{"id":438726,"url":"https://alion.io/job/parafin-data-scientist","title":"Data Scientist","company":{"id":171885,"name":"Parafin","domain":"parafin.com","url":"https://alion.io/company/parafin","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"A","score":89,"open_postings":4,"ghost_share":0,"stale_share":0.25,"repost_share":0,"time_to_fill_p50_days":63,"computed_at":"2026-10-25T05:49:26Z"}},"role":"Data Science","role_family":"Data Science","seniority":null,"employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["San Francisco, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":200000,"max":260000,"currency":"USD","period":"year","gross":null,"usd_annual":260000},"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[{"name":"Machine Learning","optional":false},{"name":"Slack","optional":false},{"name":"Streamlit","optional":false},{"name":"Stripe","optional":false},{"name":"XGBoost","optional":false}],"status":"live","first_seen_at":"2026-05-26T20:59:11Z","employer_posted_date":"2026-05-26","last_verified_at":"2026-10-25T02:40:27Z","board_verified":true,"closed_at":null,"days_open":151,"trust":{"level":"ok","repost_count":0,"flags":[],"days_open":151},"description":"About Us:\nAt Parafin, we’re on a mission to grow small businesses.\nSmall businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for small businesses to access the financial tools they need through the platforms they already sell on. \nWe partner with companies like DoorDash, Amazon, Worldpay, and Mindbody to offer fast and flexible funding, spend management, and savings tools to their small business users via a simple integration. Parafin takes on all the complexity of capital markets, underwriting, servicing, compliance, and customer service for our partners.\nWe’re a tight-knit team of innovators hailing from Stripe, Square, Plaid, Coinbase, Robinhood, CERN, and more - all united by a passion for building tools that help small businesses succeed. Parafin is backed by prominent venture capitalists including GIC, Notable Capital, Redpoint Ventures, Ribbit Capital, and Thrive Capital. Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities.\nJoin us in creating a future where every small business has the financial tools they need.\nThe Data Science Team\nOur Impact\nData is core to Parafin's mission to grow small businesses. Our platform partnerships and portfolio provide rich insight into SMB financial health, allowing us to create fair, automated, and broad access to financial services. As Parafin scales, the breadth and depth of our data grows with it, amplifying the impact we can have on customers and the trajectory of the business.\nOur Team\nEnthusiasm, skepticism, and respect for data are in our DNA - two of our co-founders were PhD data scientists at Robinhood. Since our founding, we have grown the team to include perspectives from graduate studies in physics, mathematics, bioengineering, economics, financial engineering, and electrical engineering and professional experience at Robinhood, Uber, Lyft, Airbnb, Faire, Segment, Facebook, and Google. We value first-principles thinking, attention to detail, and craftsmanship.\nOur Work\nOur mission is to help Parafin succeed by leveraging the vast data that powers our platform. Our team partners closely with leaders across the company to drive impact. This role's scope includes:\nGrowth: We design experiments and analyses that expand access to capital while keeping the portfolio healthy. Example projects:\nDesigning experiments that navigate the tradeoff between growth and risk - expanding access to capital while keeping the portfolio healthy\n\nStudying the full merchant lifecycle - first offer, repayment, repeat capital - to find where we can responsibly extend more\n\nModeling how a prospective partner's portfolio would perform on our platform, so we can size new opportunities before launching\n\nPortfolio Monitoring & Servicing: We build models and tooling that forecast portfolio performance and measure the impact of our servicing efforts on merchant outcomes. Example projects:\nBuilding and shipping ML models (XGBoost and friends) that forecast merchant repayment behavior - from feature engineering through production deployment - to inform how we price and size offers\n\nMeasuring whether our servicing actually works - how much balance we recover after reaching out to a struggling merchant, and what interventions move the needle\n\nInfrastructure: We build the data pipelines, automated systems, and internal tools that let the rest of the company operate at scale. Example projects:\nBuilding the data pipelines that power every analysis, dashboard, and ML model across the company\n\nAutomating processes - lien filings, KYC checks, fraud screens - using APIs, ML, and LLMs\n\nBuilding internal tools - Streamlit apps, dashboards, Slack bots - that the rest of the company uses every day\n\nBeyond these focus areas, our team helps expand our impact by recruiting exceptional talent, improving our tools, and supporting each other through regular seminars and project reviews.\nAbout You\nYour Impact\nYou will make an outsized impact on Parafin's trajectory by leading projects from end to end. You will quickly learn new methods, apply them across diverse areas of the business, and implement them robustly. You will develop expertise in specific areas of the business, but may tackle projects across domains as our priorities evolve.\nYour Background and Skills\nBachelor's Degree (or higher) in Computer Science, Statistics, Mathematics, Data Science (or related fields). We believe the most effective data scientists bring the following skills to their work:\nStatistical Reasoning\nApproach data analysis with a critical, intellectually honest eye\n\nDesign concise metrics that guide decision making\n\nUse robust causal inference methods\n\nDevelop valid and predictive machine learning models\n\nBusiness Acumen\nIdentify and effectively prioritize business problems\n\nSolve business problems using appropriate data science techniques\n\nAnticipate the impact of your work on our financial performance, customers, and compliance obligations\n\nEngineering Mindset\nWrite legible, reliable, and tested code\n\nBuild or source tools to boost the team's efficiency\n\nContribute to model and data infrastructure design\n\nLeadership and Collaboration\nModel Parafin's values of efficiency, intellectual honesty, accountability, and empathy\n\nBuild trusted relationships with stakeholders\n\nDocument work, seek feedback, and share learnings proactively\n\nMentor other DS members on the team\n\nManagement experience, a plus!\n\nFocused Execution\nPrioritize high-impact use of your time\n\nScope projects rigorously\n\nAct with urgency\n\nAI Tool Fluency\nRapidly learn and adopt emerging AI tools and workflows to accelerate analysis\n\nCritically evaluate AI-generated outputs for accuracy and reliability\n\nWhat We Offer\nSalary: DS / Senior DS: $200k - $260k + EQ\nStaff/Principal: $265-330k + EQ\n\nEquity grant\n\nMedical, dental & vision insurance\n\nWork from home flexibility\n\nUnlimited PTO\n\nCommuter benefits\n\nFree lunches\n\nPaid parental leave\n\n401(k)\n\nEmployee assistance program\n\nIf you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please contact us.","description_format":"text","description_chars":6260,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":["Equity","Parental leave","Unlimited PTO","Vision insurance"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Business & SME Lending","Financial Software & Embedded Finance"],"lifecycle":[{"event":"open","at":"2026-09-06T07:18:27Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"H-1B filings in 12 months: 8 · green card filings: 1","filings_12m":8,"filings_prev_12m":6,"green_card_filings_12m":1,"median_offered_wage_usd":213056,"route":null,"cap_exempt":false,"checked_at":"2026-10-15T11:24:14+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":0}],"liveness":{"score":9,"band":"cold","label":"Long shot","p_open":1,"p_active":0.339,"p_room":0.28,"age_days":151,"expected_fill_days":63,"reasons":["conf:3","win:tail","crowd:"],"computed_at":"2026-10-25T05:49:26Z"},"pay":{"stated_usd_annual":260000,"is_top_pay":true},"html_url":"https://alion.io/job/parafin-data-scientist","json_url":"https://alion.io/job/parafin-data-scientist.json","meta":{"generated_at":"2026-10-25T06:23:47Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":8792,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-26T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":171885},"rest":"https://alion.io/mcp/rest/get_company?id=171885"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fparafin-data-scientist"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fparafin-data-scientist"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fparafin-data-scientist"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/parafin-data-scientist\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fparafin-data-scientist"}]}