Treasury Lead Analyst
Pockit and Monese are the all-in-one money apps that make it easy for people to access and manage the financial tools that put them in control of their money. We provide vital financial services, from accounts and cards through to income advance. In October 2024, Pockit acquired Monese, creating the leading fintech for low-income individuals and those who are poorly served by traditional banks. The combined business serves over three million customers across the UK and Europe.
About us
We're a lively, diverse and international team, based across offices in London, Newcastle, Tallinn and remote teams in central Europe. You'll be joining a team that fosters curiosity, ambition, accountability, and resilience and we know you'll be made to feel at home straight away.
What you’ll be doing:
This role will support the delivery of key treasury change initiatives, including a major migration programme, while also taking responsibility for the day to day operation of treasury activities. The individual will work closely with finance, operations, technology and external partners to ensure project milestones are met without disruption to liquidity, funding, payments, and banking operations.
The role requires hands on project management of treasury and banking migrations, owning end to end delivery from planning and stakeholder coordination through to cutover and stabilisation.
Designing the payment flows in the e-money ledger and related safeguarding flows to make most efficient use of the capital and meet the regulatory requirements
Supporting the design of processes and procedures around compliant and efficient safeguarding requirement
Designing the reconciliation models/processes for the core ledger and all the partner payment flows
Setting up the reporting processes and data collection around the financial and regulatory reporting
Building models and strategies to forecast and manage EMI capital requirements and operational liquidity at all our partners
Scoping and evaluating treasury requirements for any new product integration and ensuring these are met by the product
Conducting and building quality controls of various different processes and rules around the treasury operations
Managing ad hoc projects and putting out daily fires
Supporting Treasury team in daily operations
Working closely with internal tech and product teams and liaise with external payment partners in development and maintenance of treasury flows
What we are looking for:
Minimum 5 years experience in Treasury function in a financial institution, payments service provider, electronic money issuer or in other similar field
Understanding of UK and wider European payments and electronic money regulations
Knowledge of Treasury ALM and Risk management concepts
Experience in an EMoney, Payments or related company preferred
Knowledge of SQL and relational databases strongly preferred
Accomplished in financial modelling and analytics
Analytical, strategic thinker with strong judgement and foresight
Degree in Finance, Economics or Accounting or equivalent experience
Why Join Us
Join a mission-driven company working at the intersection of technology and financial inclusion.
Work with a diverse, entrepreneurial, and ambitious team.
Make a real impact in a scale-up with global reach and strong growth potential.
Competitive compensation and benefits, including share options, Bupa private healthcare and flexible working.
Work Location
We are open to applicants based in London or Tallinn.
The primary place of work is Pockit’s headquarters in Marylebone, London, or Telliskivi, Tallinn, where the role will be expected to be in the office 3 days a week (Monday, Tuesday and Thursday).
The use of AI tools or applications during interviews is not permitted.
We value a fair, transparent, and authentic recruitment process. Candidates are expected to participate in all stages of the interview process personally and to represent themselves accurately.
The use ofAI interview proxies, real-time AI co-pilots or answer-generation tools, deepfakes, impersonation, synthetic identities, or any other technology intended to misrepresent a candidate’s identity, skills, experience, or responses during the interview process is strictly prohibited.
Any candidate found to be using such methods will beautomatically disqualified from the recruitment process.
We kindly ask all candidates to respect the time and effort invested by both sides and to approach the interview process with honesty, professionalism, and integrity. If you are genuinely interested in the opportunity, we look forward to meeting you and learning about your own experience, skills, and perspective.