{"id":2901771,"url":"https://alion.io/job/paytech-nexus-cards-analytics-specialist","title":"Cards Analytics Specialist","company":{"id":4433588,"name":"PayTech Nexus","domain":"paytechnexus.com","url":"https://alion.io/company/paytech-nexus","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Manatal","truth_index":null},"role":"Analytics","role_family":"Analytics","seniority":null,"employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"explicit","locations":["Doha, Qatar"],"countries":["QA"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":43000,"max_usd":117000,"period":"year","method":null,"sample_n":8071},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"A/B Testing","optional":false},{"name":"Power BI","optional":false},{"name":"Python","optional":false},{"name":"SAS","optional":false},{"name":"SQL","optional":false},{"name":"Tableau","optional":false}],"status":"live","first_seen_at":"2026-10-20T06:40:57Z","employer_posted_date":"2026-10-20","last_verified_at":"2026-10-24T13:02:56Z","board_verified":true,"closed_at":null,"days_open":4,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":4},"description":"Job Title: Cards Analytics Specialist\nTerm: 12 months\nLocation: Doha, Qatar\nDivision: Cards & Payments/ Retail Banking\nReports to: Head of Cards Product/ Head of Cards Portfolio/ Head of Cards Analytics\nRelevant experience:\n7 years in cards analytics, portfolio analytics, or business intelligence within banking, payments, or financial services\nMandatory requirements:\nProficiency in SQL and Excel\nDemonstrated experience in cards portfolio analytics (credit and/or debit) within banking or payments\nExperience with at least one data visualisation tool (Tableau, Power BI, or equivalent)\nProfessional proficiency in English\nImmediately available or within 30- day notice\nPURPOSE OF THE PROJECT\nThe Cards Product and Portfolio teams require dedicated analytical capacity to strengthen data-driven decision-making across the card lifecycle; from acquisition and activation through spend growth, retention, and profitability. This role exists to embed a specialist analytics resource who will own the production and interpretation of portfolio performance reporting, diagnose emerging trends and risks, measure campaign effectiveness, and translate data into actionable recommendations for senior stakeholders. For the right candidate, this is an opportunity to directly influence a card portfolio's commercial trajectory working at the intersection of product strategy, marketing execution, and financial performance within a leading financial institution.\n\nKey Activities\nCore Responsibilities and Accountabilities\nPortfolio performance reporting & monitoring (~35%)-Build, maintain, and deliver recurring and ad-hoc performance dashboards covering acquisition, activation, spend, ENR (Earning Net Revenue), delinquency, attrition, and profitability metrics across the card portfolio.\nPortfolio diagnostics & segmentation analysis (~25%)-Conduct deep-dive analyses on portfolio segments (by product, channel, customer cohort, vintage) to identify performance drivers, risks, and growth opportunities.\nCampaign measurement & effectiveness analysis (~20%)-Design and execute pre/post campaign analytics including control-group methodology, ROI calculation, and response-rate analysis to measure and optimise marketing and engagement campaigns.\nData-driven decision support (~15%)-Provide structured analytical support to Cards Product, Portfolio, Marketing, and Risk teams through insight packs, business cases, and scenario analyses that inform strategic and tactical decisions.\nData quality & automation (~5%)-Identify opportunities to improve data integrity, automate recurring reports, and enhance self-serve analytics capabilities for business users.\nOwn and deliver the recurring cards portfolio performance reporting suite (daily/weekly/monthly), ensuring timely, accurate, and insight-rich output that enables the Cards leadership team to track KPIs against targets and take corrective action.\nDiagnose portfolio health by conducting segmentation, cohort, vintage, and trend analyses across the card lifecycle (acquisition activation usage retention attrition), identifying underperforming segments and recommending targeted interventions.\nDesign and execute campaign measurement frameworks-including A/B testing structures, control groups, uplift calculations, and ROI analysis-to quantify the impact of card marketing campaigns and provide actionable post-campaign recommendations.\nDevelop and maintain interactive dashboards and visualisations (Tableau / Power BI) that enable stakeholders to self-serve on key portfolio metrics, reducing ad-hoc request volume and improving decision speed.