{"id":3077818,"url":"https://alion.io/job/mastercard-principal-software-engineer-applications-architect","title":"Principal Software Engineer - Applications Architect","company":{"id":252,"name":"Mastercard","domain":"mastercard.com","url":"https://alion.io/company/mastercard","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"A","score":87,"open_postings":189,"ghost_share":0.016,"stale_share":0.423,"repost_share":0.079,"time_to_fill_p50_days":27,"computed_at":"2026-10-31T05:58:55Z"}},"role":"Backend","role_family":"Backend","seniority":"lead","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Pune, India"],"countries":["IN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":23000,"max_usd":57000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":74},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Agile","optional":false},{"name":"Apache Kafka","optional":false},{"name":"Java","optional":false},{"name":"Rest API","optional":false},{"name":"Self-Healing","optional":false},{"name":"SLI/SLO/SLA","optional":false},{"name":"Spring Boot","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-10-22T11:09:10Z","employer_posted_date":"2026-10-22","last_verified_at":"2026-10-31T09:14:25Z","board_verified":true,"closed_at":null,"days_open":9,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":9},"description":"Our Purpose\nMastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.\nTitle and Summary\nPrincipal Software Engineer - Applications ArchitectPrincipal Engineer - Applications ArchitectWorker Type Level Location Number of Positions\nEmployee L5 Pune 1\nWho is Mastercard?\nMastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.\nOur decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.\nOverview\nPayments Network Technology is seeking a Principal Engineer to provide technical and delivery leadership across payment-network initiatives. This role will connect architecture, release coordination, dependency management, and engineering execution across multiple teams.\nRoles and Responsibilities\nDefine and evolve architecture for secure, scalable, and highly available payment-network services, predominantly Java based.\nCoordinate technical delivery across teams, including releases, dependencies, defect triage, and resolution of cross-cutting issues.\nPartner with product and engineering leaders to translate business needs into architecture and implementation direction.\nLead design reviews and drive decisions on APIs, service interactions, data, resiliency, security, and operational readiness.\nIdentify reuse opportunities and promote common engineering patterns and standards.\nMentor engineers and technical leads across teams.\nCommunicate architecture trade-offs, delivery risks, and recommendations to senior stakeholders.\nProvide technical or product leadership, mentor team members, and drive decisions across multiple workstreams.\nEssential Skills\nExtensive software architecture and hands-on Java development experience in large-scale systems.\nDeep knowledge of Java, Spring Boot, microservices, REST APIs, messaging, event-driven architecture especially Kafka, SQL/NoSQL, and cloud-native platforms.\nExperience with secure engineering, DevOps, performance, resiliency, observability, and production-readiness practices.\nAbility to lead through influence across organizational boundaries.\nBachelor's degree in computer science, information technology, engineering, or a related discipline, or equivalent practical experience.\nAll About You\nExperience working in Agile delivery environments and across the software development lifecycle.\nClear communication, collaboration, problem-solving, and stakeholder-management skills.\nAbility to work with globally distributed product, engineering, architecture, operations, and business teams.\nExperience leading SOAR (Solution Architecture Review) and driving technical strategy, architecture alignment, engineering excellence, and risk management across multiple teams.\nExperience creating and reviewing TADs (Technical Architecture Documents) for large-scale distributed systems, ensuring alignment with enterprise standards, security requirements, resiliency objectives, and long-term maintainability.\nDemonstrated experience defining and governing cross-platform architecture, enabling interoperability, reuse, standardization, and consistent engineering practices across multiple products and services.\nExperience designing and implementing multi-region resiliency architectures, including active-active and active-passive deployment patterns, disaster recovery strategies, cross-region data replication, failover mechanisms, and business continuity solutions.\nStrong understanding of distributed data management, including data replication, consistency models, recovery objectives, and operational considerations across geographic regions.\nChampions operability and maintainability as first-class design principles, ensuring observability, monitoring, automation, self-healing capabilities, supportability, and simplified operational management are built into solutions from inception.\nDeep understanding of Mastercard Engineering Principles (or equivalent large-scale enterprise engineering standards) and a proven ability to apply them consistently across architecture, software design, deployment, resiliency, security, and operational practices.\nDemonstrated ability to balance architecture, business priorities, scalability, security, resiliency, and operational considerations while establishing technology direction for multiple engineering teams.\nExperience defining architecture guardrails, engineering standards, reference implementations, and reusable patterns that improve consistency, quality, and delivery effectiveness across the organization.\nStrong knowledge of reliability engineering practices, including service-level objectives (SLOs), error budgets, observability, fault isolation, disaster recovery testing, and continuous resilience validation.\n• Payments or financial-services domain knowledge is preferred.\nCorporate Security Responsibility\nAll activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:\nAbide by Mastercard’s security policies and practices;\n\nEnsure the confidentiality and integrity of the information being accessed;\n\nReport any suspected information security violation or breach, and\n\nComplete all periodic mandatory security trainings in accordance with Mastercard’s 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