{"id":867702,"url":"https://alion.io/job/perpay-junior-financial-analyst","title":"Junior Financial Analyst","company":{"id":687456,"name":"Perpay","domain":"perpay.com","url":"https://alion.io/company/perpay","size_band":"51-200","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":{"grade":"D","score":53,"open_postings":19,"ghost_share":0.789,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":null,"computed_at":"2026-10-20T05:45:00Z"}},"role":"Finance","role_family":"Finance","seniority":"junior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Philadelphia, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":47000,"max_usd":91000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":1983},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Excel","optional":false}],"status":"live","first_seen_at":"2025-11-06T20:42:57Z","employer_posted_date":"2026-10-07","last_verified_at":"2026-10-20T15:07:42Z","board_verified":true,"closed_at":null,"days_open":347,"trust":{"level":"ghost","repost_count":0,"flags":["stale","company_stale"],"days_open":347},"description":"About Us:\nPerpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.\nWith over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.\nOur venture partners include First Round Capital and L Catterton.\nProducts we’ve built to make an impact:\nPerpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.\nPerpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.\nPerpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.\nOur team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable \"home away from home\" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.\nAbout the Role:\nWe are seeking an accountable, motivated, and detail-oriented Junior Financial Analyst to join Perpay’s Finance & Accounting Team. The ideal candidate will be responsible for analyzing business trends, preparing financial models, maintaining the general ledger, and providing insights to support our strategic financial decisions. This role requires strong quantitative skills along with the ability to distill complex information and communicate it effectively. As a key contributor to this team, you will work closely with our Accounting and Analytics functions to strategize and report on various business initiatives, metrics, and ad hoc projects.\nOur greatest strength is our people and we’d love for you to be one of them!\nResponsibilities:\nProvide support in the financial modeling of our existing operations and key initiatives\nOwn and drive various strategic ad hoc projects and analyses while partnering closely with Analytics, Risk, Marketing, and Operations\nAssist in maintaining the general ledger and preparation of the financial statements\nOwn and champion process improvement efforts to streamline financial planning and budget management procedures to drive efficiency and accuracy\nWhat You’ll Bring:\nBachelor’s or Master’s degree in Finance, Economics, or a related field (2025-2027 grads), or equivalent relevant experience.\nExcel proficiency (e.g. core functions & formatting, lookup & analysis tools, pivot tables)\nStrong analytical skills and attention to detail\nA winning mentality and willingness to go the extra step to get the job done right\nGrowth mindset - looking to continuously learn and develop\nHey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!\nWhat We’ll Bring to Full-time Team Members:\nMeaningful compensation and equity\nPremium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)\n5% employer 401k match\nUnlimited PTO policy\nRemote weeks around major holidays + extra holiday on weekends like MDW and LDW\nHigh quality catered lunch by local chefs, 4 days / week\nGym subsidy\nPaid cell phone + plan\nStudent loan repayment match program\nFamily savings match program\nRelocation assistance\nGenerous team member discounts\nThis is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)\nPerpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at  to request accommodation.","description_format":"text","description_chars":4690,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":["401k plan","Equity","Relocation assistance","Unlimited PTO"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":true,"industries":["Marketplaces","Buy Now, Pay Later"],"lifecycle":[{"event":"open","at":"2026-09-13T14:43:56Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"H-1B filings in 12 months: 5 · green card filings: 1","filings_12m":5,"filings_prev_12m":3,"green_card_filings_12m":1,"median_offered_wage_usd":127500,"route":null,"cap_exempt":false,"checked_at":"2026-10-15T11:24:14+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":0}],"liveness":{"score":2,"band":"cold","label":"Long shot","p_open":1,"p_active":0.088,"p_room":0.28,"age_days":347,"expected_fill_days":28,"reasons":["seen:12","stale_co","ghost","win:tail","crowd:junior"],"computed_at":"2026-10-20T05:45:00Z"},"pay":null,"html_url":"https://alion.io/job/perpay-junior-financial-analyst","json_url":"https://alion.io/job/perpay-junior-financial-analyst.json","meta":{"generated_at":"2026-10-20T16:49:13Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":19077,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-21T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":687456},"rest":"https://alion.io/mcp/rest/get_company?id=687456"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fperpay-junior-financial-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fperpay-junior-financial-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fperpay-junior-financial-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/perpay-junior-financial-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fperpay-junior-financial-analyst"}]}