{"id":320777,"url":"https://alion.io/job/moniepoint-data-science-manager-credit","title":"Data Science Manager (Credit)","company":{"id":62381,"name":"Moniepoint (TeamApt)","domain":"teamapt.com","url":"https://alion.io/company/moniepoint","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":null,"truth_index":null},"role":"Data Science","role_family":"Data Science","seniority":"senior","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"inferred_company_offices","remote_working_hours":null,"hiring_geo_confidence":"inferred","locations":[],"countries":[],"hiring_countries":["ES"],"hiring_countries_total":1,"salary":null,"salary_estimate":{"min_usd":88000,"max_usd":197000,"period":"year","method":"global_role_seniority_cell","sample_n":2491},"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"A/B Testing","optional":false},{"name":"Machine Learning","optional":false},{"name":"Python","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-09-03T20:32:40Z","employer_posted_date":null,"last_verified_at":"2026-09-03T20:32:40Z","board_verified":false,"closed_at":null,"days_open":50,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":50},"description":"Who we are\nMoniepoint is a global fintech building modern financial services for millions of people and businesses across high-growth markets. We provide payments, banking, credit, and financial management tools - reliable products that people and businesses use every day to run their lives, grow their companies, and move money safely.\nOur mission is simple: to enable financial happiness for every African, everywhere. And this is day one. We’ve grown rapidly in Nigeria and the UK, and we’re now expanding our product, engineering, and analytics teams. Our work ranges from building financial infrastructure to designing intuitive customer experiences for emerging markets - solving real, meaningful problems at scale.\nWe onboard over a million new customers each month, process 100s of billions of dollars in payments annually, and support tens of millions of users across our ecosystem. Our teams operate in a fast-paced, high-impact environment alongside international leaders from companies like Glovo, Bolt, Monzo, Klarna, Checkout.com, and Tide. If you want to build our data science function from the ground up, work with one of Africa’s highest-scale fintech data sets, and ship products that influence tens of millions of users, this is an exceptional time to join.\nAbout the role\nWe’re looking for a hands-on Spain-based Data Science Manager to lead our consumer credit data science efforts in a high-growth environment. This role is pivotal in building and scaling a team responsible for pricing, credit limit modelling, and production credit model deployment, with direct ownership of decisions that impact millions of customers.\nYou’ll work closely with our Consumer Credit, Product, and Engineering teams to shape how we assess and price risk, design credit products, and measure outcomes across the credit lifecycle. Sitting at the intersection of data science, credit risk, and product, you’ll build the analytics and modelling foundations that inform underwriting, customer acquisition, retention, and portfolio performance at scale.\nYour day-to-day\nDeveloping credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections\nDesign and run experiments to optimise approval rates, loss rates, and profitability\nPartner with product squads to embed decision logic into real-time systems\nEnsure data quality, compliance, and ethical use of models across all decisioning processes\nMentor product squads on best practices in experimentation and data-driven decision making\nProvide models to optimise outcomes in collections, churn management and user retention\nWe would love to hear from you if\nYou’re comfortable with Statistics - and have a Degree or qualifications in a quantitative field (Statistics, Mathematics, Engineering or similar)\nYou have +5 years of experience in data science, decision science, or risk analytics within financial services, including +2 years in managerment\nWorking knowledge of credit risk, consumer lending, and regulatory considerations\nProficiency in SQL and at least one modelling/programming language (Python, R)\nExperience with A/B testing, machine learning, collections modelling and churn management\nAbility to translate complex analyses into clear recommendations for business stakeholders\nHigh ownership mindset and comfort working in fast-paced, cross-functional teams\nWhat Moniepoint Can Offer You\nThe opportunity to drive financial inclusion and shape the future of the African financial ecosystem\nThe chance to work on innovative and impactful projects\nA dynamic, diverse, and collaborative environment where every team member’s voice is recognized and valued\nFlexible work arrangements\nContinuous learning and career growth opportunities\nCompetitive salary, individual performance bonuses, and firmwide performance bonus\nCompany covered health insurance plans\nPension plans\nWhat to expect in the hiring process\nIntroductory call with one of our recruiters\nInitial interview with the Director of Data Science\nTake-home task (hands-on coding or marketing modelling case study)\nBusiness case interview with our Head of Marketing Strategy & Data\nLive technical coding interview with the Director of Data Science\nCulture & values interview (60 minutes) with the Director of Data Science\nMoniepoint is an equal-opportunity employer. We believe diversity makes us stronger and are committed to creating an inclusive environment for all employees and candidates.\nOriginally posted on Himalayas","description_format":"text","description_chars":4487,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Continuous learning","Flexible schedule","Growth opportunities","Health insurance"],"hiring_locations":[{"name":"Spain","iso":"ES","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-09-05T16:34:08Z"}],"visa":[],"liveness":{"score":10,"band":"cold","label":"Long shot","p_open":0.4,"p_active":0.572,"p_room":0.45,"age_days":50,"expected_fill_days":29,"reasons":["seen:50","win:tail"],"computed_at":"2026-10-24T06:02:35Z"},"pay":null,"html_url":"https://alion.io/job/moniepoint-data-science-manager-credit","json_url":"https://alion.io/job/moniepoint-data-science-manager-credit.json","meta":{"generated_at":"2026-10-24T13:27:06Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":19321,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-25T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":62381},"rest":"https://alion.io/mcp/rest/get_company?id=62381"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fmoniepoint-data-science-manager-credit"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fmoniepoint-data-science-manager-credit"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fmoniepoint-data-science-manager-credit"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/moniepoint-data-science-manager-credit\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fmoniepoint-data-science-manager-credit"}]}