{"id":867671,"url":"https://alion.io/job/perpay-finance-internship-summer-2027","title":"Finance Internship, Summer 2027","company":{"id":687456,"name":"Perpay","domain":"perpay.com","url":"https://alion.io/company/perpay","size_band":"51-200","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":{"grade":"D","score":53,"open_postings":19,"ghost_share":0.789,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":null,"computed_at":"2026-10-20T05:45:00Z"}},"role":"Early Careers","role_family":"Early Careers","seniority":"intern","employment_type":"internship","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Philadelphia, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":41000,"max_usd":68000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":372},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2024-10-09T15:25:53Z","employer_posted_date":"2026-09-10","last_verified_at":"2026-10-20T19:06:12Z","board_verified":true,"closed_at":null,"days_open":741,"trust":{"level":"ghost","repost_count":0,"flags":["stale","company_stale"],"days_open":740},"description":"About Us:\nPerpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.\nWith over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.\nOur venture partners include First Round Capital and L Catterton.\nProducts we’ve built to make an impact:\nPerpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.\nPerpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.\nPerpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.\nOur team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable \"home away from home\" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.\nAbout the Role:\nAs a finance intern at Perpay, your main responsibility is to learn! We understand the value of mentorship and offer students an opportunity to gain real work experience before graduation. \nDuring your 10-12 weeks as a finance intern, you will work directly on Perpay’s financial reporting and strategic finance initiatives. Your responsibilities will include financial planning and analysis, using tools like Excel to analyze key metrics and support decision-making processes. You will help analyze financial performance related to our e-commerce, credit building, and credit card operations, contributing to insights that drive growth and profitability. Your ability to manipulate and analyze data to communicate findings will be critical to your success in this internship. \nAdditionally, you will work closely with other teams throughout Perpay to prepare and deliver ad hoc strategic financial models that empower different aspects of our growing company.\nCandidates hired for this role will be placed in one of the following functional areas based on fit and business need, determined after the hiring process:\nFinancial Planning & Analysis (FP&A)\nFinance Operations & Treasury\nWhat You’ll Bring:\nCurrently pursuing a bachelor’s degree or higher in Finance, Economics, Mathematics, Analytics, or a related quantitative field, with an expected graduation between Winter 2027 and Summer 2028 (or equivalent experience)\nStrong analytical skills with acute attention to detail\nInterest in FinTech and the consumer credit landscape\nDeep understanding of financial statements and models\nProficiency in Excel\nBonus:\nEnrolled in an MBA, Master’s Degree or advanced quantitative degree\nPrevious work experience in a quantitative field\nBackground in capital markets and/or valuation of assets\nProficiency in SQL\nHey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!\nOur Recruitment Process:\nTo give you a clear picture of what to expect, here's an outline of our interview process for this role:\nLightweight data challenge - a short Excel exercise using industry-relevant data.\nPhone call - a conversation with a member of our team.\nIn-depth data challenge - a more robust exercise using publicly available data, resembling a real analyst assignment.\nTeam interviews - Conversations with Perpay team members covering your background, interest in the role, and scenario-based questions to understand how you think. You will also have an opportunity to present your ‘in-depth’ data challenge to the team.\nWhat We’ll Bring For Internships: \nHourly compensation\nEspresso bar, full kitchen, weekly catered lunches, snacks, beverages, & everyday lunch essentials\nOne-of-a-kind office with comfortable work/lounge spaces and pleasant riverfront setting\nOpportunity to gain experience at one of the fastest-growing financial startups in the country in both e-commerce & fintech, working cross-functionally.\nWhat We’ll Bring to Full-time Team Members:\nMeaningful compensation and equity\nPremium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)\n5% employer 401k match\nUnlimited PTO policy\nRemote weeks around major holidays + extra holiday on weekends like MDW and LDW\nHigh quality catered lunch by local chefs, 4 days / week\nGym subsidy\nPaid cell phone + plan\nStudent loan repayment match program\nFamily savings match program\nRelocation assistance\nGenerous team member discounts\nThis is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)\nPerpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at  to request accommodation.","description_format":"text","description_chars":5904,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":["401k plan","Equity","Relocation assistance","Unlimited PTO"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":true,"industries":["Commerce","Marketplaces","Buy Now, Pay Later"],"lifecycle":[{"event":"open","at":"2026-09-13T14:43:56Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"H-1B filings in 12 months: 5 · green card filings: 1","filings_12m":5,"filings_prev_12m":3,"green_card_filings_12m":1,"median_offered_wage_usd":127500,"route":null,"cap_exempt":false,"checked_at":"2026-10-15T11:24:14+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":0}],"liveness":{"score":1,"band":"cold","label":"Long shot","p_open":0.6,"p_active":0.085,"p_room":0.28,"age_days":740,"expected_fill_days":35,"reasons":["seen:39","stale_co","ghost","win:tail","crowd:junior"],"computed_at":"2026-10-20T05:45:00Z"},"pay":null,"html_url":"https://alion.io/job/perpay-finance-internship-summer-2027","json_url":"https://alion.io/job/perpay-finance-internship-summer-2027.json","meta":{"generated_at":"2026-10-20T19:16:56Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":22212,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-21T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":687456},"rest":"https://alion.io/mcp/rest/get_company?id=687456"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fperpay-finance-internship-summer-2027"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fperpay-finance-internship-summer-2027"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fperpay-finance-internship-summer-2027"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/perpay-finance-internship-summer-2027\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fperpay-finance-internship-summer-2027"}]}