{"id":40926,"url":"https://alion.io/job/mtb-credit-model-development-data-architect-expert","title":"Credit Model Development Data Architect Expert","company":{"id":4312,"name":"M&T Bank","domain":"mtb.com","url":"https://alion.io/company/mtb","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"B","score":79,"open_postings":86,"ghost_share":0,"stale_share":0.837,"repost_share":0,"time_to_fill_p50_days":31,"computed_at":"2026-10-16T05:45:00Z"}},"role":"Data Science","role_family":"Data Science","seniority":"staff","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Buffalo, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":123600,"max":206000,"currency":"USD","period":"year","gross":null,"usd_annual":206000},"salary_estimate":null,"experience_years_min":10,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Machine Learning","optional":false},{"name":"Python","optional":false},{"name":"SAS","optional":false},{"name":"Self-Healing","optional":false},{"name":"SQL","optional":false},{"name":"Stata","optional":false},{"name":"Time Series Forecasting","optional":false}],"status":"live","first_seen_at":"2026-08-04T00:00:00Z","employer_posted_date":"2026-08-04","last_verified_at":"2026-10-16T03:43:54Z","board_verified":true,"closed_at":null,"days_open":73,"trust":{"level":"ok","repost_count":1,"flags":[],"days_open":73},"description":"*** Work Arrangement/Location: This is a hybrid position requiring in-office work four days every week. Ideally the position will be based in Buffalo, NY but may be in an M&T office in Baltimore, MD, Bridgeport, CT, NYC, NY, Iselin, NJ, Boston, MA, Wilmington, DE, Washington, DC, or possibly another M&T Bank corporate office.\nThere might be potential for a remote work arrangement depending upon the location of the final candidate.\nOverview:\nDevelops and builds complex systems of models to analyze diverse big data sources to generate insights and solutions for business partners and product enhancement. Leads work to develop, test and validate models that drive business value. Identifies, interprets, and communicates insights from data to management. Mentors less experienced team members.\nPrimary Responsibilities:\nWork to solve the most challenging data related problems using different analytical and statistical approaches across the organization\nMentor less experienced data scientists on current industry best practices for preventing data drift and sourcing, ingesting, and cleaning data.\nBuild complex econometric, statistical and machine learning models for various problems inclusive of classification, clustering, pattern analysis, sampling, and simulations.\nCommit complex code into model repository to serve as a source for other team members and provide feedback on other code in the repository.\nLead the development of complex champion/challenger models and adjust models accordingly. Develop and implement framework for building self-healing models.\nSelect and refine complex models, taking into account performance, reliability and stability metrics as well as business feedback.\nLeverage model outputs to identify actionable insights, suggest recommendations and influence the direction of cross-functional groups by effectively communicating model outcomes, impacts and business value.\nGuide and train less experienced data scientists on model development, selection, refinement, measurements and visualizations.\nOwn relationship with data clients to understand their unique research questions and lead development of new research approaches including adaption of research techniques based on client needs. \nLead code review to ensure code is efficient, accurate, and leveraging industry best practices.\nUnderstand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.\nDesign, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.\nPromote an environment that supports belonging and reflects the M&T Bank brand.\nMaintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.\nScope of Responsibilities:\nThe position serves as a quantitative expert in use of statistical programming languages to analyze Bank datasets and development, implementation and maintenance of behavioral models. It is important for the position to communicate with clear narratives, compelling data visualization and technical precision, both in-person and in writing, to enable audiences to understand analysis and forecasts. The position partners and collaborates with colleagues in related functions, including Credit Risk Management, Asset Liability and Liquidity Management, Model Risk Management and business lines to implement and understand models for Bank use. The position often leads team-based projects related to model development or implementation. This role is highly technical in nature and requires demonstrated attention to detail, execution and follow-up on multiple initiatives within Treasury and across the Bank. The ability to identify, analyze, rationalize and communicate complex business, data and statistical problems and recommend corresponding solutions while directing the work of others on the team is a key factor of success in this role. The position may supervise the work of interns and/or lead teams on a project basis, providing performance feedback to management as appropriate. The position also provides guidance and direction to less experienced personnel.