{"id":2815016,"url":"https://alion.io/job/micro-finance-risk-analyst-x2","title":"Risk Analyst (x2)","company":{"id":1208770,"name":"Micro Finance","domain":"microfinance.ca","url":"https://alion.io/company/microfinance","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":null,"truth_index":null},"role":"Finance","role_family":"Finance","seniority":"junior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Lusaka, Zambia"],"countries":["ZM"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":9500,"max_usd":26000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":3436},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Excel","optional":false},{"name":"Power BI","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-10-18T07:46:31Z","employer_posted_date":null,"last_verified_at":"2026-10-18T07:46:31Z","board_verified":false,"closed_at":null,"days_open":3,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":3},"description":"Job Purpose\n\nTo support the independent identification, assessment, monitoring, analysis, investigation support and reporting of material risks across MFZ. The role provides timely and decision-useful risk information, supports implementation of the Enterprise Risk Management Framework, strengthens risk and control oversight, and follows agreed actions to evidenced closure or escalation.\n\nResponsibilities\n\nSupport implementation and continuous improvement of MFZ’s Enterprise Risk Management Framework, risk appetite arrangements, policies, methodologies and reporting tools.\n\nSupport and facilitate assigned Risk and Control Self-Assessments across departments, branches and operational functions, challenge information appropriately and consolidate approved outputs.\n\nMaintain departmental and enterprise risk registers, KRI records, incident and loss-event information, action trackers and supporting evidence.\n\nCollect, reconcile, validate and analyse risk, financial, credit and operational data, including portfolio quality, liquidity, funding, capital, profitability, interest-rate, counterparty, foreign-exchange and concentration indicators.\n\nPrepare draft risk dashboards, forecasts, early-warning indicators, exception reports and management commentary, and escalate material adverse trends, risk appetite breaches and unresolved data-quality concerns.\n\nSupport stress testing and scenario analysis covering relevant credit, liquidity, capital, earnings and operational exposures.\n\nMaintain accurate operational-risk, incident and loss-event records; support incident reviews, thematic analysis, control testing, process walkthroughs and evidence-based reviews of control design and operating effectiveness.\n\nSupport independent reviews of credit-risk trends, policy exceptions, selected credit files, underwriting, affordability, delegated authorities, collateral, documentation, collections and recovery controls.\n\nSupport assessments of risks arising from new products, projects, systems, digital channels, partnerships, outsourcing arrangements and significant process changes.\n\nSupport authorised investigations and fraud-risk reviews through data analysis, evidence gathering, transaction review, loss quantification, documentation and action tracking while maintaining confidentiality and secure working papers.\n\nSupport Business Impact Analyses, business continuity and disaster-recovery plans, exercises, incident response and post-exercise improvement actions.\n\nPrepare concise risk reports, committee papers and presentations; conduct emerging-risk research; and use Excel, Power BI and other approved tools to improve analytics and reporting efficiency.\n\nFollow up audit, regulatory, compliance, RCSA, incident and other assigned findings to evidenced closure or escalation, and undertake other reasonable risk-related duties assigned through the approved work plan.\n\nRequirements\n\nGrade 12 School Certificate with five credits or better, including Mathematics and English.\n\nBachelor’s degree in Risk Management, Finance, Accounting, Economics, Banking, Actuarial Science, Statistics, Mathematics, Data Analytics, Information Systems, Business Administration, Auditing or another relevant field.\n\nRecent graduates and entry-level applicants are encouraged to apply; candidates with up to three years of relevant experience in risk management, credit or financial analysis, audit, compliance, investigations, fraud risk, operations, data analysis or a related field are also encouraged to apply.\n\nRelevant internship, graduate-trainee or financial-services exposure will be an added advantage.\n\nGood Microsoft Excel skills, including data cleaning, formulas, lookups, pivot tables, charts and basic dashboard preparation, with ability to prepare clear reports and presentations using Microsoft Word and PowerPoint.\n\nKnowledge of Power BI, data-visualisation tools, core banking reports, SQL or other analytical tools will be an added advantage.\n\nMembership of a relevant professional body or progress toward a relevant professional qualification will be an added advantage, where applicable.","description_format":"text","description_chars":4117,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-10-18T12:20:45Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":2,"expected_fill_days":20,"reasons":["seen:2","win:early","comp:junior"],"computed_at":"2026-10-21T05:46:15Z"},"pay":null,"html_url":"https://alion.io/job/micro-finance-risk-analyst-x2","json_url":"https://alion.io/job/micro-finance-risk-analyst-x2.json","meta":{"generated_at":"2026-10-21T19:30:18Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":27652,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-22T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":1208770},"rest":"https://alion.io/mcp/rest/get_company?id=1208770"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fmicro-finance-risk-analyst-x2"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fmicro-finance-risk-analyst-x2"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fmicro-finance-risk-analyst-x2"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/micro-finance-risk-analyst-x2\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fmicro-finance-risk-analyst-x2"}]}