{"id":959616,"url":"https://alion.io/job/payoneer-senior-staff-engineer","title":"Senior Staff Engineer - Stablecoin","company":{"id":58732,"name":"Payoneer","domain":"payoneer.com","url":"https://alion.io/company/payoneer-com","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":{"grade":"A","score":85,"open_postings":16,"ghost_share":0,"stale_share":0.563,"repost_share":0.063,"time_to_fill_p50_days":58,"computed_at":"2026-11-04T06:34:25Z"}},"role":"Backend","role_family":"Backend","seniority":"staff","employment_type":null,"work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"posting_text","remote_working_hours":null,"hiring_geo_confidence":"structured","locations":[],"countries":[],"hiring_countries":["US"],"hiring_countries_total":1,"salary":{"min":220000,"max":278000,"currency":"USD","period":"year","gross":null,"usd_annual":278000},"salary_estimate":null,"experience_years_min":12,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"IAM","optional":false},{"name":"Kubernetes","optional":false},{"name":"SOC 2","optional":false},{"name":"Threat Modeling","optional":false}],"status":"live","first_seen_at":"2026-09-16T08:12:34Z","employer_posted_date":"2026-10-13","last_verified_at":"2026-11-04T17:01:45Z","board_verified":true,"closed_at":null,"days_open":49,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":49},"description":"About Payoneer\nFounded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories.\nBy taking the complexity out of the financial workflows-including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence-we give businesses the tools they need to work efficiently worldwide and grow with confidence.\nRole summary \nPAYO Digital Bank, N.A. (PDB), Payoneer's national trust bank subsidiary, is seeking a deeply experienced Senior Staff Engineer to serve as the technical anchor of the bank's engineering organization and the architect of record for its core transactional systems. You will own the design of the integration between the core banking ledger and the stablecoin issuance engine: the system of record that reconciles fiat reserves, on-chain token supply, and customer balances with bank-grade accuracy and auditability. \nThis is a high-impact, hands-on architecture and leadership role reporting directly to the Chief Technology Officer of PDB, providing technical direction to the core team of engineers. \nThe ideal candidate is a distributed systems expert with high-integrity transactional experience (banking core, payments ledger, exchange, or settlement infrastructure). You must be able to defend architectural decisions to independent auditors and OCC examiners, and build engineering culture as deliberately as you build systems. \nCandidates must be based in New York, NY OR Miami, FL | Full-time \nWhat you'll do \nCore Architecture Ownership: Architect and build the bank's core backend, including microservices, transactional persistence schemas, event messaging endpoints, and internal APIs, documented to a standard suitable for OCC examination. \nLedger & Stablecoin Integration: Design the reconciliation architecture guaranteeing absolute consistency between the fiat subledger, reserve accounts, and on-chain token supply. Build the event messaging layer securely synchronizing core ledger transactions with custody platform mint/burn actions. \nTechnical Leadership: Serve as the technical lead and mentor for the Core Backend team. Establish uncompromising standards for code reviews, testing, observability, and deployment appropriate for a regulated bank. \nCompliance in the Transaction Path: Integrate automated sanctions screening connectors with auditable screening and case escalation hooks. \nResilience & Observability: Partner with the SRE Lead on multi-region availability, failover targets, and real-time ledger alerting. Work with the Security division on IAM, key management interfaces, and threat modeling for mint/burn pipelines. \nAudit Readiness: Support UAT, feature freezes, and external control validation ahead of the pre-opening exam. \nWho you are \n Engineering Depth: 12+ years of software engineering experience, including 5+ years hands-on architecting high-integrity transactional systems (banking core, payments ledger, exchange, or settlement infrastructure). \nDistributed Systems Expertise: Deep understanding of event-driven architecture, exactly-once processing semantics, idempotency, and reconciliation at scale. \nCloud-Native Infrastructure: Hands-on experience with Kubernetes, Infrastructure-as-Code, and multi-region deployment in a regulated or audited environment. \nAudit-Grade Engineering: Track record designing immutable transaction logs, reconciliation controls, and automated evidence generation for examiners and external auditors. \nTechnical Mentorship: Proven success elevating the technical output of senior engineers, setting architectural standards, and owning delivery end-to-end. \nRegulator-Ready Documentation: Ability to produce system architecture documentation that withstands intense regulatory and audit scrutiny. \nNot a must but a great advantage: \nDigital Asset Systems: Direct experience with stablecoin, digital asset custody, or blockchain settlement systems, including on-chain/off-chain reconciliation.\nExamination Environments: Familiarity with FFIEC IT examination expectations or SOC 2 audit environments. \nWhy This Role Matters Every dollar of PAYO-USD in circulation depends on the systems this role designs. The Senior Staff Engineer builds the transactional backbone that regulators examine, auditors verify, and merchants trust. \nIn accordance with New York City Law, below is the annual base salary range for this position. Actual annual base salary is based on, but not limited to: experience, education, professional licenses, location and business needs. The position is eligible for health insurance, disability insurance, life insurance, 401k plan, paid-time off, and sick (and where applicable safe) leave. This position is also eligible for a discretionary year-end bonus. \nThe annual base salary range for this position is\n$220,000—$278,000 USD\nThe Payoneer Ways of Working \nAct as our customer’s partner on the inside\nLearning what they need and creating what will help them go further. \nDo it. Own it.\nBeing fearlessly accountable in everything we do. \nContinuously improve\nAlways striving for a higher standard than our last. \nBuild each other up \nHelping each other grow, as professionals and people. \nIf this sounds like a business, a community, and a mission you want to be part of, apply today.\nWe are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.","description_format":"text","description_chars":6194,"description_truncated":false,"requirements":{"experience_years_min":12,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["401k plan","Health insurance","Life insurance"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Cryptocurrencies","Stablecoins","Payment Processing & Gateways","Crypto Wallets"],"lifecycle":[{"event":"open","at":"2026-09-16T08:29:02Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"Filed H-1B visas in the last two years","filings_12m":0,"filings_prev_12m":3,"green_card_filings_12m":0,"median_offered_wage_usd":null,"route":null,"cap_exempt":false,"checked_at":"2026-10-29T16:27:21+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)"],"filings_for_role_12m":0}],"liveness":{"score":38,"band":"fade","label":"Fading","p_open":1,"p_active":0.632,"p_room":0.6,"age_days":48,"expected_fill_days":58,"reasons":["conf:3","stale_co","velocity","win:late","crowd:brand"],"computed_at":"2026-11-04T06:34:25Z"},"pay":{"stated_usd_annual":278000,"is_top_pay":true},"html_url":"https://alion.io/job/payoneer-senior-staff-engineer","json_url":"https://alion.io/job/payoneer-senior-staff-engineer.json","meta":{"generated_at":"2026-11-04T20:32:09Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":31668,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-05T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":58732},"rest":"https://alion.io/mcp/rest/get_company?id=58732"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fpayoneer-senior-staff-engineer"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fpayoneer-senior-staff-engineer"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fpayoneer-senior-staff-engineer"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/payoneer-senior-staff-engineer\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fpayoneer-senior-staff-engineer"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":959616}},{"tool":"search_jobs","arguments":{"company":"payoneer.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":959616},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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