{"id":2626345,"url":"https://alion.io/job/ocean-bank-abl-collateral-risk-management","title":"ABL Collateral Risk Management","company":{"id":2213381,"name":"Ocean Bank ®","domain":"oceanbank.com","url":"https://alion.io/company/oceanbank","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"iCIMS","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Miami, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":72000,"max_usd":138000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":4723},"experience_years_min":6,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Outlook","optional":false}],"status":"live","first_seen_at":"2026-10-15T15:11:04Z","employer_posted_date":"2026-10-15","last_verified_at":"2026-10-23T00:26:30Z","board_verified":true,"closed_at":null,"days_open":7,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":7},"description":"Overview\nOcean Bank is seeking an ABL Collateral Risk Management for the Asset Based Lending Department. This role leads complex internal and outsourced field examinations, assesses collateral quality and borrowing-base integrity, and helps identify emerging risks across the portfolio. Partners with clients, internal stakeholders, and third-party examination providers; communicates meaningful findings and recommendations; guides field examiners; and helps strengthen the Bank’s collateral-risk framework through consistent oversight, quality control, and continuous improvement.\nResponsibilities\nLead and oversee internal and outsourced ABL field examinations across the portfolio, including complex, high-risk, pre-funding, initial, and escalated reviews.\nCoordinate examination schedules with clients, internal stakeholders, and third-party providers to support timely and efficient completion.\nDirect the preparation, review, and quality control of workpapers and reports, ensuring collateral exceptions, ineligibles, reserves, and borrowing-base impacts are accurately supported and documented.\nPrepare and review comprehensive examination reports that clearly communicate collateral quality, identified risks, borrowing-base implications, and well-supported recommendations.\nEvaluate third-party examination scope, testing quality, findings, and required follow-up actions using independent judgment.\nCommunicate significant findings, collateral exceptions, borrowing-base impacts, and emerging risks to key stakeholders to support informed credit decisions and risk mitigation.\nMaintain productive relationships with third-party providers and promote consistent ABL methodology, collateral-testing standards, and reporting expectations.\nDevelop and enhance audit programs, templates, workpapers, reporting tools, sampling methodologies, and collateral-testing procedures.\nProvide training, technical guidance, and review support to field examiners.\nReview collateral documentation, security agreements, UCC filings, liens, and control agreements; identify and monitor documentation or perfection exceptions.\nOversee collateral monitoring activities, including insurance coverage, appraisals, lien continuations, collateral releases, loan payoff, account closure, record retention, and file-closing requirements.\nOversee the ABL field examination budget and review, track, and reconcile examination invoices against approved scope and budget.\nLead or support enhanced collateral reviews and due diligence for higher-risk borrowers or transactions requiring director-level loan committee approval.\nMaintain and reconcile the ABL watchlist and monitor borrower information, requirements, and risk indicators.\nEvaluate industries, business operations, performance drivers, and economic, regulatory, and technical developments that may affect collateral quality and the Bank’s risk position.\nQualifications\nEducation/Experience:\nRequirements\nBachelor’s degree or equivalent in a related field of study such as Accounting, Business, or Finance.\n6+ years of experience as an ABL Field Examiner or auditor at a public accounting firm\nAudit experience in a wide range of client industries and collateral field examination programs. \nCombination of education and experience will be considered. \n\nSoft Skills\nStrong background and experience with audit methodologies and techniques.\nExcellent written and verbal skills.\nStrong time management and organizational skills.\nMust possess strong credit skills, be knowledgeable of credit policies and have working knowledge of credit and financial analysis.\nMust possess strong analytical, organizational, interpersonal, written, and verbal communication skills.\nMust possess the ability to work both autonomously and in a team environment. \nMust be computer proficient in Microsoft Software including Excel, Word, and Outlook. \n\nPreferred Experience\nNone\n\nLicenses/Certifications\nNone\nJob Posting Locations\nIn this role you can work remote from Miami, Florida, United States","description_format":"text","description_chars":4018,"description_truncated":false,"requirements":{"experience_years_min":6,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":true},"security_clearance":false,"languages":[]},"benefits":["Insurance coverage"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Financial Services","Commercial & Retail Banks"],"lifecycle":[{"event":"open","at":"2026-10-15T15:11:04Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.857,"p_room":1,"age_days":6,"expected_fill_days":27,"reasons":["conf:1","win:early"],"computed_at":"2026-10-22T06:10:10Z"},"pay":null,"html_url":"https://alion.io/job/ocean-bank-abl-collateral-risk-management","json_url":"https://alion.io/job/ocean-bank-abl-collateral-risk-management.json","meta":{"generated_at":"2026-10-23T01:01:51Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per 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