{"id":2907360,"url":"https://alion.io/job/muthootfincorp-principal-engineer-backend","title":"Principal Engineer - Backend","company":{"id":2080538,"name":"Muthoot FinCorp","domain":"muthootfincorp.com","url":"https://alion.io/company/muthootfincorp","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Career site","truth_index":null},"role":"Backend","role_family":"Backend","seniority":"lead","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Bengaluru, India"],"countries":["IN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":23000,"max_usd":57000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":74},"experience_years_min":9,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Apache Kafka","optional":false},{"name":"AWS","optional":false},{"name":"CI/CD","optional":false},{"name":"Docker","optional":false},{"name":"GCP","optional":false},{"name":"Git","optional":false},{"name":"Java","optional":false},{"name":"Kubernetes","optional":false},{"name":"Python","optional":false},{"name":"Spring Boot","optional":false}],"status":"closed","first_seen_at":"2026-08-03T00:00:00Z","employer_posted_date":"2026-10-28","last_verified_at":"2026-10-29T04:49:02Z","board_verified":false,"closed_at":"2026-10-29T04:49:02Z","days_open":87,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":87},"description":"Principal Engineer\nLocation: Bangalore\nExperience:9+ Years\nWhat is Muthoot Fincorp ONE?\nMuthoot Fincorp ONE, is a fintech startup and SBU of Muthoot FinCorp Ltd., building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance.\nOur products are designed to ensure a simple, reliable, and responsive financial environment for our customers. Envisioned to be the most trusted financial service provider, our app has an easy-to-use interface aimed to enhance user experience and comfortable navigation.\nOur promoter, Muthoot FinCorp Ltd., is one of the most reputed names in the Fintech industry and has the customers' trust in diverse segments like Financial Services, Automotive, Hospitality, Alternate Energy, Real Estate, and Precious Metals.\nWe continue to uphold the values of our parent, the Muthoot Pappachan Group by providing you with easily accessible services, replete with our unmistakable quality.\nMuthoot FinCorp ONE believes in an ownership driven startup culture, where cumulative success is paramount, and each team member is valued and nurtured.\nWhat can you expect?\n? Build the future, Today - Build for scale in an ever-expanding marketplace\n? Attractive compensation * - Attractive salaries and benefits\n? Perks & other benefits - Wholesome well-being and personal satisfaction\n??? Work with the brightest minds in the industry - Premium colleges, great pedigree and amazing teams\n? Dynamic work environment: Stable yet exciting - Constant challenges that test the best in you\n? Fast-paced growth - Wide exposure, and terrific mentors to accelerate professional growth\nPurpose of this job:\nDesign, develop, document, and test the software products to ensure that the software meets the needs of end-users and achieves the business goals.\nProvide technical guidance to development teams and oversee the technical aspects of all projects.\nResponsibilities:\nDesigning, coding, and debugging software.\nImproving the performance of existing software.\nProviding training to other engineers.\nMaintaining and upgrading existing software.\nRecommending new technologies that can help increase productivity.\nSupervising and overseeing the technical aspects of software products\nInvestigating software-related complaints and making necessary adjustments to ensure optimal software performance.\nRegularly attending team meetings to discuss product road map, brainstorm ideas, and put forward solutions to any issues.\nRequirements:\n9+ years of proven experience in high-level programming languages, like Java\nStrong in designing systems that are scalable, reliable, and secured\nProven experience in software development methodologies.\nProven experience building complex web systems.\nBachelor’s degree in computer engineering/computer science or related field.\nStrong problem-solving and analytical skills.\nGood communication skills.\nExcellent organizational and leadership skills\nWhat are we looking for?\nStrong and demonstrated knowledge in back end technologies - Java, Java Frameworks like Spring Boot, Python, etc\nStrong in fundamentals of computer science concepts with a focus on data structures, algorithms, and API design.\nExperience with Implementation of services in a micro-service architecture.\nhands-on with technologies such as Kafka, Dockers, Containers, Orchestration (Kubernetes) etc\nknowledge on CI/CD, Git Versioning, debugging\nStrong in designing systems that are scalable, reliable, secure, and resilient\nProven experience in software development methodologies.\nProven experience building complex web systems.\nStrong problem-solving and analytical skills.\nGood communication skills.\nExcellent organizational and leadership skills\nPreferred :\nDemonstrated ability to share knowledge via formal mentoring, reviewing code, reviewing design documents, providing technical talks, contributing to technical writings/blogs\nExperience building and scaling applications on public cloud infrastructure (Docker, AWS/GCP, Kubernetes etc.)\nDemonstrated interest in open and community-driven platforms.\nExperience with building fintech products\nQualifications\nWe are looking to hire an experienced Principal Software Engineer/Lead engineer to design, develop large-scale fintech products, from scratch to process millions of 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