{"id":1176732,"url":"https://alion.io/job/money-forward-senior-data-engineer-midas-data-platform-digital-bank-tokyo","title":"Senior Data Engineer - MIDAS Data Platform, Digital Bank, Tokyo","company":{"id":13241,"name":"Money Forward","domain":"moneyforward.com","url":"https://alion.io/company/moneyforward","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"HRMOS","truth_index":{"grade":"B","score":81,"open_postings":118,"ghost_share":0.229,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":129,"computed_at":"2026-11-02T06:13:15Z"}},"role":"Data Science","role_family":"Data Science","seniority":"senior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":[],"countries":[],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":6504000,"max":11004000,"currency":"JPY","period":"month","gross":null,"usd_annual":840612},"salary_estimate":null,"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[{"name":"Amazon S3","optional":false},{"name":"AWS","optional":false},{"name":"Azure","optional":false},{"name":"CI/CD","optional":false},{"name":"Data Vault","optional":false},{"name":"Databricks","optional":false},{"name":"GCP","optional":false},{"name":"Git","optional":false},{"name":"Python","optional":false},{"name":"Rest API","optional":false},{"name":"Spark","optional":false},{"name":"SQL","optional":false},{"name":"Terraform","optional":false},{"name":"AI Agents","optional":true},{"name":"Amazon CloudWatch","optional":true},{"name":"Amazon Kinesis","optional":true},{"name":"Amazon Redshift","optional":true},{"name":"Apache Kafka","optional":true},{"name":"ChatGPT","optional":true},{"name":"Claude Code","optional":true},{"name":"Copilot","optional":true},{"name":"Delta Lake","optional":true},{"name":"ETL/ELT","optional":true},{"name":"FastAPI","optional":true},{"name":"Flask","optional":true},{"name":"GDPR","optional":true},{"name":"GitHub","optional":true},{"name":"GitHub Actions","optional":true},{"name":"IAM","optional":true},{"name":"Looker","optional":true},{"name":"Power BI","optional":true},{"name":"Tableau","optional":true},{"name":"Unity","optional":true},{"name":"Windows","optional":true}],"status":"live","first_seen_at":"2026-09-10T09:49:43Z","employer_posted_date":"2026-09-10","last_verified_at":"2026-11-02T14:57:39Z","board_verified":true,"closed_at":null,"days_open":53,"trust":{"level":"ok","repost_count":0,"flags":["company_stale"],"days_open":52},"description":"About Us\nAt Money Forward, we are dedicated to transforming financial services using advanced technology. With over 50 services for individuals and businesses, including popular products like Money Forward ME and Money Forward Cloud, we help make managing money easier. We use cutting-edge “account aggregation” technology to gather user data, turning it into useful insights for our customers.\nAs announced in \"Money Forward AI Vision 2026(https://www.linkedin.com/pulse/full-transcript-money-forward-announced-ai-strategy-vision-phwoc/?trackingId=sl33ZIGRFzkBJJv7wI9qsg%3D%3D),\" we view AI utilization not as an option, but as a prerequisite for sustainable enterprise growth. Guided by executive leadership, we are accelerating an all-in AI shift across the entire company.\nRather than treating AI merely as an efficiency tool for existing tasks, we fundamentally ask, \"How should this process exist in the first place?\" to reconstruct products and workflows optimized for the AI era. Powered by a rich, active user base and vast datasets, we strictly practice AI-driven development engineered backward from maximum user value. Internally, we actively integrate generative AI tools into our development environments, driving radical productivity gains and rapid product iterations.\nWe are looking for motivated engineers and product team members who want to embrace new technologies without fear of failure in this period of global trial and error-and who are truly passionate about building high-impact AI services grounded in massive real-world data.\nOverview\nAs a Senior Data Engineer in the MIDAS (Management Integration & Data Analytics System) Data Platform Team, you will build from scratch and maintain the central data hub connecting most systems found inside one of Japan's more innovative digital banks.