{"id":1511038,"url":"https://alion.io/job/pay-underwriting-specialist","title":"Underwriting Specialist","company":{"id":1976210,"name":"Pay","domain":"pay.com","url":"https://alion.io/company/pay-com","size_band":"11-50","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"BambooHR","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"junior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Limassol, Cyprus"],"countries":["CY"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":20000,"max_usd":51000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":2685},"experience_years_min":1,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-09-01T00:00:00Z","employer_posted_date":"2026-09-01","last_verified_at":"2026-10-12T05:24:09Z","board_verified":true,"closed_at":null,"days_open":41,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":41},"description":"Pay.com is looking to hire an Underwriting Specialist to join our dynamic team in Limassol (Hybrid). The successful candidate will report to the Underwriting Team Lead and will assist Pay.com in onboarding new merchants for acquiring services, ensuring each is evaluated in line with regulatory and Card Scheme standards.\nResponsibilities\nCollaborate with the Sales and other internal teams to collect, review and provide feedback on merchant onboarding documentation and requirements\nAccess company registries across various jurisdictions to obtain corporate documentation for prospective merchants and determine their corporate structure\nReview and resolve flags raised by screening and verification checks performed during onboarding\nPerform website reviews to assess the merchant's business model and identify any prohibited or high-risk activity, ensuring compliance with Card Scheme rules and AML requirements\nPerform risk analysis on prospective merchants (e.g. financial standing, processing history, rolling reserve) to assess their overall risk level\nReview findings raised during onboarding (AML, Risk, Fraud or other flags), document the outcome in accordance with the department's manual, and escalate to the Underwriting Team Lead or the second line of defence (Risk/Compliance) where required\nMaintain accurate and up-to-date records of merchant documentation and onboarding status throughout the process\nProactively identify areas for improvement in existing systems, tools and processes, and suggest practical solutions\nAssist with department projects and initiatives as needed\nWhat you'll bring\n1-3 years of experience in a similar role within a regulated financial institution\nProven experience onboarding corporate legal entities\nAML certifications, Card Scheme rules knowledge, or experience with KYC/AML screening tools is considered an advantage\nFluent or native-level English, both written and spoken\nExcellent communication skills and a collaborative, team-oriented approach\nWhat we offer\nFlexible working hours\nHomemade lunch in the office Monday to Thursday, with catered lunch on Fridays\nMedical insurance after the probation period\nCorporate, team-building and special events\nSponsored training and seminars on industry-related topics","description_format":"text","description_chars":2263,"description_truncated":false,"requirements":{"experience_years_min":1,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"All levels","optional":false}]},"benefits":["Flexible schedule","Health insurance"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Financial Services","Payment Processing & Gateways","Human Resources"],"lifecycle":[{"event":"open","at":"2026-09-30T07:57:36Z"}],"visa":[],"liveness":{"score":18,"band":"cold","label":"Long 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