{"id":1198381,"url":"https://alion.io/job/nubank-senior-staff-software-engineer-money-boxes","title":"Senior Staff Software Engineer - Money Boxes","company":{"id":13935,"name":"Nubank","domain":"nubank.com.br","url":"https://alion.io/company/nu-bank","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"A","score":100,"open_postings":9,"ghost_share":0,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":37,"computed_at":"2026-10-17T05:46:00Z"}},"role":"Backend","role_family":"Backend","seniority":"staff","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Palo Alto, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":213000,"max_usd":389000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":1372},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-09-24T17:23:02Z","employer_posted_date":"2026-09-24","last_verified_at":"2026-10-18T13:46:28Z","board_verified":true,"closed_at":null,"days_open":23,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":23},"description":"About Nu\nNu serves more than 140 million customers, guided by a mission to fight complexity and empower people. The company has been leading an industry transformation through innovative products and human-centered services.\nProprietary technology and data at scale power Nu’s digital platform, built to promote financial access, advancement, and transparency. Its business model thrives on customer love and lower costs, feeding a flywheel of growth and profitability.\nVisit ourInstitutional Page\nAbout the role\nMoney Boxes (\"Caixinhas\") is one of Nubank’s most strategic product innovations, transforming how millions of customers organize, save, and grow their money across Latin America. As Nubank expands into new geographies and financial verticals, we are looking for an exceptional Senior Staff Software Engineer to serve as the chief technical authority for our Money Boxes core platform.\nIn this role, you will operate at the intersection of high-concurrency distributed systems, transactional ledgering, investment asset allocation, and liquidity orchestration. You won't just maintain existing product flows-you will architect the foundational engines that enable millions of users to dynamically deposit, segment, and yield return on their savings instantly, securely, and at massive scale.\nYour Mission: scale an extensible, multi-tenant Money Boxes platform that abstracts complex investment assets, yield generation mechanisms, and regulatory ledgering into simple, bulletproof platform capabilities across multiple international markets.\nWhat You Will Own & Build\nMoney Boxes Platform Architecture: Define and execute the multi-year technical vision for Money Boxes backend architecture, ensuring high extensibility to support diverse underlying assets (e.g., fixed income, yield-bearing accounts, money market funds) across different countries.\n\nCore Ledgering & Transaction Engines: Architect high-throughput, double-entry accounting engines and balance tracking systems that guarantee exact-once delivery, deterministic reconciliation, and real-time calculation of accruals and yield.\n\nLiquidity & Asset Routing Infrastructure: Design resilient execution flows for deposits, withdrawals, and auto-investments, managing real-time settlement with internal brokerages, clearinghouses, and banking rails with low latencies and zero transactional error margin.\n\nMulti-Country & Multi-Currency Abstractions: Abstract regional regulatory rules, local tax logic, and currency nuances into clean platform boundaries so product squads can launch localized Money Boxes experiences in record time.\n\nTechnical RFC Leadership: Author comprehensive design documents (RFCs) and drive architectural consensus across Payments, Core Banking, Investments, and Security leadership.\n\nEngineering Mentorship & Technical Rigor: Elevate engineering standards across Money Boxes squads by mentoring senior engineers in distributed systems design, resilience patterns, fault tolerance, and domain-driven design.\n\nWhat We Are Looking For\nSenior IC Track Record: Proven experience as a senior technical leader (Staff/Senior Staff level) designing, operating, and scaling highly available, mission-critical distributed systems.\n\nFintech, Banking, or Investments Domain Depth: Deep hands-on experience building systems in transactional environments-such as savings platforms, ledger/accounting engines, investment order management, custody, or core banking infrastructure.\n\nDistributed Systems Mastery: Exceptional fluency in event-driven architectures, transactional consistency, distributed sagas, domain-driven design (DDD), and high-concurrency microservices.\n\nPlatform & API Mindset: Demonstrated ability to build domain-agnostic, developer-friendly platforms and APIs with explicit contracts, SLAs, and high observability that allow consuming product teams to innovate rapidly.\n\nStrategic & Horizontal Influence: Proven success driving cross-organizational technical alignment, navigating architectural trade-offs, and communicating technical strategy clearly to engineering leaders, Product Managers, and General Managers.\n\nLanguage & Location: Professional fluency in English is required for international collaboration. Portuguese or Spanish is a plus. Roles are open in Brazil (hybrid model) or key US hubs..\n\nWhy Join Us?\nYou will join a high-bar engineering culture that values architectural clarity, technical depth, and rapid execution speed. You will directly own the systems that help over 140 million people build financial security and grow their wealth-shaping the future of personal finance technology across global markets.\nWork Setup\nWork model\n[Hybrid / On-Site]\nOffice requirement\n2 days per week at the office.\nOur Benefits\nChance of earning equity at Nubank \n\nNuCare - Psychological, Financial and Legal Assistance Program\n\nLife Insurance\n\nMedical Plan\n\nNuLanguage - Language Course Program\n\nNucleo - Our learning platform of courses\n\nExtended Parental Leave\n\nRelocation Assistance Package, if applicable\n\nOur recruitment process may involve the use of artificial intelligence-enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.\nTo maintain a consistent and fair process for every candidate, Nu does not provide individualized technical feedback. See how our policy works here","description_format":"text","description_chars":5456,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"Advanced (C1)","optional":false}]},"benefits":["Equity","Life insurance","Parental leave","Relocation assistance"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"},{"name":"Brazil","iso":"BR","kind":"country"}],"hiring_excludes":[],"relocation_offered":true,"industries":["Cards & Card Issuing","Digital Banks & Neobanks"],"lifecycle":[{"event":"open","at":"2026-09-24T19:38:28Z"}],"visa":[],"liveness":{"score":75,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.831,"p_room":0.9,"age_days":22,"expected_fill_days":37,"reasons":["conf:0","velocity","win:mid"],"computed_at":"2026-10-17T05:46:00Z"},"pay":null,"html_url":"https://alion.io/job/nubank-senior-staff-software-engineer-money-boxes","json_url":"https://alion.io/job/nubank-senior-staff-software-engineer-money-boxes.json","meta":{"generated_at":"2026-10-18T15:12:48Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":21254,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-19T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":13935},"rest":"https://alion.io/mcp/rest/get_company?id=13935"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fnubank-senior-staff-software-engineer-money-boxes"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fnubank-senior-staff-software-engineer-money-boxes"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fnubank-senior-staff-software-engineer-money-boxes"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/nubank-senior-staff-software-engineer-money-boxes\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fnubank-senior-staff-software-engineer-money-boxes"}]}