\nTranslate analytical findings into clear, concise insight packs and presentations for senior management, ensuring recommendations are commercially grounded and linked to portfolio P&L levers (interchange, fee income, cost of funds, provision rates).\nCollaborate cross-functionally with Product, Marketing, Risk, Operations, and Finance teams to ensure data consistency, align on KPI definitions, and embed analytics into business planning and campaign execution cycles.\nContinuously improve data extraction, transformation, and reporting processes-automating manual workflows and enhancing data quality controls to increase efficiency and reduce error rates. \nKPIs (illustrative)\nReporting timeliness & accuracy-% of scheduled reports delivered on time with Dashboard adoption-% of stakeholders actively using self-serve dashboards (target: 70%+ monthly active users)\nCampaign ROI measurement coverage-% of card campaigns with completed pre/post analysis delivered within 10 business days of campaign close\nInsight-to-action conversion-Number of analytical recommendations adopted by Product/Marketing per quarter\nAd-hoc request turnaround-Average time to deliver ad-hoc analytical requests (target: 3 business days)\nAutomation rate-Number of manual reports converted to automated/self serve per quarter \nKnowledge and Experience\n7 years in a cards analytics, portfolio analytics, or business intelligence role within banking, payments, or fintech\nExposure to retail banking, consumer lending, or credit risk analytics preferred\nCards portfolio management concepts: acquisition funnels, activation rates, spend behaviour, ENR/balance build, attrition, delinquency, and profitability drivers\nUnderstanding of card P&L structure (interchange income, fee income, cost of funds, scheme fees, provision/write-off)\nCampaign lifecycle analytics: targeting, segmentation, control-group design, uplift measurement, and ROI\nFamiliarity with card scheme reporting ( performance dashboards and benchmarking tools) -preferred\nSQL -proficient in writing complex queries for large datasets (mandatory)\nExcel -advanced (pivot tables, VLOOKUP/INDEX-MATCH, data modelling, macros) (mandatory)\nTableau and/or Power BI -dashboard design and interactive reporting (mandatory)\nPython or R -for statistical analysis, data manipulation, and automation preferred\nSAS -portfolio analytics and data extraction -preferred\nCRM and campaign management platforms (e.g., Salesforce Marketing Cloud, Adobe Campaign, SAS CI) - preferred\nCore banking / card management systems (CMS) exposure -preferred\nGoogle Data Analytics Professional Certificate or equivalent demonstrates structured analytical methodology\nCertified Analytics Professional (CAP)\nMastercard Portfolio Management Certification\nStrong data storytelling and presentation skills -ability to translate complex data into clear, commercially relevant narratives for senior stakeholders\nProactive problem-solving and intellectual curiosity\nAbility to manage multiple concurrent requests and prioritise effectively\nCollaborative mindset -comfortable working across Product, Marketing, Risk, and Finance teams\nAttention to detail with a commitment to data accuracy and qualit","description_format":"text","description_chars":6800,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"Advanced (C1)","optional":false}]},"benefits":["Growth opportunities"],"hiring_locations":[{"name":"Qatar","iso":"QA","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-10-20T06:40:57Z"}],"visa":[],"liveness":{"score":30,"band":"fade","label":"Fading","p_open":1,"p_active":0.527,"p_room":0.578,"age_days":3,"expected_fill_days":3,"reasons":["conf:1","velocity","win:tail"],"computed_at":"2026-10-24T06:02:35Z"},"pay":null,"html_url":"https://alion.io/job/paytech-nexus-cards-analytics-specialist","json_url":"https://alion.io/job/paytech-nexus-cards-analytics-specialist.json","meta":{"generated_at":"2026-10-24T16:10:49Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":23307,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-25T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":4433588},"rest":"https://alion.io/mcp/rest/get_company?id=4433588"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fpaytech-nexus-cards-analytics-specialist"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fpaytech-nexus-cards-analytics-specialist"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fpaytech-nexus-cards-analytics-specialist"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/paytech-nexus-cards-analytics-specialist\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fpaytech-nexus-cards-analytics-specialist"}]}