\nYou will work with modern cloud-based data technologies to ingest data from various banking systems, apply complex business logic on it, then serve it to downstream systems for enterprise management, regulatory reporting, risk management and many other applications.\nThanks to the high expectations towards the banking domain, you will have the opportunity to work on complex data engineering challenges including data quality, reconciliation across multiple systems, time-critical data processing, and complete traceability.\nThis is a senior individual contributor role where you will design and implement complex data pipelines, mentor mid-level engineers, and participate in architectural decisions for the platform.\n※ This position involves employment with Money Forward, Inc., and a secondment to the new company (SMBC Money Forward Bank Preparatory Corporation). The evaluation system and employee benefits will follow the policies of Money Forward, Inc.\nWho we are?\nWe are a startup team partnering with Sumitomo Mitsui Financial Group and Sumitomo Mitsui Banking Corporation to establish a new digital bank. Our mission is to build embedded financial products from the ground up, with a strong focus on supporting small and medium-sized businesses (SMBs).\nResponsibilities and Duties\nBuild data ingestion pipelines from multiple sources (CRM, CBS, CLM, LOS) via REST APIs or database connections\nBuild and maintain Bronze/Silver/Gold transformations ensuring data quality and performance\nImplement data quality checks and cross-system reconciliation (e.g., CBS records vs. ledger balances)\nDevelop and optimize SQL queries and transformations via Databricks SQL, notebooks, or DLT\nDesign data models for analytics/reporting, focusing on CRM integration, regulatory reporting, and the outbound Conseek risk-export mart\nBuild REST APIs and data serving layers for downstream consumers\nParticipate in data platform architecture decisions\nWrite unit, integration, and data quality tests for pipelines\nMonitor pipelines, troubleshoot failures, and implement improvements\nOptimize queries via partitioning, Z-ordering, and performance tuning\nImplement data platform Infrastructure as Code (IaC) using Terraform\nSet up CI/CD pipelines for automated testing and deployment\nMentor mid-level engineers and conduct code reviews\nContribute to team documentation and best practices\nCollaborate with backend engineers on API contracts and data schemas\nWork with the Tech Lead on platform design and technology selection\nLead data platform features and initiatives\nSupport EOD (End-of-Day) data collection aligning with Zengin settlement timing\nRequired Skills and Experience\n5+ years of data or analytics engineering experience\nStrong proficiency in SQL and Python\nExperience building data pipelines with modern tools (Databricks, Spark, etc.)\nExperience with cloud platforms (AWS, Azure, GCP) and storage (S3, ADLS, GCS)\nStrong understanding of data modeling (dimensional, data vault, or event-driven)\nAbility to debug and optimize queries and data processing jobs\nExperience with Git and CI/CD pipelines\nUnderstanding of data governance (access control, audit logging, lineage)\nStrong problem-solving skills and ability to work independently\nExperience mentoring junior/mid-level engineers\nExcellent communication skills for cross-functional collaboration\nBS in Computer Science/Engineering or equivalent practical experience\nBusiness-level Japanese required\nPreferred Skills and Experience\nBusiness-level English (e.g., TOEIC 700+) is a plus for cross-team collaboration\nExperience with data quality validation and testing frameworks\nExperience in financial services, FinTech, or regulated industries\nKnowledge of banking concepts: core banking, payments, regulatory reporting, AML/transaction monitoring\nExperience building compliant data platforms (FISC Security Guidelines, FSA/BOJ, GDPR, APPI)\nHands-on Databricks experience (AutoLoader, Unity Catalog, DLT, Databricks SQL, Workflows)\nExperience with cross-system financial data reconciliation\nDatabricks performance tuning experience (partitioning, Z-ordering, query optimization, cost management)\nExperience