{"id":3813853,"url":"https://alion.io/job/nhbc-senior-underwriter","title":"Senior Underwriter","company":{"id":1860585,"name":"NHBC","domain":"nhbc.co.uk","url":"https://alion.io/company/nhbc","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"iCIMS","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":null,"work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Milton Keynes, United Kingdom"],"countries":["GB"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":60000,"max":85000,"currency":"GBP","period":"year","gross":null,"usd_annual":114434},"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-11-05T15:32:12Z","employer_posted_date":"2026-11-05","last_verified_at":"2026-11-12T07:34:58Z","board_verified":true,"closed_at":null,"days_open":6,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":6},"description":"Overview\nJob Role: Senior Underwriter\nSalary: £60,000 - £85,000 + 10% performance bonus\nWorking Location: Milton Keynes/London, Hybrid working, 2 days in office\nEmployment Type: Full Time, Permanent\nClosing Date: 18th November 2026\nJob summary:\nAs a Senior Underwriter, you'll play a key role in assessing complex, high-value and non-standard risks, using your technical expertise and commercial judgement to make informed underwriting decisions. Working across referred cases, major projects and surety and bonds, you'll take ownership of challenging assessments, provide technical guidance to colleagues and help shape underwriting standards and processes. This is a great opportunity to use your experience to influence underwriting quality, support continuous improvement and contribute to the management of risk across NHBC.\nWhat you’ll be doing:\nLead the assessment and underwriting of complex, unusual and high-value risks within your delegated authority.\nEvaluate major developments, construction methods, contractor capability and associated risk exposures.\nUnderwrite complex road and sewer bonds, assessing contractor strength, insolvency risks and appropriate security requirements.\nMake sound, evidence-based decisions on risk selection, terms and conditions, escalating cases where specialist approval is required.\nProvide technical guidance, peer reviews and mentoring to Underwriters, supporting consistent and high-quality decision-making.\nContribute to underwriting guidelines, referral criteria and improvements to underwriting processes.\nBuild strong relationships with internal and external stakeholders, confidently discussing and negotiating complex underwriting requirements.\nWhat we’re looking for:\nExtensive relevant underwriting experience, with a strong track record of making independent decisions within delegated authority.\nExperience assessing complex, non-standard or borderline risks in referred-case underwriting, major projects, or surety and bonds\nStrong technical judgement, with the ability to balance commercial considerations and make well-evidenced decisions.\nA good understanding of underwriting principles, risk selection, credit and counterparty considerations, and delegated authority.\nExcellent communication and stakeholder management skills, with the confidence to influence, challenge and explain complex decisions.\nExperience supporting, coaching or mentoring colleagues and sharing technical expertise.\nA professional insurance qualification or equivalent senior-level experience. A degree and ACII qualification (or working towards it) would be advantageous.\nWhat we offer\nOur benefits package includes:\n27 days annual leave + bank holidays\nholiday purchase scheme\nenhanced pension scheme (up to 10.5%)\nlife assurance\nsubsidised private medical insurance\nemployee discounts platform\ntwo days volunteer leave\nenhanced maternity, paternity, adoption leave and pay for all new parents\n+ many more!\nWho we are\nAt NHBC, we pride ourselves on being truly unique. No other organisation in our sector matches the range of services and scale we provide. As the market leader, we are recognised as the go-to for new home warranties and insurance. Our team is united by a core purpose: to raise the standards of house building and protect homeowners.\nWhy you should join us\nAs a modern, family-friendly employer, we’re in a phase of rapid growth, embracing technology, data and new ways of working. We’re seeking passionate, skilled and driven individuals to join us on this exciting journey.\nOnce onboard, you’ll have access to fantastic opportunities for personal and career growth. You’ll receive thorough training, continuous development and the chance to earn recognised qualifications and professional memberships to support your journey.\nWe support flexible working and encourage our colleagues to find a balance that suits them. While we may not be able to accommodate every request, we’re always happy to have a conversation about flexible working arrangements.\nOur inclusive culture\nWe are dedicated to fostering an inclusive culture where everyone feels empowered to bring their authentic selves to work. We firmly believe in the right of all our employees and customers to be treated fairly, with dignity and respect, and free from discrimination. Our active employee networks support colleagues and their allies, providing safe spaces for open conversations and idea-sharing.\nWe are a Disability Confident organisation committed to fair and inclusive recruitment. Our first step is to review applications to ensure candidates meet the essential criteria for the role. We assess skills, experience, and potential objectively, and provide support or reasonable adjustments where needed. Candidates who meet the criteria will progress to the next stage.","description_format":"text","description_chars":4805,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Annual leave","Flexible schedule","Health insurance","Hybrid work"],"hiring_locations":[{"name":"United Kingdom","iso":"GB","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Testing, Inspection & Certification","Insurance Brokers & Agencies"],"lifecycle":[{"event":"open","at":"2026-11-05T15:32:12Z"}],"visa":[],"liveness":{"score":65,"band":"ok","label":"Likely open","p_open":1,"p_active":0.826,"p_room":0.788,"age_days":5,"expected_fill_days":7,"reasons":["conf:0","win:late"],"computed_at":"2026-11-11T05:49:22Z"},"pay":{"stated_usd_annual":114434,"is_top_pay":false},"html_url":"https://alion.io/job/nhbc-senior-underwriter","json_url":"https://alion.io/job/nhbc-senior-underwriter.json","meta":{"generated_at":"2026-11-12T08:12:48Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":16507,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-13T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":1860585},"rest":"https://alion.io/mcp/rest/get_company?id=1860585"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fnhbc-senior-underwriter"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":2,"usd":0.2},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fnhbc-senior-underwriter"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fnhbc-senior-underwriter"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/nhbc-senior-underwriter\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fnhbc-senior-underwriter"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3813853}},{"tool":"search_jobs","arguments":{"company":"nhbc.co.uk","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3813853},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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