{"id":670217,"url":"https://alion.io/job/ninjaholdings-data-scientist","title":"Data Scientist","company":{"id":690164,"name":"NINJAHOLDINGS","domain":"ninjaholdings.com","url":"https://alion.io/company/ninjaholdings","size_band":"51-200","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Breezy","truth_index":null},"role":"Data Science","role_family":"Data Science","seniority":"junior","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"board_field","remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Chicago, United States"],"countries":["US"],"hiring_countries":["US"],"hiring_countries_total":1,"salary":null,"salary_estimate":{"min_usd":74000,"max_usd":163000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":65},"experience_years_min":2,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"A/B Testing","optional":false},{"name":"Python","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-08-27T15:48:24Z","employer_posted_date":"2026-08-27","last_verified_at":"2026-10-28T16:31:16Z","board_verified":true,"closed_at":null,"days_open":62,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":62},"description":"Founded in 2017, NinjaHoldings works to give everyday Americans better access to financial services than traditional institutions typically provide. Through our CreditNinja and NinjaCard brands, we offer digital banking and lending products designed for consumers often overlooked, paired with incentives that support long-term financial improvement. Our Edge brand extends this expertise to other companies, providing underwriting, fraud detection, and analytics services. Headquartered in Chicago with a distributed global workforce, we are a lean, growing organization committed to advancing consumer finance in the US.\nKey Responsibilities:\nBuild predictive models to optimize lending decisions by using advanced statistical modeling and simulation techniques\nUse advanced data analytics to understand consumer risk behavior trends, their impact on the portfolio, and resulting business opportunities \nSupport the implementation of models by working closely with the software engineering team and performing post release checks and analysis\nAssist with development of technical tools and platforms to standardize and streamline model development and monitoring processes\nEstablish key performance metrics and develop automated reporting dashboards using SQL and Python\nDesign A/B testing for models and underwriting strategies, evaluate impact, and provide recommendations\nWork with cross-functional teams to explore new ways of finding insights from data and provide recommendations\nCommunicate concise and actionable business strategies to senior management\nIdeal Candidate Will Have:\nBachelor's degree required\n2+ years of professional experience with data analytics and statistical modeling\nExperience with relational databases and SQL\nProgramming experience with Python\nStrong quantitative and problem-solving skills with key attention to detail\nExperience supporting and working with cross-functional teams in a dynamic environment\nAdditional Pluses:\nAdvanced degree in a quantitative discipline (e.g., math, statistics, analytics, quantitative finance, engineering, or other quantitative fields)\nExperience working with specialty finance or FinTech \nMarketing analytical experience \nBenefits & Perks:\nFlexible Paid Time Off\nHealth Benefits with generous medical, dental and vision insurance plans\n401(k) with matching contribution\nPaid Family Leave\nAnnual Wellness & WFH Subsidies\nEmployee Referral Program\nRemote first culture with convenient downtown office in the heart of the city\nIMPORTANT NOTICE:\nPlease carefully review communications to ensure that they are from the official Breezy applicant tracking platform (@breezy-mail.com) or an official NinjaHoldings brand email: @ninjaholdings.com, @creditninja.com, @ninjacard.com, or @edgescore.com. If you have been contacted regarding a job opening at NinjaHoldings from any other email address, including similar email variations, this is NOT a trusted source. We recommend that you refrain from responding to suspicious emails and file a complaint with the FBI's Internet Crime Complaint Center (IC3) at https://www.ic3.gov. For questions or to confirm the authenticity of a communication, please email hr @ninjaholdings.com.","description_format":"text","description_chars":3193,"description_truncated":false,"requirements":{"experience_years_min":2,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":["Parental leave","Vision insurance"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Consumer Loans & Pawnshops"],"lifecycle":[{"event":"open","at":"2026-09-10T22:22:09Z"}],"visa":[],"liveness":{"score":23,"band":"cold","label":"Long shot","p_open":1,"p_active":0.647,"p_room":0.36,"age_days":61,"expected_fill_days":37,"reasons":["conf:3","win:tail","crowd:junior"],"computed_at":"2026-10-28T05:59:10Z"},"pay":null,"html_url":"https://alion.io/job/ninjaholdings-data-scientist","json_url":"https://alion.io/job/ninjaholdings-data-scientist.json","meta":{"generated_at":"2026-10-28T16:35:10Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":22547,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-29T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":690164},"rest":"https://alion.io/mcp/rest/get_company?id=690164"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fninjaholdings-data-scientist"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fninjaholdings-data-scientist"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fninjaholdings-data-scientist"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/ninjaholdings-data-scientist\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fninjaholdings-data-scientist"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":670217}},{"tool":"search_jobs","arguments":{"company":"ninjaholdings.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":670217},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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