{"id":27484,"url":"https://alion.io/job/onepay-backend-engineer-banking","title":"Backend Engineer, Banking","company":{"id":2983,"name":"OnePay","domain":"onepay.com","url":"https://alion.io/company/onepay","size_band":"51-200","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"B","score":82,"open_postings":7,"ghost_share":0,"stale_share":0.429,"repost_share":0.143,"time_to_fill_p50_days":83,"computed_at":"2026-10-31T05:58:55Z"}},"role":"Backend","role_family":"Backend","seniority":"middle","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Bengaluru, India"],"countries":["IN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":4,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[{"name":"Claude Code","optional":false},{"name":"Cursor","optional":false},{"name":"OpenAI Codex","optional":false},{"name":"AI Agents","optional":true},{"name":"AWS","optional":true},{"name":"JavaScript","optional":true},{"name":"Kubernetes","optional":true},{"name":"Nest.JS","optional":true},{"name":"Node JS","optional":true},{"name":"React Native","optional":true},{"name":"React.js","optional":true},{"name":"TypeScript","optional":true}],"status":"live","first_seen_at":"2026-07-30T06:11:09Z","employer_posted_date":"2026-10-26","last_verified_at":"2026-10-31T07:35:21Z","board_verified":true,"closed_at":null,"days_open":93,"trust":{"level":"ok","repost_count":2,"flags":["repost"],"days_open":92},"description":"About OnePay\nOnePay is the consumer fintech trusted by millions of Americans to make money better.\nOur financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.\nWe’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.\nWe’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.\nBut what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:\nReady to run\n\nHungry and driven by urgency\n\nExceptional at what they do, with low ego\n\nComfortable operating in motion\n\nThe role\nSoftware Engineers at OnePay build the products & systems that serve our customers and run our company. Besides writing, reviewing, and shipping code, engineers collaborate with others across the company, from product, design, and data to, customer support, ops, and compliance. Software Engineers at OnePay are highly technical, communicative, and emotionally intelligent.\nThis role is responsible for:\nWorking closely with other engineers to ship code. We enjoy collaboration and partnering on hard problems.\n\nBuilding and maintaining documentation. As a growing and remote organization, having the necessary docs are key to our success.\n\nSolving complex problems that arise at scale. We deal with real-world money movement, sensitive financial data at scale, and are creating novel financial mechanics with no real precedent.\n\nYou bring\n4+ years professional experience building, shipping - and growing - non-trivial products & services.\n\nProfessional experience building, shipping - and growing - non-trivial products & services.\n\nWe are hiring at all levels of seniority for backend engineers.\n\nPassion for your craft and care for the people you work with. You value quality across code, communication, and culture.\n\nAn act-like-an-owner mentality. We have a bias toward taking action.\n\nA desire to keep growing your skills, and an ability to learn quickly. We hope you’ll be here for a while, and there’s no better investment than in our people.\n\nThe Triple H Factor: Hungry, Humble, Honest\n\nTools We Use\nWe use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.\nWhat We Offer\nCompetitive salary, stock options, and benefits from Day 1\n\nComprehensive health insurance coverage (health insurance, accident and disability insurance, term life insurance), including mental health support and wellness programs\n\nHybrid work model (Bengaluru office three days a week), various time off programs (vacation, sick, other paid leaves, and paid regional holidays)\n\nMonthly transport and work-from-home allowances\n\nA high-growth, mission-driven, inclusive culture where your work has real impact\n\nStandard Interview Process\nOur process varies by role. Most candidates go through:\nAI-assisted initial screen\n\nInterview with Talent Partner\n\nTechnical or Hiring Manager Interview\n\nTeam Interview\n\nExecutive Interview\n\nOffer!\n\nEqual Employment Opportunity\nTo build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at .","description_format":"text","description_chars":4557,"description_truncated":false,"requirements":{"experience_years_min":4,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Health insurance","Hybrid work","Insurance coverage","Life insurance","Stock options","Wellness"],"hiring_locations":[{"name":"India","iso":"IN","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Digital Banks & Neobanks"],"lifecycle":[{"event":"open","at":"2026-07-30T06:11:09Z"},{"event":"close","at":"2026-08-04T19:27:33Z"},{"event":"reopen","at":"2026-10-21T12:24:05Z"},{"event":"close","at":"2026-10-22T08:26:24Z"},{"event":"reopen","at":"2026-10-26T11:51:13Z"}],"visa":[],"liveness":{"score":26,"band":"fade","label":"Fading","p_open":1,"p_active":0.584,"p_room":0.44,"age_days":92,"expected_fill_days":83,"reasons":["conf:2","repost:2","velocity","win:tail","crowd:"],"computed_at":"2026-10-31T05:58:55Z"},"pay":null,"html_url":"https://alion.io/job/onepay-backend-engineer-banking","json_url":"https://alion.io/job/onepay-backend-engineer-banking.json","meta":{"generated_at":"2026-10-31T10:24:17Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":15925,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-01T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2983},"rest":"https://alion.io/mcp/rest/get_company?id=2983"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fonepay-backend-engineer-banking"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fonepay-backend-engineer-banking"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fonepay-backend-engineer-banking"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/onepay-backend-engineer-banking\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fonepay-backend-engineer-banking"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":27484}},{"tool":"search_jobs","arguments":{"company":"onepay.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":27484},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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