{"id":4045214,"url":"https://alion.io/job/msig-usa-underwriter-surety","title":"Underwriter - Surety","company":{"id":2059232,"name":"MSIG USA","domain":"msigusa.com","url":"https://alion.io/company/msigusa","size_band":"51-200","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"A","score":88,"open_postings":4,"ghost_share":0,"stale_share":0.5,"repost_share":0,"time_to_fill_p50_days":33,"computed_at":"2026-11-10T06:52:35Z"}},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Warren, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":110000,"max":150000,"currency":"USD","period":"year","gross":null,"usd_annual":150000},"salary_estimate":null,"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Office","optional":false}],"status":"live","first_seen_at":"2026-11-10T23:37:29Z","employer_posted_date":"2026-11-10","last_verified_at":"2026-11-10T23:37:29Z","board_verified":true,"closed_at":null,"days_open":0,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":0},"description":"MSIG USA continues to grow!\nCompany Overview:\nMSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.\nAs a Surety Underwriter at MSIG USA, you will play a key role in supporting the growth and profitability of our Surety portfolio. This position focuses on evaluating new and existing surety accounts, analyzing financial and credit information, and developing strong relationships with brokers and agents. You’ll work closely with experienced members of the Surety team to develop underwriting solutions, build a profitable book of business, and provide responsive service to our distribution partners.\nEssential Functions:\nEvaluate and underwrite new and existing surety accounts and bond requests within assigned authority, ensuring alignment with company underwriting guidelines and risk appetite\nAnalyze financial statements, credit information, work-in-progress schedules, business plans, ownership structures, and other relevant information to assess the financial strength and creditworthiness of surety principals\nEvaluate account exposures and determine appropriate underwriting terms, conditions, limits, indemnity, and other risk-mitigation measures\nReview bond forms, contracts, and supporting documentation to understand the underlying obligation and identify unusual or material risk considerations\nPrepare clear and well-supported underwriting recommendations and refer accounts or transactions exceeding assigned authority as appropriate\nDevelop and maintain strong relationships with brokers and agents through regular communication, account reviews, and responsive service\nIdentify and pursue opportunities for profitable new business and expansion of existing surety relationships\nMonitor existing accounts for changes in financial condition, business operations, bonded exposure, and other developments that may affect the company's risk\nMaintain accurate and complete underwriting documentation in accordance with company standards and applicable requirements\nCollaborate with other Surety team members and internal partners, including Claims, Legal, Operations, Finance, and Reinsurance, as appropriate\nDevelop technical knowledge of surety products, underwriting principles, industry practices, and relevant legal and regulatory requirements\nContribute to special projects and team initiatives as assigned\nQualifications:\nBachelor’s degree required.\n3+ years of commercial underwriting experience required; surety underwriting experience strongly preferred.\nExperience with surety underwriting principles, bond forms, indemnity agreements, contractual obligations, and risk-mitigation techniques.\nExperience applying financial and credit analysis to surety underwriting decisions, including assessment of financial strength, creditworthiness, working capital, cash flow, and overall account risk.\nExperience working with brokers and agents to evaluate submissions, negotiate underwriting terms, and support profitable business development.\nKnowledge of applicable underwriting guidelines, authority levels, documentation standards, and legal and regulatory requirements.\nExcellent written and verbal communication skills.\nProficiency in Microsoft Office Suite and ability to learn internal systems.\nCommitment to ongoing professional development and surety industry education.\nOther Skills and Abilities:\nDemonstrated ability to evaluate credit risk and make well-reasoned underwriting decisions within assigned authority.\nAbility to assess account structure, aggregate exposure, bond programs, and material changes in financial or operational risk.\nStrong analytical and problem-solving skills with attention to detail.\nSound judgment and an ability to make well-reasoned underwriting decisions.\nEffective interpersonal, relationship-building, and negotiation abilities.\nAbility to manage multiple accounts and priorities while delivering timely and responsive service.\nSALARY: The estimated salary range for this position is $110,000.00 - $150,000.00 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate’s relevant experience, location, and other job-related factors.\nAdditional Benefits:\nHealthcare and Retirement Benefits\nComprehensive medical, dental, and vision coverage\n401(k) with a generous employer match and profit-sharing contribution\nWellness incentive program\nLife and accidental death and dismemberment (AD&D) insurance\nFlexible spending programs\nShort-term and long-term disability plans\nAdditional Benefit Programs\nPaid time off program\nPaid charitable leave\nPaid parental leave\nTuition reimbursement program\nPersonal insurance (auto/homeowners) discounts\nIt's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!\nIt is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.","description_format":"text","description_chars":5730,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":["Parental leave","Professional development"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Property & Casualty Insurance"],"lifecycle":[{"event":"open","at":"2026-11-10T23:37:29Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":0,"expected_fill_days":33,"reasons":["conf:1","win:early"],"computed_at":"2026-11-11T01:35:38Z"},"pay":{"stated_usd_annual":150000,"is_top_pay":true},"html_url":"https://alion.io/job/msig-usa-underwriter-surety","json_url":"https://alion.io/job/msig-usa-underwriter-surety.json","meta":{"generated_at":"2026-11-11T01:35:38Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":1148,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-12T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2059232},"rest":"https://alion.io/mcp/rest/get_company?id=2059232"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fmsig-usa-underwriter-surety"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":2,"usd":0.2},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fmsig-usa-underwriter-surety"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fmsig-usa-underwriter-surety"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/msig-usa-underwriter-surety\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fmsig-usa-underwriter-surety"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":4045214}},{"tool":"search_jobs","arguments":{"company":"msigusa.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":4045214},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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