{"id":1972062,"url":"https://alion.io/job/meriton-credit-analyst","title":"Credit Analyst","company":{"id":449929,"name":"Meriton","domain":"meriton.com","url":"https://alion.io/company/meriton-2","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":{"grade":"A","score":95,"open_postings":8,"ghost_share":0,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":67,"computed_at":"2026-11-08T05:47:12Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Irving, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":67000,"max_usd":128000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":5022},"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Office","optional":false},{"name":"Outlook","optional":false},{"name":"Power BI","optional":false}],"status":"live","first_seen_at":"2026-10-06T19:19:56Z","employer_posted_date":"2026-10-20","last_verified_at":"2026-11-09T00:19:07Z","board_verified":true,"closed_at":null,"days_open":33,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":33},"description":"Meriton is a national team of experts driving HVAC innovation through a network of high-performing companies. From strategy and support to systems and solutions, we work behind the scenes to strengthen operations and build value-for our partners and our people.\nIf you’re looking to make an impact, we’re glad you’re here. At Meriton, you’ll join a team that believes in big ideas, doing great work, and building careers that matter-every step of the way.\nPosition Description\nJob Title: Credit Analyst\nReports To: Credit & Collections Supervisor\nFLSA Status: Exempt\nLocation: Shared Services Office, Irving, TX\nSummary:\nThe Credit Analyst serves as a senior individual contributor responsible for performing complex financial analysis, managing high-risk accounts, and providing oversight for credit risk management and customer master data integrity across multiple business units. This role includes credit approvals, portfolio analytics, and performance reporting to support sound financial decision-making and compliance with company policies. The Senior Credit Analyst acts as a subject matter expert and mentor to peers, driving process improvements and risk reduction initiatives across the credit function.\nEssential Duties and Responsibilities:\nCredit Analysis:\nReview and approve credit applications within delegated authority limits.\nConduct in-depth financial statement analysis, risk scoring, and exposure aggregation across multiple entities.\nRecommend credit terms and limits for high-value or high-risk accounts.\nEnsure credit limit reviews are completed every 6-12 months or upon trigger events.\nSupport legal and management teams in escalated credit or lien issues.\nPortfolio Monitoring & Reporting:\nAnalyze A/R aging and DSO performance; identify exposure concentrations.\nTrack and report portfolio-level credit KPIs in Power BI and Excel dashboards.\nPerform root cause analysis of delinquencies or credit losses.\nProvide inputs for bad debt allowance and reserve calculations.\nOversee compliance with SOX and audit standards for documentation accuracy.\nSystem Oversight:\nMaintain integrity of customer master data within Microsoft Dynamics 365.\nIdentify and resolve duplicate accounts across operating companies.\nSupport integration of new business units or system migrations.\nBuild and enhance analytical reports and credit dashboards in Power BI.\nCollaboration & Support:\nCoordinate with operations, collections, and sales to manage customer risk and resolve disputes.\nMentor junior credit analysts and assist in training cross-functional staff.\nParticipate in credit committee meetings and present portfolio analysis to leadership.\nContribute to internal controls testing and process improvement initiatives.\nOther Duties:\nRegular, consistent and necessary attendance to meet the needs of the business.\nPerforms other duties and responsibilities as assigned.\nMust conduct self in an ethical, legal, and responsible manner at all times.\nMust adhere to the policies, principles, and guidance within the Employee Handbook and Code of Conduct.\nCompetencies \nElevated professionalism which demonstrates tempered emotions, empathy, positive intent, and integrity in all interactions.\nExcellent communication and interpersonal skills with the ability to build strong relationships across all levels of the organization. Strong verbal and written communication skills\nAbility to effectively communicate and present information one-on-one and in group situations, and outside of the company.\nAbility to solve practical problems and manage a variety of variables in situations and with problems where only limited information or standardization exists\nStrong attention to detail\nAbility to work in a fast-paced environment\nMust be a self-starter, independent, and strong organization skills, with the ability to manage multiple priorities and deadlines at any given time\nAbility to establish and build effective working relationships with colleagues and staff. Acceptance of a variety of lifestyles, behaviors, and cultural, and spiritual practices\nEducation/Experience:\nBachelor’s degree preferred.\n5+ years of experience in credit analysis, financial review, or related accounting/finance role.\nStrong analytical skills with ability to interpret financial statements.\nProficiency with Microsoft Dynamics 365, F&O, Excel (pivot tables, xlookups), and Outlook.\nExperience with ticketing or case management systems preferred.\nStrong understanding of multi-entity exposure aggregation and risk reporting.\nExperience supporting SOX compliance, audits, and process improvement projects.\nMust be proficient in the Microsoft Office Suite, including Outlook, Excel, PowerPoint and Word\n\nWork Environment\nThe work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essentials functions. The noise level in the work environment is usually moderate. The workplace is in a corporate office environment and the temperature in the work environment is usually moderate. The position’s primary office is the Shared Services, Irving, TX office; however, telework or work at home, on the road, or in a satellite location for portions of the workweek may occur, depending upon project needs and requirements in coordination with your direct supervisor and/or most senior leader of your department.\nPhysical Demands:\nThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable the individuals with disabilities to perform the essentials functions.\nMust be able to walk, bend, stand, and reach constantly during a workday.\nMust be able to lift 15 - 20 lbs.\nStanding for long periods of time (4-5 hours) occasionally\nMust be able travel via plane or car to events\nEmployment practices will not be influenced or affected by an applicant’s or employee’s race, color, religion, sex (including pregnancy), national origin, age, disability, genetic information, sexual orientation, gender identity or expression, veteran status or any other legally protected status. Reasonable accommodations will be made for qualified individuals with disabilities unless doing so would result in an undue hardship.\nSalary ranges listed are dependent upon a candidate’s qualifications, experience, internal equity, and the budgeted amount for the specific role and location.","description_format":"text","description_chars":6581,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":["Equity"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Manufacturing","HVAC & Refrigeration"],"lifecycle":[{"event":"open","at":"2026-10-06T19:47:32Z"}],"visa":[],"liveness":{"score":77,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":0.9,"age_days":32,"expected_fill_days":67,"reasons":["conf:1","win:mid"],"computed_at":"2026-11-08T05:47:12Z"},"pay":null,"html_url":"https://alion.io/job/meriton-credit-analyst","json_url":"https://alion.io/job/meriton-credit-analyst.json","meta":{"generated_at":"2026-11-09T00:50:53Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":1836,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-10T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":449929},"rest":"https://alion.io/mcp/rest/get_company?id=449929"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fmeriton-credit-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":2,"usd":0.2},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fmeriton-credit-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fmeriton-credit-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/meriton-credit-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fmeriton-credit-analyst"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":1972062}},{"tool":"search_jobs","arguments":{"company":"meriton.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":1972062},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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