{"id":1722185,"url":"https://alion.io/job/merge-risk-operations-specialist","title":"Risk Operations Specialist","company":{"id":2173907,"name":"Merge","domain":"merge.money","url":"https://alion.io/company/merge-money","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":null},"role":"Operations","role_family":"Operations","seniority":null,"employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Paris, France"],"countries":["FR"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":42000,"max_usd":89000,"period":"year","method":"role_country_seniority_unknown","sample_n":104},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"closed","first_seen_at":"2026-09-23T02:35:05Z","employer_posted_date":"2026-09-23","last_verified_at":"2026-10-19T11:19:37Z","board_verified":false,"closed_at":"2026-10-19T11:19:37Z","days_open":26,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":26},"description":"About Merge:\nMerge is a regulated stablecoin payments infrastructure platform enabling enterprises to move money globally in real time. We combine stablecoin rails with local instant payment systems to deliver faster, cheaper, and more transparent cross-border payments and treasury workflows. Merge serves fintechs, investment platforms, marketplaces, and corporate treasury teams globally.\nAbout the role:\nAs a Risk Operations Specialist, you will support the day-to-day operation of Merge's financial crime and risk framework across fiat and stablecoin transactions. You will work across the customer lifecycle - from onboarding and KYC/KYB through ongoing monitoring, transaction reviews, investigations and escalation.\nThe role will involve working closely with Compliance, Operations, Product, Engineering, Customer Success and Payments teams.\nKey responsibilities\nKYC / KYB & Customer Onboarding\nConduct KYC/KYB reviews for individuals and businesses during onboarding.\n\nReview corporate structures, UBOs, directors, shareholders and source of funds/wealth.\n\nPerform CDD and EDD on higher-risk customers and counterparties.\n\nConduct PEP, sanctions, adverse media and other screening.\n\nAssess customer risk and determine appropriate risk classifications.\n\nIdentify inconsistencies, gaps or red flags in customer documentation.\n\nSupport periodic and event-driven customer reviews.\n\nEscalate higher-risk cases to Compliance / MLRO where required.\n\nTransaction Monitoring\nReview transaction monitoring alerts across fiat and stablecoin transactions.\n\nInvestigate unusual transaction patterns, velocity, counterparties and transaction flows.\n\nIdentify potential AML, fraud, sanctions and financial crime risks.\n\nAnalyse transaction history and customer behaviour to determine whether activity is consistent with the customer's profile.\n\nInvestigate alerts and document clear, evidence-based conclusions.\n\nEscalate suspicious activity in accordance with internal procedures.\n\nSupport preparation of STR/SAR cases and regulatory reporting where required.\n\nPayments & Risk Operations\nDevelop a strong understanding of cross-border payment flows, including SEPA, SWIFT, correspondent banking and stablecoin transfers.\n\nReview payment exceptions, rejected transactions, unusual beneficiary activity and payment-related risk events.\n\nSupport controls around fiat-to-crypto and crypto-to-fiat flows.\n\nMonitor operational risk indicators and identify emerging patterns.\n\nWork with Operations and Payments teams to resolve customer and transaction issues while maintaining appropriate compliance controls.\n\nSupport fraud and financial crime investigations.\n\nSanctions & Financial Crime\nConduct sanctions and PEP screening and investigate potential matches.\n\nReview adverse media and other external risk indicators.\n\nSupport investigations involving fraud, money laundering, terrorist financing and sanctions exposure.\n\nMonitor emerging financial crime typologies relevant to digital assets and cross-border payments.\n\nMaintain appropriate case documentation and audit trails.\n\nStablecoin Transaction Compliance\nReview blockchain transactions and wallet activity where relevant.\n\nUse blockchain analytics and KYT tools to assess wallet and transaction risk.\n\nUnderstand risks associated with mixers, high-risk jurisdictions, sanctioned addresses, scams, fraud and other illicit activity.\n\nSupport Travel Rule compliance and related operational processes.\n\nDevelop familiarity with MiCA/CASP requirements and the interaction between digital asset and traditional payment compliance.\n\nCompliance Operations & Controls\nMaintain accurate records of KYC, transaction monitoring and investigation cases.\n\nEnsure cases are handled within agreed SLAs.\n\nPerform quality checks on KYC and transaction monitoring decisions.\n\nIdentify recurring operational issues and recommend improvements.\n\nHelp develop and maintain SOPs, workflows and compliance controls.\n\nSupport internal and regulatory audits.\n\nProduce operational MI and reporting for Compliance and Risk management.\n\nHelp improve automation and tooling across compliance operations.\n\nCustomer Support & Risk Operations\nSupport customer queries related to KYC/KYB, AML checks, transaction monitoring and compliance requirements.\n\nAssist with customer requests for additional documentation, source of funds/wealth and EDD.\n\nInvestigate customer-reported issues involving delayed, rejected, blocked or held transactions.\n\nWork with Customer Success, Payments and Operations to resolve risk-related customer issues while maintaining compliance controls.\n\nEscalate higher-risk cases and identify recurring issues to improve customer experience and risk processes.\n\nAt Merge, customer support is a shared responsibility across the organization. Every team member is expected to contribute to customer support activities when required, helping investigate issues, resolve customer queries, and ensure a high standard of customer experience.\n\nJob Requirements\nExperience in compliance, AML, financial crime, risk operations, KYC/KYB or transaction monitoring.\n\nExperience within a regulated financial institution, EMI, PI, bank, fintech, or digital asset business.\n\nStrong practical experience in KYC/KYB, CDD/EDD and transaction monitoring.\n\nExperience investigating transaction monitoring alerts and making risk-based decisions.\n\nUnderstanding of AML/CFT, sanctions, PEP and adverse media screening.\n\nExperience working with complex customer or transaction investigations.\n\nGood understanding of cross-border payments and payment flows.\n\nStrong analytical and investigative skills.\n\nExcellent written documentation and case-management skills.\n\nAbility to work independently and make sound risk-based decisions.\n\nStrong attention to detail without losing sight of operational efficiency.","description_format":"text","description_chars":5819,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Cryptocurrencies","Payment Processing & Gateways","Stablecoins"],"lifecycle":[{"event":"open","at":"2026-10-02T20:53:12Z"},{"event":"close","at":"2026-10-19T11:19:37Z"}],"visa":[],"liveness":null,"pay":null,"html_url":"https://alion.io/job/merge-risk-operations-specialist","json_url":"https://alion.io/job/merge-risk-operations-specialist.json","meta":{"generated_at":"2026-10-21T02:53:45Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":4309,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-22T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2173907},"rest":"https://alion.io/mcp/rest/get_company?id=2173907"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fmerge-risk-operations-specialist"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fmerge-risk-operations-specialist"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fmerge-risk-operations-specialist"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/merge-risk-operations-specialist\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fmerge-risk-operations-specialist"}]}