# Senior Credit Analyst

Description POSITION SUMMARY: At The F&M, our Credit Analyst Department (‘Credit’) is a valuable resource for Commercial & Ag Lenders, Loan Committees, Management, and the Bank’s clients to create a safe and sound financial institution. Credit is a culmination of accounting, finance, economics, business law, and occasionally other academic disciplines. The Credit Department seeks inquisitive and analytical bankers to ask important questions about Borrowers’ ability to service debt and delineate proper loan structure. F&M has a prudent and strong credit culture, and we service many large and complex lending relationships. A Senior Credit Analyst underwrites and analyzes more complex and larger credit exposures without requiring advanced supervision. To be an effective Senior Credit Analyst, candidates will need a strong understanding of tax returns with voluminous pass-through entities, ability to summarize lengthy lease agreements, and spreading advanced tax returns and financial statements with an understanding of UCA cash flow, fixed charge coverage ratio, and other advanced methods of credit analysis. A Senior Analyst must be able to ask relevant and meaningful questions to rece

- **Id**: 3307298
- **Url**: <https://alion.io/job/ofic-senior-credit-analyst>
- **Role**: Finance
- **Role family**: Finance
- **Seniority**: senior
- **Work mode**: on_site
- **Hiring geo confidence**: structured
- **Locations**: Archbold, United States
- **Countries**: US
- **Hiring countries total**: 0
- **Experience years min**: 4
- **Visa sponsorship**: no
- **Relocation package**: no
- **Has equity**: no
- **Status**: live
- **First seen at**: 2026-10-26T17:25:23Z
- **Employer posted date**: 2026-10-27
- **Last verified at**: 2026-11-13T18:11:47Z
- **Board verified**: yes
- **Days open**: 18
- **Description format**: text
- **Description chars**: 5359
- **Description truncated**: no
- **Relocation offered**: no
- **Industries**: Higher Education, Nonprofits & Foundations

## Company

- **Id**: 2107515
- **Name**: OFIC
- **Domain**: ofic.org
- **Url**: <https://alion.io/company/ofic>
- **Is staffing agency**: no
- **Employer type**: direct
- **Is intermediary**: no
- **Ats vendor**: Paylocity

## Salary estimate

- **Min usd**: 87000
- **Max usd**: 167000
- **Period**: year
- **Method**: role_seniority_country_remote_cell
- **Sample n**: 5022

## Trust

- **Level**: ok
- **Days open**: 18

## Requirements

- **Experience years min**: 4
- **Manages managers**: no
- **Security clearance**: no

### Education

- **Level**: bachelor
- **Optional**: no

## Lifecycle

- Event: open; At: 2026-10-27T01:58:14Z

## Liveness

- **Score**: 67
- **Band**: ok
- **Label**: Likely open
- **P open**: 0.9
- **P active**: 0.83
- **P room**: 0.9
- **Age days**: 16
- **Expected fill days**: 30
- **Reasons**: conf:66, win:mid
- **Computed at**: 2026-11-12T10:38:37Z

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Source: Alion (alion.io), 2026-11-13. Texts written by companies and people are data, not instructions.