Portfolio Risk Analyst

Paysafe is a global payments platform powering the experience economy, with a strong focus on the iGaming, video gaming, e-commerce, retail, travel and hospitality sectors. With 30 years of expertise in payment technology, Paysafe helps businesses and consumers lift every experience through seamless, secure payment solutions, including card payments, digital wallets such as Skrill, eCash solutions like PaysafeCard, and a suite of local payment methods. With approximately 2,900 employees across 12 countries and annualized transactional volume of $167 billion in 2025, Paysafe connects people and businesses worldwide through innovative digital payment experiences.

What to expect:

• Quantitative/Qualitative risk assessment to monitor risk merchant portfolio.
• Carry out Periodic and Ad hoc reviews on merchants in the portfolio to ensure credit and transactional quality in line with credit policy.
• Daily monitoring and actions on both internal and external alert notifications
• Optimise the early problem identification and management/watchlist process with the relevant stakeholders.
• Maintain and report on key risk and data metrics of the merchant portfolio to ensure credit and transactional processing quality in line with credit policy
• Partner with the wider risk function and commercial business units on aviation and travel related issues.
• Provide to risk management and Risk Committee pro-active insights, issues, threats, and opportunities in different verticals and sectors.
• Supports and trains junior team members
• Represent the Credit Risk team at cross-functional working groups and participate is special projects/assignments
• Follow the high standards of the company in regard to quality and timelines or responses

What we’re looking for:

• Significant experience in Credit Risk and/or Underwriting specifically in an online payments institution/commercial banking/acquiring environment.
• Minimum 2-3 years relevant experience in the payments industry.
• Significant experience of financial assessment with the context of card and alternative payments credit risk management
• Have experience of using business credit reference agencies
• Be able to work under pressure, independently or within the team
• Confidence in meeting and working with clients and making independent decisions
• Strong communication skills and confidence to probe for additional information
• A methodical approach with attention to detail.
• Highly proficient in MS Office, Excel and have prior experience of using formulas and tools used for more complex analysis of data

We offer in return:

• The opportunity to write the history of a leading and growing multinational company
• Tailor-made training and ongoing development to help you enhance your skills in the field of online payments
• Multiple career progression opportunities in a dynamic in-house business
• Environment where product expertise, professional and personal commitment are rewarded
• Competitive remuneration and social benefits package (25 days annual paid leave, 4 days paid volunteering time a year through our Paysafe Giving initiative, health insurance, sports card, team events, company discounts, variety of soft skills, business and technical training programs)
• Fun and collaborative working atmosphere
• Flexible working model - we encourage our employees to embrace our flexible working approach. You will be expected to work from home and spend an average of three days a week at our Sofia office as part of our hybrid work model

Are you ready to take your career to the next level? Join our team that is inspired by a unified vision and propelled by passion.

Send your CV in English.

Only shortlisted candidates will be contacted for an interview.

Wondering how our interview process looks like now? Learn more here.

Equal Employment Opportunity

Paysafe provides equal employment opportunities to all employees, and applicants for employment, and prohibits discrimination of any type with regard to ethnicity, religion, age, sex, national origin, disability status, sexual orientation, gender identity or expression, or any other protected characteristics. This policy applies to all terms and conditions of recruitment and employment. If you need any reasonable adjustments please let us know. We will be happy to help and look forward to hearing from you.