Banking Services Operations Associate IV - Non Real Estate Collateral Management

Overview:

Completes advanced research on aged incomplete and unsuccessful lien filings, processes commercial lien filing transactions, completes UCC (Uniform Commercial Code) filing documentation, and reviews and audits tasks completed by less experienced personnel.

Primary Responsibilities:

• Complete advanced research related to aged outstanding title/lien perfections and missing collateral upon lien satisfaction.
• Process commercial lien filing transactions, release collateral and complete special handling reporting.
• Complete electronic UCC filings including new filings, amendments and continuations.
• Complete lien exception research and resolution as required.
• Complete reviews audits of critical tasks to ensure their accurate completion.
• Complete lien renewal research and processing.
• Process direct lien filing transactions, including completion specific state Department of Motor Vehicle (DMV) documents.
• Complete research on outstanding title/lien perfections, including calling dealers, DMVs and customers as well as responding to online DMV inquires; escalate issues as appropriate to more experienced personnel.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Scope of Responsibilities:

Non-Real Estate Collateral Management is responsible for perfecting, maintaining, and releasing collateral for automobile, boat, and recreational vehicle (RV) loans, including placing liens on titles, processing name change requests, reviewing requests to register collateral in a new state, and ensuring the loan has been fully paid off and closed prior to releasing the lien.

Supervisor/Managerial Responsibilities:

Education and Experience Required:

Associate’s degree and a minimum of 1 years’ work experience, or in lieu of a degree a combined minimum of 3 years’ higher education and/or work experience, including a minimum of 1 years’ work experience

Education and Experience Preferred:

Bachelor's degree

Minimum of 3 years’ relevant work experience

Physical Requirements:

Location