{"id":4156373,"url":"https://alion.io/job/muthoot-fincorp-relationship-manager-2","title":"RELATIONSHIP MANAGER","company":{"id":2080538,"name":"Muthoot FinCorp","domain":"muthootfincorp.com","url":"https://alion.io/company/muthootfincorp","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Career site","truth_index":{"grade":"A","score":98,"open_postings":248,"ghost_share":0,"stale_share":0.081,"repost_share":0,"time_to_fill_p50_days":45,"computed_at":"2026-11-12T10:38:37Z"}},"role":"Finance","role_family":"Finance","seniority":"junior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Kakinada, India"],"countries":["IN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":2,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-08-21T00:00:00Z","employer_posted_date":"2026-11-12","last_verified_at":"2026-11-12T10:41:58Z","board_verified":true,"closed_at":null,"days_open":83,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":83},"description":"Company Name - Muthoot Fincorp Limited\nJob Title - Relationship Manager, Secured & Unsecured Business Loans\nGrade - C2\nLocation - PAN India\nReports to - Business Manager, Secured & Unsecured Business Loans\nSpan Of Control - NA\nJob Purpose\nThe purpose of the role is to deliver and execute customer acquisition through business development and support branch channel in managing the customer journey through sales championship, process championship and product championship.\nKey Job Responsibilities\nDeliver on Customer Acquisition through business development\nTo find new micro markets and empanel good quality referral partners to scale up Micro LAP business & Gold backed secured business loan (Suvarna)\nWork in the Area assigned by the Branch Business Manager and generate leads\nCold Calling to the potential customer base to generate business\nDaily Sales Calls as per the Plan submitted to BBM\nTo find, nurture and develop excellent relationship with the Referral Partners / Connectors\nManaging the customer journey through sales championship, process championship and product championship To Activate Referral Partners for new business\nTo give doorstep service to customers - at their residence or office.\nTo learn the Organization’s policies, and source files as per the policy.\nTo Act as the Eyes & Ears of the Organization while working in the Market for new opportunities, information and sharing them to Branch Business Manager \nTo Support the Customers in terms of end -to- end loan processing.\nTo act as the Bridge between Customers and the Branch\nTo be responsible for the Soft Bucket collections, Early mortality and 12 MOB Fresh Sourcing.\nTo Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health & Life.\nTo Be the Face of SULB Muthoot Fincorp for the Area Assigned for Working.\nRetain existing live loan customers.\n\nKnowledge, Skills & Attributes\nResult Orientation\nCustomer Service & Retention Focus\nStrong presentation skills\nRelationship Building & Stake holder Management\nProcess Knowledge/ Orientation\nCross Selling / Upselling Skills\nBusiness Development\nCommunication Skills - Proficiency in local language and English\nCulture at Muthoot Pappachan Group\nWe do everything to gain and maintain the “Trust” of all the stakeholders and don’t do anything to lose their “Trust”. Trust is the overarching “Core Value”, one which, our other values have been built.\nOur Core Values \nIntegrity\nAsking oneself before saying, doing or deciding on anything, whether it’s passing the test of integrity. No unethical shortcuts, to save time, money and energy. Strict adherence to regulatory and other statutory bodies guidelines. Transparency in all business deals. Offer solutions to customers on the basis of their needs only. Encourage people to highlight any practices that go against this core value\nCollaboration\nGenuinely believe & treat the organization as your family. Encourage people to build healthy professional relationship with members of other departments and functions. Welcome feedback from other departments. Encourage people from other departments to join for brainstorming sessions. Look at the big picture (organization goals) rather than limiting the vision to the individual / department goal. Help others to achieve their goals / tasks\nExcellence\nMaddeningly pursue excellence. Look for best outcomes before finalizing the approach. Maintain a constructive and critical mindset to gauge & ensure quality. Open for constructive feedback from others to refine the final output. Benchmark against the best only, should not be basis convenience. We should look for continuous improvement. Recognize and appreciate, if we observe any superior performance. Don’t get settled for less at any cost - display the go getter attitude. Encourage people to stretch in order to achieve excellence\nBuilding on the bedrock of Core Values, below are the other key constituents of the “Culture Code”\nHonesty\nHumility \nEmpathy \nEmpowerment\nAgility\nOwnership\nFresh Thinking & Continuous Renewal\nInclusion\nWork-Life Balance\nRole Requirements\nEducational Qualification - Graduate\nExperience - At least 2 years’ experience in working in Retail Assets especially Home Loans and Loan Against Property business. Exposure to Affordable segment preferred.","description_format":"text","description_chars":4296,"description_truncated":false,"requirements":{"experience_years_min":2,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"All levels","optional":false}]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Business & SME Lending","Consumer Loans & Pawnshops","Microfinance","Money Transfer & Remittances"],"lifecycle":[{"event":"open","at":"2026-11-12T10:41:58Z"}],"visa":[],"liveness":{"score":21,"band":"cold","label":"Long shot","p_open":1,"p_active":0.595,"p_room":0.36,"age_days":83,"expected_fill_days":45,"reasons":["conf:2","win:tail","crowd:junior,brand"],"computed_at":"2026-11-12T12:54:17Z"},"pay":null,"html_url":"https://alion.io/job/muthoot-fincorp-relationship-manager-2","json_url":"https://alion.io/job/muthoot-fincorp-relationship-manager-2.json","meta":{"generated_at":"2026-11-12T12:54:17Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":26688,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-13T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2080538},"rest":"https://alion.io/mcp/rest/get_company?id=2080538"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fmuthoot-fincorp-relationship-manager-2"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":2,"usd":0.2},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fmuthoot-fincorp-relationship-manager-2"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fmuthoot-fincorp-relationship-manager-2"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/muthoot-fincorp-relationship-manager-2\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fmuthoot-fincorp-relationship-manager-2"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":4156373}},{"tool":"search_jobs","arguments":{"company":"muthootfincorp.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":4156373},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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