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Salary
$41k – $95k per year (Estimated)
Location
In office (Bengaluru)
Seniority
Architect · 4+ years exp
Overview
Company
Impact
Profile match
Northern Arc Capital is a non-banking financial company dedicated to enhancing financial inclusion in India by providing credit access to underserved households and businesses across the country.

Responsibilities:

  • Product strategy and roadmap, translating business and regulatory requirements into clear, sequenced product plans.
  • Rules and eligibility logic working with risk and credit teams to define, document, and ship configurable, auditable decisioning capabilities across loan products.
  • Partner integrations driving API-level collaboration with lending/fintech partners (onboarding, disbursement, document exchange, webhooks) from design through go-live.
  • Requirements and documentation writing detailed PRDs, API specs, and process flows that engineering can build against with minimal ambiguity.
  • Cross-functional execution coordinating with engineering, QA, risk, compliance, and external partner teams to hit delivery milestones, while proactively flagging and de-risking timeline or scope issues.
  • Stakeholder communication presenting roadmap, trade-offs, and status clearly to senior leadership and partner organisations.
  • Post-launch ownership monitoring adoption, resolving production issues, and iterating based on partner and user feedback.

Requirements:

  • 4-7 years of experience in product management, with hands-on ownership of at least one B2B or B2B2C fintech/lending product through full lifecycle (discovery launch iteration).
  • Strong understanding of lending workflows, underwriting, credit bureau data, KYC, disbursement, and repayment mechanics.
  • Proven ability to write clear, engineering-ready PRDs and API documentation.
  • Comfort working directly with APIs and system architecture you don't need to code, but you should be able to read a payload spec and reason about integration flows with partners.
  • Experience managing multi-stakeholder integration projects (internal engineering + external partner teams) with competing timelines.
  • A track record of pushing back constructively on unrealistic timelines with data and clear trade-off framing, rather than either silently absorbing risk or blocking progress.
  • Familiarity with RBI regulatory guidelines relevant to lending is a plus.
  • Strong communication skills, able to flex between technical depth with engineering and business framing with leadership/partners.

Nice to Have

  • Experience with rules engines or decisioning platforms.
  • Exposure to workflow orchestration tools.
  • Background in a BFSI-focused startup or NBFC technology team.
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