{"id":252584,"url":"https://alion.io/job/moniepoint-group-product-auditor","title":"Product Auditor","company":{"id":3087,"name":"Moniepoint Group","domain":"moniepoint.com","url":"https://alion.io/company/moniepoint-group","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":{"grade":"B","score":82,"open_postings":51,"ghost_share":0.02,"stale_share":0.627,"repost_share":0.098,"time_to_fill_p50_days":55,"computed_at":"2026-10-21T05:46:15Z"}},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":null,"work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"posting_text","remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Lagos, Nigeria"],"countries":["NG"],"hiring_countries":["NG"],"hiring_countries_total":1,"salary":null,"salary_estimate":{"min_usd":8500,"max_usd":25000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":2932},"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Claude","optional":false},{"name":"Google Sheets","optional":false},{"name":"Microsoft Excel","optional":false},{"name":"MS SQL","optional":false},{"name":"MySQL","optional":false},{"name":"PCI DSS","optional":false},{"name":"PostgreSQL","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-03-25T11:17:14Z","employer_posted_date":"2026-10-15","last_verified_at":"2026-10-21T19:38:57Z","board_verified":true,"closed_at":null,"days_open":210,"trust":{"level":"stale","repost_count":1,"flags":["stale"],"days_open":209},"description":"Who We Are\nMoniepoint Inc. is Africa’s all-in-one financial platform, helping 20 million businesses and individuals access seamless payments, banking, credit, cross-border, and business management tools each month. \nAs Nigeria’s largest merchant acquirer, we power most of the country’s point-of-sale (POS) transactions. Through our subsidiaries, Moniepoint Inc. processes over $250 billion in digital payment transaction value annually.\nWhat We Do\nAt Moniepoint, we are a customer-focused community dedicated to crafting solutions that redefine our industry. We leverage artificial intelligence and data-driven best practices to support our businesses, from providing credit and overdrafts to ensuring every transaction is secure.\nCurious about what makes Moniepoint an incredible place to work? Check out our stories on how we cultivate a culture of innovation, teamwork, and growth.\nRole Overview\nThe Product Auditor provides independent assurance over the design, implementation, and operating effectiveness of product controls across payment, wallet, settlement, switches and other related products across the organisation\nThe role ensures that new and existing products are deployed with adequate financial, operational, security, and regulatory controls, safeguarding the organization against revenue leakage, settlement failures, regulatory breaches, and technology-driven risks.\nThe Product Auditor will independently evaluate product risk exposure and control maturity prior to scale.\nKey Responsibilities \nAudit Universe & Risk-Based Planning\nMaintain a living Product Audit Universe covering all payment products, features, and integrations ranked by risk. \nOwn the annual Product Audit Plan, ensuring coverage is allocated dynamically based on risk ratings, product complexity, regulatory sensitivity, and change velocity.\nProduct Design & Control Assurance\nReview PRDs, business rules, and transaction workflows to identify logic gaps, unmitigated risk paths, and missing exception-handling routines before products reach production/go-live. \nAnalyse product path scenarios, verify Maker-Checker enforcement, and provide formal control design sign-off before any material release goes live.\nLive Product Assessment ( Continuous Audit Review)\nPeriodically assess live payment products to confirm they continue to operate within approved design parameters. \nDetect configuration drift, identify silent divergence from original PRDs, and analyse live transaction data for emerging risk patterns.\nGo-Live Readiness & Control Gate\nExecute mandatory pre-production Product Audit reviews as an independent control gate for all material releases. \nConfirm reconciliation logic, exception queues, and fallback controls are tested and functional. \nEscalate critical deficiencies with risk ratings and hold recommendations where a product is not safe to release.\nTransaction Logic & Mathematical Integrity\nInterrogate the Fee Engine using SQL to mathematically prove that commissions, VAT, discounts, and splits are posted with complete precision. \nValidate duplicate prevention mechanisms and ensure transaction integrity within complex, multi-step payment sequences, and test reversal, refund, and chargeback logic to confirm financial symmetry is maintained in every scenario.\nSettlement & Ledger Integrity\nTrace fund flows, confirming continuous synchronisation between wallet sub-ledgers and the General Ledger. \nAssess reconciliation logic for breaks and evaluate the authorisation, documentation, and reversibility of manual settlement overrides.\nProduct Change & Configuration Integrity\nConfirm that all product modifications: fee tables, routing rules, limit parameters passed through an approved change management cycle. \nIdentify silent changes made outside formal release processes and audit the integrity of product master data to ensure it is access-controlled, version-tracked, and consistent with approved product terms.