\nEducation and Experience Required:\nBachelor’s degree and a minimum of 6 years’ proven quantitative behavioral modeling experience, or in lieu of a degree, a combined minimum of 10 years’ higher education and/or work experience, including a minimum of 6 years’ proven quantitative behavioral modeling experience\nMinimum of 6 years’ on-the-job experience with pertinent statistical software packages (SAS, Python, Stata, R)\nMinimum of 6 years’ on-the-job experience with data management environment, such as SQL Server Management Studio\nMinimum of 6 years’ on-the-job experience analyzing large data sets and explaining results of analysis through concise written and verbal communication as well as charts/graphs\nExperience with various hybrid databases both on premise and in the cloud\nExperience analyzing and explaining results of large data sets analyses\nEducation and Experience Preferred:\nMasters’ of Science or Doctorate degree in statistics, economics, finance or related field in the quantitative social, physical or engineering sciences, with proven coursework proficiency in statistics, econometrics, economics, computer science, finance or risk management\nMinimum of 8 years’ statistical analysis programming experience\nFinancial Risk Manager (FRM) or Chartered Financial Analyst (CFA) designation\nFluency and high proficiency in econometric/statistical techniques, especially time-series analysis, panel data methods and logistic regression\nExperience in balance sheet management and mathematical modeling of financial instruments offered by banks\nKnowledge and familiarity with key aspects of model risk management and model validation, including SR-11-7 guidance on model risk management\nProven track record for being able to work autonomously and within a team environment\nProven leadership skills\nStrong desire to learn and contribute to a group\nPrevious experience leading and directing the work of less experienced personnel\nM&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $123,600.00 - $206,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.Location\nBuffalo, New York, United States of America","description_format":"text","description_chars":6635,"description_truncated":false,"requirements":{"experience_years_min":10,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"},{"name":"New Jersey","iso":null,"kind":"city"},{"name":"Maryland","iso":null,"kind":"city"},{"name":"Massachusetts","iso":null,"kind":"city"},{"name":"Connecticut","iso":null,"kind":"city"},{"name":"Delaware","iso":null,"kind":"city"},{"name":"New York","iso":null,"kind":"city"},{"name":"District of Columbia","iso":null,"kind":"city"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Commercial & Retail Banks","Wealth Management & Financial Advisors"],"lifecycle":[{"event":"open","at":"2026-08-04T00:00:00Z"},{"event":"close","at":"2026-08-06T17:07:35Z"},{"event":"reopen","at":"2026-08-30T00:13:35Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"H-1B filings in 12 months: 67 · green card filings: 29","filings_12m":67,"filings_prev_12m":118,"green_card_filings_12m":29,"median_offered_wage_usd":132031,"route":null,"cap_exempt":false,"checked_at":"2026-10-15T11:24:14+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":7}],"liveness":{"score":12,"band":"cold","label":"Long shot","p_open":1,"p_active":0.436,"p_room":0.28,"age_days":73,"expected_fill_days":31,"reasons":["conf:2","stale_co","velocity","win:tail","crowd:brand"],"computed_at":"2026-10-16T05:45:00Z"},"pay":{"stated_usd_annual":206000,"is_top_pay":true},"html_url":"https://alion.io/job/mtb-credit-model-development-data-architect-expert","json_url":"https://alion.io/job/mtb-credit-model-development-data-architect-expert.json","meta":{"generated_at":"2026-10-16T11:27:02Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":10253,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-17T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":4312},"rest":"https://alion.io/mcp/rest/get_company?id=4312"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fmtb-credit-model-development-data-architect-expert"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fmtb-credit-model-development-data-architect-expert"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fmtb-credit-model-development-data-architect-expert"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/mtb-credit-model-development-data-architect-expert\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fmtb-credit-model-development-data-architect-expert"}]}