payment-domain outcomes. The role connects customer and business needs with engineering delivery, test coverage, and release acceptance.

Roles and Responsibilities

  • Own the vision, working-backwards narrative, and measurable outcomes for assigned capabilities.
  • Translate customer, operational, and business needs into prioritized features, user stories, and acceptance criteria.
  • Make and communicate trade-off recommendations across scope, depth, timelines, risk, and technical investment.
  • Coordinate requirements and dependencies with engineering, architecture, testing, operations, and customer-facing teams.
  • Review demonstrations and validation evidence against acceptance criteria before release.
  • Maintain clear product documentation and use production or validation metrics as feedback into the backlog.
  • Identify feature-level delivery or customer risks and drive prioritization and resolution.
  • Define validation strategy for authorization, clearing, tokenization, ISO 8583, and ISO 20022 payment flows.
  • Support defect triage and confirm that resolved behavior meets payment-processing requirements.
  • Provide technical or product leadership, mentor team members, and drive decisions across multiple workstreams.

Essential Skills

  • Experience in technical product management, product ownership, business analysis, or payment-product validation.
  • Knowledge of payment transaction flows and message standards such as ISO 8583 and ISO 20022.
  • Ability to work with engineers and architects on APIs, data models, non-functional requirements, and operational behavior.
  • Data-driven decision-making and strong product documentation skills.
  • Bachelor's degree in computer science, information technology, engineering, or a related discipline, or equivalent practical experience.

All About You

  • Experience working in Agile delivery environments and across the software development lifecycle.
  • Clear communication, collaboration, problem-solving, and stakeholder-management skills.
  • Ability to work with globally distributed product, engineering, architecture, operations, and business teams.
  • Experience applying AI-driven product validation to improve efficiency, expand coverage, and identify defects earlier in the development lifecycle.

• Payments or financial-services domain knowledge is preferred.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard’s security policies and practices;

  • Ensure the confidentiality and integrity of the information being accessed;

  • Report any suspected information security violation or breach, and

  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

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