building Python REST APIs (FastAPI, Flask) for data serving\nKnowledge of streaming ingestion patterns and tools (Kafka, Kinesis)\nExperience with Terraform\nContributions to open-source data engineering projects\nExperience with Databricks SQL Dashboards or BI tools (Tableau, Looker, PowerBI)\nExperience leading technical initiatives from design to implementation\nTrack record of improving platform performance or reducing costs (with specific metrics)\nExperience in AI development and/or experience in using AI tools to improve development processes.Money Forward is at a major turning point, shifting \"from Cloud to AI.\" We are currently driving \"AX (AI Transformation)\"-the next step beyond DX-with the goal of providing \"Digital Workers,\" where AI agents autonomously execute tasks. As we enter a phase of evolving into Japan's No. 1 back-office AI company by integrating AI agents into all of our products in the future, we are looking for individuals who can contribute to AI-driven development and value creation.(More information here(https://www.linkedin.com/pulse/full-transcript-money-forward-announced-ai-strategy-vision-phwoc/?trackingId=sl33ZIGRFzkBJJv7wI9qsg%3D%3D))\n\nTechnology Stack and Tools Used\nCloud Infrastructure\nAWS (Tokyo region)\nS3 data lakes & VPC networking\nIAM security & access management\nData Lakehouse Architecture (Databricks)\nDelta Lake (ACID transactions, time-travel, schema evolution)\nMedallion architecture (Bronze/Silver/Gold)\nPartitioning, Z-ordering, & Parquet storage optimization\nUnity Catalog for centralized governance & metadata\nOrchestration & Processing (Databricks)\nDatabricks Workflows & Apache Spark distributed processing\nServerless & auto-scaling compute\nAutoLoader for streaming & batch ingestion\nData Transformation (Databricks)\nDelta Live Tables for declarative ETL\nSQL & Python notebook transformations\nIncremental materialization\nQuery & Analytics (Databricks)\nDatabricks SQL & Serverless SQL warehouses\nQuery optimization & caching\nREST APIs & direct Delta Lake integrations (Athena, Redshift)\nData Quality & Governance (Databricks)\nDLT data quality expectations & cross-system validation\nColumn/row-level security via Unity Catalog\nAutomated data lineage, audit logging, & 10-year retention policies\nBusiness Intelligence (Databricks)\nDatabricks SQL Dashboards\nEnterprise BI integration (Tableau, PowerBI, Looker)\nDevelopment & DevOps\nLanguages: SQL, Python\nTools & Infrastructure: Databricks, GitHub, GitHub Actions (CI/CD), Terraform (IaC)\nMonitoring: Databricks Monitoring, AWS CloudWatch\nAI-Assisted Dev: GitHub Copilot, Claude Code, ChatGPT\nWork Environment\nAt Money Forward, we provide an environment where we can create world-class services together, and we are looking forward to welcoming you.\nProvided PC Specs: We provide PCs equipped with the latest CPUs (MacOS or Windows). Custom-made PCs tailored to business requirements and replacements with the latest OS are also possible.\nMoney Forward Library: We have a library system where you can freely borrow books, ranging from technical books to management books. Desired books can be purchased at the company's expense.\nReferral Driven: We cover the cost of recruitment meals. There is a referral reward system.\nConference Participation Support: The company partially covers participation in domestic and international conferences, such as RubyKaigi and Google I/O.\n職種 / 募集ポジション\nSenior Data Engineer - MIDAS Data Platform, Digital Bank, Tokyo\n雇用形態\n正社員\n給与\n年収 6,504,000円 〜 11,004,000円\nMonthly salary system\n※Includes fixed allowances for up to 45 hours of legal overtime, legal holiday work, and 40 hours of late-night work.\n勤務地\n108-0023 21F Tamachi Station Tower S, msb Tamachi, 3-1-21 Shibaura, Minato-ku, Tokyo\nSalary System\n\nMin 542,000 JPY / month（6,504,000 JPY / year）〜917,000 JPY / month（11,004,000 JPY / year）\nEach including fixed allowances of 157,808 JPY〜266,988 JPY / month.\nBonus\nA「High Performance Bonus」may be paid to employees who receive high evaluations based on semi-annual evaluations in addition to their salary.\n※Please note that the remuneration of the High Performance Bonus is subject to change according to the company's performance.