{"id":2635992,"url":"https://alion.io/job/payforge-senior-product-manager-tokenization","title":"Senior Product Manager (Tokenization)","company":{"id":4435458,"name":"Payforge","domain":"payforge.ai","url":"https://alion.io/company/payforge","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"BambooHR","truth_index":null},"role":"Product","role_family":"Product","seniority":"senior","employment_type":"contractor","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"inferred","locations":[],"countries":[],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":8,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"AI Agents","optional":false},{"name":"Incident Management","optional":false}],"status":"live","first_seen_at":"2026-09-16T00:00:00Z","employer_posted_date":"2026-09-16","last_verified_at":"2026-10-16T08:51:48Z","board_verified":true,"closed_at":null,"days_open":30,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":30},"description":"We are looking for a Senior Product Manager (Tokenization)to act as Payforge's subject matter expert on network tokenization, digital wallets, and modern payment authentication. You will advise issuers, processors, and fintech clients on tokenization capabilities, transaction flows, operational controls, and digital credential adoption - assessing where they are today, identifying where performance and risk can be improved, and supporting them through implementation and production readiness. The role spans business and technical audiences, and requires equal comfort in a fraud operations review and an authorization flow walkthrough.\nKey Responsibilities:\nAct as the lead advisor on client tokenization initiatives, covering network token services (Visa VTS, Mastercard MDES and equivalents), token lifecycle management, and card-on-file tokenization.\nAssess clients' tokenization operating models, configuration options, controls, and implementation approaches, and identify opportunities to improve adoption, performance, and customer experience.\nReview end-to-end tokenized transaction flows across provisioning, authorization, clearing, and settlement, including issuer authorization processing and token-related transaction data.\nAdvise on digital wallet enablement - Apple Pay, Google Pay, Click to Pay - covering enrolment, provisioning, authentication, issuer controls, and checkout journeys.\nAdvise on modern authentication approaches: passkey-based and FIDO-aligned schemes, delegated authentication models, and passwordless payment experiences.\nAssess token lifecycle operations - provisioning, activation, suspension, resumption, and deletion - and the operational support models behind them.\nEvaluate tokenization-related fraud scenarios, monitoring frameworks, operational controls, and incident management practices, and recommend mitigations for identified gaps.\nSupport testing, validation, implementation readiness, and production support activities for tokenization and digital credential solutions.\nAdvise clients on emerging digital commerce models - embedded payments, agentic commerce, and intelligent checkout - and their tokenization and authentication implications.\nFacilitate workshops and working sessions across business, operations, fraud, technology, and digital banking stakeholders, and present findings to both executive and technical audiences.\nProduce assessments, recommendations, implementation guidance, and briefing materials, and contribute to Payforge's internal knowledge base and best practice.\nSkills & Experience:\nExperience: 8+ years in payments, cards, issuer processing, digital banking, or payments consulting.\nDemonstrated experience supporting tokenization, digital wallet, digital credential, or card payment initiatives.\nDeep expertise in network tokenization ecosystems, including token requestor frameworks, token domains, token assurance levels, and lifecycle management.\nHands-on experience supporting or implementing Apple Pay and Google Pay for issuers.\nStrong understanding of issuer authorization systems, card processing, and end-to-end payment transaction flows.\nWorking knowledge of card-on-file tokenization, e-commerce and contactless payments, Click to Pay, and Secure Remote Commerce (SRC).\nKnowledge of modern authentication frameworks - passkeys, FIDO-based authentication, delegated authentication, and passwordless payment experiences.\nExperience assessing operational controls, risk management practices, monitoring frameworks, and fraud prevention measures for tokenized payments.\nExperience conducting solution assessments, operational reviews, implementation readiness reviews, and payment processing analysis.\nProven ability to engage credibly with business, operations, fraud, technology, and executive stakeholders.\nStrong communication, stakeholder management, workshop facilitation, and presentation skills.\nWhat we value?\nStrategic leadership- taking ownership of the product direction and influencing key stakeholders.\nMarket awareness - understanding the payments landscape and anticipating client and industry needs.\nEntrepreneurial mindset - making informed, data-driven product decisions that balance innovation with delivery practicality.\nCollaboration - working seamlessly with clients, engineers, and partners to drive business outcomes.\nAccountability & ownership - seeing projects through from concept to launch with a focus on quality and client success.\nAbout Payforge\nPayforge is a specialist professional-services company focused exclusively on payments and fintech. We help clients deliver high-quality, scalable technology solutions in an evolving global financial landscape.\nEqual Opportunity Statement\nPayforge is proud to be an equal-opportunity employer. All qualified applicants will receive consideration without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. 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