{"id":1311305,"url":"https://alion.io/job/point-associate-general-counsel-servicing-title","title":"Associate General Counsel, Servicing & Title","company":{"id":2513650,"name":"Point","domain":"point.com","url":"https://alion.io/company/point-com","size_band":"1-10","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":null},"role":"Legal","role_family":"Legal","seniority":"senior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Palo Alto, United States","United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":211850,"max":234150,"currency":"USD","period":"year","gross":null,"usd_annual":234150},"salary_estimate":null,"experience_years_min":7,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-09-18T18:45:35Z","employer_posted_date":"2026-10-09","last_verified_at":"2026-11-13T02:50:22Z","board_verified":true,"closed_at":null,"days_open":55,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":55},"description":"About Point\nReal Impact, Real People: Our mission at Point is to make homeownership more valuable and accessible. Your work directly helps homeowners access their wealth, achieve financial flexibility, and realize life changing goals.\nFunding: With over $175M raised from top investors like Andreessen Horowitz, WestCap, Greylock, and Prudential, we’re scaling fast! You have the opportunity to join us at a pivotal stage.\nGame-changing Product: We're building a category defining company in home equity. We’ve earned a 4.7 Trustpilot rating and an A+ from the BBB, a testament to the value we provide to our 20,000+ customers.\nGreat Place to Work: Our employees love working here! We are a Certified Great Place to Work and a Fortune Best Workplaces in the Bay Area.\nRemote First Culture, Genuine Connection: Work from anywhere in the U.S. while staying closely connected through virtual collaboration, team gatherings, and a people-first culture. Select roles may require onsite work at our Palo Alto office one day per week.\nLocal or 100% Remote\n\nAbout the role\nPoint is seeking an experienced Associate General Counsel to serve as the primary legal partner to the teams that manage Point's home equity investment (HEI) product after origination. This role is focused on the servicing side of the homeowner lifecycle, from onboarding through defaults, exits, and maturity. This role reports to the Deputy General Counsel with direct access to the General Counsel and senior leadership on high-priority matters.\nThe Associate General Counsel, Servicing & Title will own day-to-day legal counseling for Point's Funding, Post-Closing, Servicing, and Investor Operations teams. Coverage includes servicing communications and disclosures, title and lien perfection questions and claims, contract administration, defaults, and the subservicers and title vendors that Point partners with to execute.\nPoint has built a substantial regulatory and compliance foundation for the HEI, and this role continues to expand that foundation. Questions will surface that no one has answered before. This is a hands-on role on a small team, and the work rewards a mortgage or consumer finance lawyer who is genuinely interested in how a servicing operation runs and keen to build a durable playbook along the way.\nThis is a fully remote position with occasional travel required.\nYour responsibilities\nServicing lifecycle counselingServe as the primary legal contact for Servicing and homeowner operations across the post-origination lifecycle, from homeowner inquiries through exit administration and maturity.\nDraft and maintain Point's contract amendments, and own the state-by-state analysis that governs them, including recording and lien priority.\nReview homeowner communications and notices, and maintain the matrix of applicable state disclosure and notice requirements in coordination with relevant legal and compliance partners.\nAdvise on vesting, transfers, trusts, estates, and capacity questions, and on cure mechanics when a transfer falls outside the agreement.\nPartner with Product, Engineering, and Design on servicing features and the legal requirements that shape them.\n\nTitle and lien perfection\nAdvise on title and lien perfection issues, including county rejections, corrective instruments, and state curative requirements.\nManage title claims with carriers from tender through resolution, including claim strategy and recovery efforts, and coordinate with the business on exposure.\n\nEscalationsPartner with Servicing and Point's subservicers on escalations that need a legal read: senior-lienholder proceedings, tax sales, condemnation, and casualty claims.\nAdvise on consumer bankruptcy questions, including proofs of claim and communication during stay periods.\nAdvise on delinquent property taxes, including redemption timelines, per-file risk, and remediation.\n\nOutside counsel and investor supportRetain and direct outside counsel on title, collateral, and tax-sale matters; define clear scopes of work, critically evaluate advice and work product, and manage deadlines and budgets.\nSupport diligence, investor notice, and consent obligations where servicing or title facts drive the answer.\n\nProcess, playbooks, and legal technologyBuild playbooks, templates, and self-service guidance so the business can resolve high-volume servicing questions on its own, and legal time goes to the harder calls.\nUse AI-assisted workflows for document review, disclosure comparison, and matter triage, with approved tools, output verification, and confidentiality safeguards.\n\nAbout you\nJ.D. and active bar membership in any U.S. jurisdiction (California preferred); must be eligible for in-house practice in your state of domicile.\n7+ years of experience practicing law in mortgage or consumer finance, at a law firm, in-house, or a combination of both, including meaningful, hands-on experience advising on residential mortgage or other real estate-secured consumer finance servicing matters.\nDemonstrated experience analyzing and resolving title, lien-priority, recording, or lien-perfection issues, with an understanding of title insurance and the ability to work through state-by-state variation.