{"id":3146860,"url":"https://alion.io/job/paytech-nexus-data-scientist-digital-payments","title":"Data Scientist - Digital Payments","company":{"id":4433588,"name":"PayTech Nexus","domain":"paytechnexus.com","url":"https://alion.io/company/paytech-nexus","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Manatal","truth_index":null},"role":"Data Science","role_family":"Data Science","seniority":null,"employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"explicit","locations":["Accra, Ghana"],"countries":["GH"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Git","optional":false},{"name":"Power BI","optional":false},{"name":"Python","optional":false},{"name":"Scikit-learn","optional":false},{"name":"SQL","optional":false},{"name":"Tableau","optional":false}],"status":"live","first_seen_at":"2026-10-23T10:41:07Z","employer_posted_date":"2026-10-23","last_verified_at":"2026-10-28T00:52:41Z","board_verified":true,"closed_at":null,"days_open":4,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":4},"description":"Job Title: Data Scientist - Digital Payments\nEmployment type: Contract (On-site)\nContract length: 6 months (with potential extension)\nLocation: Accra, Ghana (including travel across West and Central Africa)\nPURPOSE OF THE PROJECT\nThe Data Scientist will support the Ghana pilot by turning complex banking and payments data into practical insights, predictive models, and customer segments. The role will work closely with technical and business stakeholders to prepare data, validate analytical approaches, and translate model outputs into actionable implementation recommendations.\nCore Responsibilities and Accountabilities:\nAcquire, profile, clean and transform large transactional, customer and payments datasets for analysis.\nDevelop and validate predictive, classification or propensity models for relevant business and implementation use cases.\nBuild customer segmentation approaches using transactional and behavioural indicators.\nPerform feature engineering, exploratory analysis and statistical validation, clearly documenting assumptions, and limitations.\nCreate reproducible analytical workflows and communicate findings through concise visualisations and stakeholder-ready summaries.\nPartner with engineering and integration teams to define reliable data inputs, quality checks, and deployment requirements.\nApply appropriate controls when managing sensitive banking and payments data.\nKnowledge and Experience:\nHands-on experience in data science or advanced analytics within banking, payments, fintech, or a comparable transactional environment.\nHands-on experience with Python, SQL, pandas, scikit-learn, Jupyter, Power BI or Tableau, Git, cloud data platforms. Including data wrangling and analysis of large, complex datasets.\nPractical experience building and validating predictive, classification or segmentation models.\nSound understanding of model evaluation, bias, overfitting, data quality, and reproducibility.\nAbility to explain analytical methods and results clearly to both technical and non-technical.\nMandatory Skills:\nBachelor's degree in Finance, Economics, Business Administration, Computer Science, Information Technology, or a related field (Master's preferred).\nPrevious experience within Banking, Digital Payment & Card solutions, or the FinTech industry.\nRegional experience, including working in a faced-paced matrix organisation.\nExcellent communication skills in English (written, verbal, and presentation), French is advantageous.\nWillingness to travel across West and Central Africa may be relevant for subsequent phases.\nPreferred Skills:\nExperience with payment transactions, card portfolios, digital banking, or customer lifecycle analytics.\nExposure to model deployment, MLOps, cloud data platforms or dashboarding tools.\nExperience supporting campaign measurement, experimentation, or customer targeting.\nExpected Deliverables:\nA clear discovery and implementation plan aligned with the assigned client workstream.\nHigh-quality technical or analytical outputs, supported by appropriate testing, validation, and documentation.\nTimely identification and escalation of delivery risks, dependencies and data or integration blockers.\nReusable implementation assets, runbooks and structured knowledge transfer to relevant client and delivery teams.","description_format":"text","description_chars":3289,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":true},"security_clearance":false,"languages":[{"language":"English","level":"All levels","optional":false}]},"benefits":[],"hiring_locations":[{"name":"Ghana","iso":"GH","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-10-23T10:41:07Z"}],"visa":[],"liveness":{"score":30,"band":"fade","label":"Fading","p_open":1,"p_active":0.542,"p_room":0.55,"age_days":3,"expected_fill_days":3,"reasons":["conf:3","velocity","win:tail","comp:brand"],"computed_at":"2026-10-27T05:46:45Z"},"pay":null,"html_url":"https://alion.io/job/paytech-nexus-data-scientist-digital-payments","json_url":"https://alion.io/job/paytech-nexus-data-scientist-digital-payments.json","meta":{"generated_at":"2026-10-28T02:17:12Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":3064,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-29T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":4433588},"rest":"https://alion.io/mcp/rest/get_company?id=4433588"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fpaytech-nexus-data-scientist-digital-payments"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fpaytech-nexus-data-scientist-digital-payments"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fpaytech-nexus-data-scientist-digital-payments"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/paytech-nexus-data-scientist-digital-payments\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fpaytech-nexus-data-scientist-digital-payments"}]}