{"id":3114343,"url":"https://alion.io/job/mustardcreative-compliance-analyst","title":"Compliance Analyst","company":{"id":179304,"name":"Mustardcreative","domain":"mustardcreative.com.au","url":"https://alion.io/company/mustardcreative-2","size_band":"11-50","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":null},"role":"Legal","role_family":"Legal","seniority":"junior","employment_type":"contractor","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"posting_text","remote_working_hours":null,"hiring_geo_confidence":"explicit","locations":[],"countries":[],"hiring_countries":["US"],"hiring_countries_total":1,"salary":{"min":100000,"max":135000,"currency":"USD","period":"year","gross":null,"usd_annual":135000},"salary_estimate":null,"experience_years_min":2,"visa_sponsorship":true,"relocation_package":false,"has_equity":false,"technologies":[{"name":"SQL","optional":true}],"status":"live","first_seen_at":"2026-10-22T20:57:36Z","employer_posted_date":"2026-10-22","last_verified_at":"2026-10-24T09:16:26Z","board_verified":true,"closed_at":null,"days_open":1,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":1},"description":"Privacy is the virtual card platform giving consumers and small businesses complete control over their online payments.\nOur virtual cards protect 250,000+ users across the U.S., processing over $3 billion in transactions with bank-level security and encryption. From merchant-locked cards that can't be used anywhere else if stolen, to spending limits that block unauthorized charges, to one-click pausing that stops subscriptions instantly, Privacy puts financial control back in users' hands.\nWe're building a future where every online payment is secure by default, free from data breaches, unauthorized charges, and hidden fees. We're proud to have been named one of Forbes' \"Top 100 Most Customer-Centric Companies\" and featured in The Wall Street Journal, TechCrunch, and Wirecutter.\nPrivacy is the product that started it all. What began as Privacy.com grew into Lithic, now a Series C company backed by world-class investors including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. Our dedicated team of 35 sits at the heart of Lithic's 170+ person organization, spanning 26 states and 7 countries, headquartered in New York City. \nPrivacy operates a dedicated compliance program with its own policies, procedures, monitoring workstreams, and bank partner reporting obligations. We are hiring a Compliance Analyst to own day-to-day compliance operations - KYC/KYB reviews, sanctions screening dispositions, transaction monitoring investigations, and Unusual Activity Report (UAR) preparation - enabling compliance leadership to focus on strategic program development and bank partner relationship management.\nThis is a hands-on operational seat with real ownership. You will work across the full BSA/AML lifecycle and contribute to policy development, process improvement, and compliance technology projects as the program scales.\nWhat You’ll Do:\nConduct KYC and KYB reviews - perform identity verification, beneficial ownership analysis, and use-case-driven risk assessment for consumer and business customers, documenting clearance rationale to an examination-ready standard.\nDisposition sanctions screening alerts - review and disposition OFAC/sanctions, PEP, and adverse media alerts with appropriate escalation, maintaining complete case documentation and monthly reporting logs.\nInvestigate transaction monitoring alerts - work Privacy-specific alert queues, conduct investigations, and prepare UARs for submission to our partner bank within established SLAs.\n Execute Enhanced Due Diligence (EDD) - manage reviews for high-risk customers, including trigger-based and periodic reviews aligned to customer risk tier.\nOwn regulatory and bank partner reporting - prepare and submit recurring bank partner reporting deliverables, including monthly OFAC/sanctions logs, complaint reporting, CIP reporting, and fraud, dispute, and support metrics, meeting submission deadlines and quality standards.\n Process 314(a) and law enforcement requests - execute FinCEN 314(a) list searches under Privacy's dedicated procedure, document results, and support law enforcement inquiry responses.\n Track and report program metrics - maintain compliance metrics, tracking logs, and KPI reporting (alert volumes, UAR timeliness, review turnaround) for internal governance and bank partner review.\nSupport bank partner and audit requests - support responses to partner bank RFIs, audit inquiries, and examination requests with well-organized, contemporaneous documentation.\nContribute to policy and procedure development - draft and refine SOPs based on operational experience; flag gaps between documented procedure and actual practice.\nAdvance compliance technology projects - support integration and optimization of our IDV, screening, case management, and workflow automation stack, including quality assurance on AI-assisted review workflows.\nWhat You’ll Bring:\nNeed to Have\n2+ years of BSA/AML compliance experience in fintech, payments, or a bank-partnered environment (3-5 years preferred)\nHands-on KYC/KYB review experience, including CIP decisioning and documentation of clearance rationale\nTransaction monitoring and investigation experience, including narrative writing for UARs or SARs\nWorking knowledge of BSA/AML regulatory requirements, including CIP (31 CFR 1020.220), the CDD Rule (31 CFR 1010.230), and OFAC sanctions obligations\nExperience preparing regulatory or bank partner reporting deliverables (e.g., OFAC logs, complaint reports, compliance metrics) on recurring submission cadences\nStrong analytical skills and exceptional written documentation - your case records need to hold up to bank partner and examiner scrutiny\nSelf-starter who works independently in a remote environment and knows when to escalate\nNice to Have\nCAMS certification or actively working toward it\nDirect UAR preparation experience in a sponsor bank / program manager environment\nExperience with modern IDV and case management platforms (e.g., Persona) and internal tooling (e.g., Retool)\nExposure to Enhanced Due Diligence programs and customer risk rating methodologies\nSQL or data analysis skills applicable to alert investigation and metrics reporting\nExperience documenting and defending AI-assisted compliance decisions\nThe annual US salary range for this role is $100,000 - $135,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications. \nThis is a remote position. However, candidates must be located in the United States. We do not offer visa sponsorship or assistance.\nBenefits for US Employees: \nUnlimited PTO\n12-weeks fully paid parental leave\n4-Week Fully Paid Sabbatical (earned at your 5-year anniversary)\nWork From Anywhere: work from anywhere in the world 4-weeks each year\n3% cashback on card purchases with your complimentary Privacy.com employee account\nHealth, vision, and dental insurance; HSA Contribution Match\n401(k) match\nVoluntary Life Insurance and STD/LTD","description_format":"text","description_chars":6069,"description_truncated":false,"requirements":{"experience_years_min":2,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Dental insurance","Equity","Life insurance","Parental leave","Unlimited PTO"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Graphic Design","Digital Marketing"],"lifecycle":[{"event":"open","at":"2026-10-22T21:38:39Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":1,"expected_fill_days":7,"reasons":["conf:0","win:early","comp:junior"],"computed_at":"2026-10-24T06:02:35Z"},"pay":{"stated_usd_annual":135000,"is_top_pay":true},"html_url":"https://alion.io/job/mustardcreative-compliance-analyst","json_url":"https://alion.io/job/mustardcreative-compliance-analyst.json","meta":{"generated_at":"2026-10-24T12:08:02Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":17441,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-25T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":179304},"rest":"https://alion.io/mcp/rest/get_company?id=179304"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fmustardcreative-compliance-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fmustardcreative-compliance-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fmustardcreative-compliance-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/mustardcreative-compliance-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fmustardcreative-compliance-analyst"}]}