\nProbation Period\n3 months from join date\nWorking Hour System\nDiscretionary Labor System for Professional Work\n※Conditions apply; subject to change to Flextime System.\nWorking Hours\n9:30 - 18:30 (60 min break) are the basic working hours. However, employees are able to choose their working hours at their own discretion.\n※There is potential for overtime work outside the determined hours.\nWork Style Policy\nHybrid work style\n・As a standard practice, employees are required to work at the office a minimum of 2 days per week. Employees are encouraged to spend 3 or more days in the office. (This policy may be subject to change based on the company and job circumstances)\n・The specific \"team office days\" may vary depending on the assigned team.\nHolidays/Vacations\nSaturdays / Sundays / Japanese national holidays\nPaid holidays\nSummer holidays (3 days)\nWinter holidays (2 days)\nYear-end and New Year’s holidays (Dec 31st～Jan 3rd)\nBenefits\nVarious social insurances (employee pension, health insurance, employment insurance, industrial accident compensation insurance)\nNeighborhood housing allowance and neighborhood moving allowance\nSalary-based rent deduction benefit\nHealth check and gynecological checkup\nInfluenza vaccine\nBook purchases support\nDefined-contribution corporate pension\nEmployee stock ownership plan\nPreferential treatment when using the following services（limited to businesses under contract with Money Forward）\n- Rental agency\n- Housekeeping services\n- Babysitting\n- Online English conversation school\nSelection Process１\nCasual interview/Document Screening\n↓\nFirst interview (Depending on the position, there may be a technical assignment before the interview.)\n↓\nSeveral interviews (The number of interviews depends on the position. We will request you to take an aptitude assessment.)\n↓\nFinal interview (We may ask for a r...","description_format":"text","description_chars":14112,"description_truncated":true,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":true},"security_clearance":false,"languages":[{"language":"Japanese","level":"All levels","optional":false},{"language":"English","level":"Advanced (C1)","optional":true}]},"benefits":["Health insurance","Hybrid work"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Digital Banks & Neobanks","Blockchain & Crypto","Personal Finance Apps & Education","Accounting & Tax Software"],"lifecycle":[{"event":"open","at":"2026-09-24T11:58:18Z"}],"visa":[],"liveness":{"score":65,"band":"ok","label":"Likely open","p_open":1,"p_active":0.901,"p_room":0.72,"age_days":52,"expected_fill_days":129,"reasons":["conf:4","velocity","win:mid","crowd:brand"],"computed_at":"2026-11-02T06:13:15Z"},"pay":{"stated_usd_annual":840612,"is_top_pay":true},"html_url":"https://alion.io/job/money-forward-senior-data-engineer-midas-data-platform-digital-bank-tokyo","json_url":"https://alion.io/job/money-forward-senior-data-engineer-midas-data-platform-digital-bank-tokyo.json","meta":{"generated_at":"2026-11-02T15:45:29Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":21874,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-03T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":13241},"rest":"https://alion.io/mcp/rest/get_company?id=13241"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fmoney-forward-senior-data-engineer-midas-data-platform-digital-bank-tokyo"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fmoney-forward-senior-data-engineer-midas-data-platform-digital-bank-tokyo"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fmoney-forward-senior-data-engineer-midas-data-platform-digital-bank-tokyo"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/money-forward-senior-data-engineer-midas-data-platform-digital-bank-tokyo\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fmoney-forward-senior-data-engineer-midas-data-platform-digital-bank-tokyo"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":1176732}},{"tool":"search_jobs","arguments":{"company":"moneyforward.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":1176732},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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