{"id":4275994,"url":"https://alion.io/job/mintifi-vp-principal-engineer","title":"VP - Principal Engineer","company":{"id":3785798,"name":"Mintifi","domain":"mintifi.com","url":"https://alion.io/company/mintifi","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Keka","truth_index":null},"role":"Leadership","role_family":"Leadership","seniority":"head","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Mumbai, India"],"countries":["IN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"AWS","optional":false},{"name":"CI/CD","optional":false},{"name":"Java","optional":false},{"name":"Kubernetes","optional":false},{"name":"LLM","optional":false},{"name":"LLM Guardrails","optional":false},{"name":"Platform Engineering","optional":false},{"name":"PostgreSQL","optional":false},{"name":"Apache Kafka","optional":true},{"name":"RAG","optional":true}],"status":"live","first_seen_at":"2026-11-13T13:34:48Z","employer_posted_date":"2026-11-13","last_verified_at":"2026-11-13T18:59:29Z","board_verified":true,"closed_at":null,"days_open":0,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":0},"description":"Mintifi Finserve Pvt Ltd\nRole - VP - Principal Engineer Platform Engineering & Applied AI\nFunction - Technology - Engineering\nLevel - Senior leadership (VP band) - technical / individual contributor\nReports to - CTO\nLocation - Mumbai\nType - Full time\nAbout Mintifi\nMintifi is one of India's leading supply chain financing platforms, financing the dealers, distributors and vendors of large corporate anchors. Our lending runs on a stack of core systems - including our Loan Origination System (LOS) and Loan Management System (LMS) - and a growing set of distributed services built to scale.\nThe Role\nWe're looking for a Principal Engineer to be one of Mintifi's deepest technical hands - a builder who sets the engineering bar through code and design, not through a management chain. You'll own the architecture and the hard technical problems across our Java-based lending platform: designing core backend services, building AI-enabled product features, driving performance and scale, and keeping a strong security posture across a regulated lending business. This is a hands-on, individual-contributor role. You'll influence architecture across teams and mentor engineers, but your primary impact is technical - the systems you design and the standards you set.\nWhat You'll Own\nArchitecture & hands-on engineering - Design and build core backend services in Java across the lending platform (LOS, LMS and distributed services), owning end-to-end technical design of complex features. - Set engineering standards - clean, well-tested, maintainable code - and raise the bar through design reviews and hands-on work, contributing across the stack (including a working level of React) where it helps.\nBuilding AI-enabled products - Bring practical, applied AI into the product - integrating modern AI services and models (e.g. LLMs and AI APIs) into lending workflows to ship genuinely AI-enabled features. This is applied AI. - Put the right engineering around AI features - evaluation, guardrails, cost and latency control, monitoring, and safe handling of sensitive data - and use AI tooling to lift the wider team's productivity.\nPerformance, scale & reliability - Own performance engineering: profile, tune and scale services for growing transaction volumes at low latency. - Design for reliability across distributed, microservices-based systems - fault tolerance, observability and capacity planning.\nSecurity & cybersecurity - Keep a security-first posture: secure coding, threat modelling, data protection, secrets management and sound authentication / authorisation, as befits a regulated lender. - Bring strong cybersecurity awareness to design and reviews - including the security implications of AI features - and partner with security and QA on VAPT remediation and compliance-aligned engineering.\nCloud & data - Architect and run services on AWS, with Kubernetes, containers and CI/CD; shape data solutions on relational databases (primarily PostgreSQL) and data lake / analytical stores, with strong data modelling and query performance.\nDomain & influence - Bring deep lending-domain understanding to technical decisions across origination, underwriting, disbursement, servicing and collections.\nWhat You Bring - Expert-level Java and deep software-engineering craft, with a long track record of building production systems at scale. - Hands-on experience building AI-enabled products - integrating AI / LLM services into real applications (applied AI, not model training). - Good cybersecurity knowledge and security-engineering practice - secure coding and data protection in a regulated environment. - Strong performance engineering and systems design across microservices and distributed architectures. - Hands-on AWS experience and cloud-native delivery, plus real lending / fintech domain expertise. - A genuine builder's disposition - this is a technical IC role, not a management track.\nGood to have - Depth with Kubernetes and with data solutions on PostgreSQL and data lake / analytical stores; working React and full-stack comfort. - Familiarity with AI frameworks, RAG, agents or vector stores, and with AI-assisted developer tooling. - Event-driven / streaming (e.g. Kafka), caching, and experience in RBI /","description_format":"text","description_chars":4236,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Business & SME Lending","Information Security","Factoring & Trade Finance"],"lifecycle":[{"event":"open","at":"2026-11-13T18:59:29Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":0,"expected_fill_days":31,"reasons":["conf:1","win:early"],"computed_at":"2026-11-13T20:42:22Z"},"pay":null,"html_url":"https://alion.io/job/mintifi-vp-principal-engineer","json_url":"https://alion.io/job/mintifi-vp-principal-engineer.json","meta":{"generated_at":"2026-11-13T20:42:22Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":41252,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-14T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":3785798},"rest":"https://alion.io/mcp/rest/get_company?id=3785798"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fmintifi-vp-principal-engineer"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"free","price":{"credits":0,"usd":0},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fmintifi-vp-principal-engineer"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fmintifi-vp-principal-engineer"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/mintifi-vp-principal-engineer\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fmintifi-vp-principal-engineer"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":4275994}},{"tool":"search_jobs","arguments":{"company":"mintifi.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":4275994},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. Docs: https://alion.io/developers"}}