\nVendor & Third-Party Product Risk\nAssess controls over vendor-managed product components, evaluate SLA performance against contractual commitments, and identify single-vendor dependency risks within critical payment flows. \nEvaluate the organisation's ability to detect unilateral changes in third-party API behaviour, fee logic, or settlement processes.\nControl Advisory & Stakeholder Engagement\nEngage product and engineering teams early in the design cycle to provide informal control advisory, reducing findings at the formal review stage without compromising independence. \nParticipate in design reviews and architecture discussions, and build a control-by-design culture across product teams. \nIncident Review, RCA & Regulatory Alignment\nLead post-incident reviews for product failures,producing structured RCA reports that identify underlying logic failures, not just surface symptoms. \nAssess corrective actions for adequacy and track findings to verify closure. \nEnsure product logic complies with CBN guidelines, PCI DSS, and consumer protection obligations at the design level, and evaluate the regulatory impact of new features before release.\nReporting & Governance\nPrepare risk-rated audit reports for Executive Management and the Audit Committee, leading with findings, financial impact, and required action. \nMaintain a Product Risk Register, deliver quarterly control maturity updates, and ensure governance bodies are never surprised by a product failure that was visible at the design or portfolio review stage.\nRequired Knowledge & Skills \nTechnical Skills\nAdvanced SQL for independent data extraction and transaction interrogation\nPayment systems architecture : Wallets, card processing, direct debit, settlement, and reconciliation\nAPI and integration literacy (Basic)\nEnd-to-end transaction lifecycle knowledge: Authorisation, posting, clearing, settlement, and exception handling\nPRD and process flow analysis: translating product documentation into control flowcharts\nMathematical precision: fee calculations, interest computations, and split payment structures\nPattern recognition: detecting anomalies, outliers, and irregularities in large transaction datasets\nAudit & Risk Skills\nRisk-based audit methodology: IIA Standards and COSO framework applied to financial products.\nControl design logic and evaluation\nRoot cause analysis\nRegulatory knowledge: CBN payment system regulations, PCI DSS, NDPR,Nigerian consumer protection obligations etc\nInterpersonal & Professional Skills\nStakeholder engagement\nProfessional scepticism and independence\nRisk-rated report writing\nTools & Platforms\nSQL (PostgreSQL / MySQL / MSSQL)\nAdvancedExcel / Google Sheets\nClaude / AI Tools\nQualifications\nEducation: Bachelor’s degree in Computer Science, Engineering, Mathematics, Finance, or a related quantitative discipline\nExperience: 3-5+ years in Product Audit, Systems Audit, Financial Data Analytics, or Payment Operations within a fintech or financial services environment\nCertifications: CISA, CIA, or CFE preferred. ACA / ACCA is acceptable when combined with strong technical product experience and data analytics.\nSector Knowledge: Demonstrated hands-on familiarity with payment product architecture, wallet systems, and regulated payment flows in a Nigerian or comparable market context.\nWhat We Offer You\nCulture: We put our people first and prioritize the well-being of every team member. We’re human, we listen, and we look out for one another.\nLearning: We’re big on growth. You’ll find an environment focused on knowledge sharing, training, and helping you reach your potential.\nCompensation: You’ll receive an attractive salary, pension, health insurance, and an annual bonus, along with other great benefits.\nWhat to Expect in the Hiring Process\nA preliminary phone call with our recruiter.\nAn interview with the hiring team.\nA final conversation with a member of our executive team.\nMoniepoint Inc. is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.","description_format":"text","description_chars":8012,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":["Health insurance"],"hiring_locations":[{"name":"Nigeria","iso":"NG","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Commercial & Retail Banks","Business & SME Lending","Payment Processing & Gateways"],"lifecycle":[{"event":"open","at":"2026-09-05T11:07:40Z"},{"event":"close","at":"2026-10-12T16:17:15Z"},{"event":"reopen","at":"2026-10-15T12:43:13Z"}],"visa":[],"liveness":{"score":8,"band":"cold","label":"Long shot","p_open":1,"p_active":0.279,"p_room":0.28,"age_days":209,"expected_fill_days":55,"reasons":["conf:0","stale_co","velocity","win:tail","crowd:brand"],"computed_at":"2026-10-21T05:46:15Z"},"pay":null,"html_url":"https://alion.io/job/moniepoint-group-product-auditor","json_url":"https://alion.io/job/moniepoint-group-product-auditor.json","meta":{"generated_at":"2026-10-21T22:52:41Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":32594,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-22T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":3087},"rest":"https://alion.io/mcp/rest/get_company?id=3087"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fmoniepoint-group-product-auditor"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fmoniepoint-group-product-auditor"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fmoniepoint-group-product-auditor"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/moniepoint-group-product-auditor\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fmoniepoint-group-product-auditor"}]}