{"id":1121298,"url":"https://alion.io/job/n26-backend-engineer-cards-digital-wallets","title":"Backend Engineer - Cards & Digital Wallets","company":{"id":1246,"name":"N26","domain":"n26.com","url":"https://alion.io/company/n26","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":{"grade":"B","score":78,"open_postings":18,"ghost_share":0,"stale_share":0.889,"repost_share":0,"time_to_fill_p50_days":49,"computed_at":"2026-09-28T05:45:00Z"}},"role":"Backend","role_family":"Backend","seniority":null,"employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Berlin, Germany"],"countries":["DE"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":63000,"max_usd":151000,"period":"year","method":"role_country_seniority_unknown","sample_n":138},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"AWS","optional":false},{"name":"Java","optional":false},{"name":"Kotlin","optional":false},{"name":"PostgreSQL","optional":false},{"name":"Spring Boot","optional":false}],"status":"closed","first_seen_at":"2026-09-03T15:44:45Z","employer_posted_date":"2026-09-03","last_verified_at":"2026-09-28T11:24:52Z","board_verified":false,"closed_at":"2026-09-28T11:24:52Z","days_open":24,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":24},"description":"About the opportunity\nBecome a vital contributor to our Cards & Wallets Segment within the Everyday Banking Domain. We are dedicated to providing a secure, seamless, and globally scalable card experience.\nBased in our Berlin hub, you will join a mature, high-stakes environment focused on mission-critical transaction processing. As a Backend Software Engineer, you will play an essential role in your team’s delivery, working independently to increase your scope and sphere of impact.\nWe are seeking a proficient Backend Engineer to refine our products using a modern microservice architecture built on Java, Kotlin, and Spring Boot. You will be expected to maintain fluent knowledge of the codebase and act as a key contributor to technical documentation and product discovery.\nOur cross-functional teams prioritize collaboration and knowledge sharing. You will have the autonomy to solve complex problems while helping to improve team processes, conduct code reviews, and mentor junior engineers.\nAt N26, you are empowered to adopt the latest technological advancements, tackling intricate challenges daily while upholding the highest engineering standards for quality, security, and performance.\nIn this role, you will:\nDesign, build, and deploy high-quality software solutions using Kotlin, Java, and Spring Boot within a microservice architecture.\n\nOwn the full software lifecycle, including production monitoring, incident resolution, and continuous performance optimization.\n\nContribute actively to technical documentation, RFCs, and product discovery, ensuring codebase quality and clarity.\n\nPartner with cross-functional teams to define backlog priorities and identify opportunities for process and workflow improvements.\n\nSupport team growth by onboarding new engineers, conducting thorough code reviews, and fostering a culture of knowledge sharing.\n\nOperate with professional autonomy, delivering complex tasks while maintaining high engineering standards.\n\nWhat you need to be successful:\nTechnical Skills:\nProven experience in backend engineering, with deep proficiency in Java or Kotlin and modern microservice patterns.\n\nStrong understanding of relational and NoSQL databases (Postgres preferred) and cloud-native infrastructure, specifically AWS.\n\nDemonstrated ability to handle the entire deployment process, including bug fixing and production monitoring.\n\nCompetencies; Mindset:\nIndependent Execution: Capacity to solve complex problems independently and take ownership of technical outcomes.\n\nCollaboration: Strong communication skills, including experience participating in technical discussions (e.g., RFCs) and mentoring team members.\n\nCommitment to Quality: Dedication to writing clean, tested, and well-documented code, with a focus on security and performance best practices.\n\nGrowth Mindset: Ability to provide and receive constructive feedback, with a proactive approach to continuous learning and team-wide process improvement.\n\nWhat’s in it for you:\nAccelerate your career growth by joining one of Europe’s most talked about disruptors .\nEmployee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. \nAs an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members. \nAdditional day of annual leave for each year of service. \nA high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.\nWho we are\nN26 has reimagined banking for today’s digital world. Technology and design empowereverything we do and it’s how we are building the global banking platform the world loves to use.\nWe've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. \nWe are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. \nDo you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!\nEqual opportunities for all\nAt N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.\nWe are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!\nDiscover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion","description_format":"text","description_chars":5072,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Annual leave","Continuous learning"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Consumer Electronics","Digital Banks & Neobanks"],"lifecycle":[{"event":"open","at":"2026-09-22T19:11:06Z"},{"event":"close","at":"2026-09-28T11:24:52Z"}],"liveness":null,"pay":null,"html_url":"https://alion.io/job/n26-backend-engineer-cards-digital-wallets","json_url":"https://alion.io/job/n26-backend-engineer-cards-digital-wallets.json","meta":{"generated_at":"2026-09-28T18:20:31Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","usage":{"tier":"search","counted_by":"address","units_charged":0,"used_today":0,"day_limit":null,"remaining_today":null,"minute_limit":null,"resets_at":"2026-09-29T00:00:00Z"}}}