\nComfort partnering with a servicing team, subservicers, and outside counsel on proceedings that affect the collateral. Familiarity with foreclosure and enforcement procedure in judicial and non-judicial states, including redemption periods and surplus funds, is an advantage.\nWorking knowledge of the consumer finance and mortgage regulatory framework, including RESPA/Regulation X, TILA/Regulation Z, FDCPA/Regulation F, FCRA, ECOA/Regulation B, TCPA, SCRA, GLBA, UDAAP and state UDAP laws, and state servicing, licensing, and debt collection requirements.\nThe ability to assess how regulatory requirements apply to a novel consumer financial product, and to translate them into operational guidance that the business can follow.\nExperience retaining and directing outside and local counsel, and managing scope and budget across a multi-matter portfolio.\nA strong sense of ownership: you advise in plain language, run the question down, and come back with a recommendation rather than handing back the issue.\nSound judgment in a fast-moving, regulated environment, and the instinct to recognize when a question needs further analysis, specialist input, or escalation.\nPreferred experience includes:Default servicing, foreclosure, bankruptcy, or loss mitigation exposure.\nTitle claims experience.\nSupporting a novel consumer financial product through operational build-out.\nBuilding legal playbooks, templates, intake processes, and service levels in a scaling legal function.\nLeveraging legal AI tools in an in-house environment.\n\nCompensation at Point will be determined by skills, experience, and geographic location. Point has identified the expected annual base salary for this role at this level based on the market by tiers (Region | Location | Market Salary):\nTier 1 | San Francisco Bay Area, New York, and Seattle | $211,850 - $234,150\nTier 2 | Austin, Boston, Chicago, Denver, Los Angeles, Miami, Philadelphia, Portland, Sacramento, San Diego, Santa Barbara & Washington DC | $190,000 - $210,000\nTier 3 | All other US metro areas | $176,700 - $195,300\nThis does not include any other potential components of the compensation package, including equity, benefits, and perks outlined above. At the launch of each position, we benchmark compensation to the appropriate role and level utilizing competitive compensation data from various data sources as references. At the offer stage, we use the signal we received from our interviews, coupled with your experience, location, and other job-related factors, to determine final compensation.\nLocation Requirement: This is a remote position. However, candidates must reside in one of Point’s states of operation: AL, AR, AZ, CA, CO, CT, DC, FL, GA, IL, KS, KY, MA, MD, ME, MI, MN, MO, NC, NH, NJ, NV, NY, OH, OR, PA, SC, TN, TX, UT, VA, WA, WI.\nOur benefits\nGenerous health benefits: We provide comprehensive medical, dental, and vision plans with options for flexible spending accounts (FSA) and health savings accounts (HSA).\n\nUnlimited paid time off: Recharge with unlimited paid time off and 10 company holidays.\n\nFlexible remote and onsite work: Our teams work from many different locations and time zones. We support fully remote work and also have an amazing in-person environment in our downtown Palo Alto, CA HQ.\n\nFully paid parental leave: Point will supplement state Paid Family Leave (PFL) so employees receive 100% of their regular base pay, plus two additional weeks of fully paid leave after state PFL ends. In states without PFL, Point offers up to 8 weeks of paid parental leave. In addition, employees also receive 4 weeks of fully paid transition time, during which you may work 2-3 days per week while receiving full base pay.\n\nEquity: We offer meaningful equity because we believe in sharing the value you help create. Your contributions directly impact our growth, and your equity gives you a stake in our future success.\n\nFinancial wellness: We provide 401K retirement plans for employees as well as guaranteed life insurance and short- and long-term disability coverage.\n\nExtra work/life benefits: We provide monthly stipends for internet, mobile plans, wellness perks, a one-time home office reimbursement, and company provided equipment including a MacBook and monitor.\n\nPoint is proud to be an equal-opportunity employer. We provide employment opportunities regardless of age, race, color, ancestry, national origin, religion, disability, sex, gender identity or expression, sexual orientation, veteran status, or any other protected class. Each individual at Point brings their own perspectives, work experiences, lifestyles, and cultures with them, and we believe that a more diverse team creates more innovative products, provides better services to customers, and helps us all grow and learn.\nCalifornia Consumer Privacy Act Notice","description_format":"text","description_chars":10014,"description_truncated":false,"requirements":{"experience_years_min":7,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["401k plan","Apple Macbook","Equity","Home office","Life insurance","Parental leave","Retirement plans"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Financial Services","Mortgage Lending & Brokers"],"lifecycle":[{"event":"open","at":"2026-09-26T16:32:56Z"}],"visa":[{"country":"US","licensed_sponsor":true,"adverts_offering_sponsorship_24m":0,"sanctioned_now":false,"evidence":"H-1B filings in 12 months: 4 · green card filings: 2","filings_12m":4,"filings_prev_12m":3,"green_card_filings_12m":2,"median_offered_wage_usd":145833,"route":null,"cap_exempt":false,"checked_at":"2026-11-12T07:36:15+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":0}],"liveness":{"score":19,"band":"cold","label":"Long shot","p_open":1,"p_active":0.543,"p_room":0.35,"age_days":54,"expected_fill_days":26,"reasons":["conf:2","win:tail"],"computed_at":"2026-11-12T10:38:37Z"},"pay":{"stated_usd_annual":234150,"is_top_pay":true},"html_url":"https://alion.io/job/point-associate-general-counsel-servicing-title","json_url":"https://alion.io/job/point-associate-general-counsel-servicing-title.json","meta":{"generated_at":"2026-11-13T03:44:43Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":7920,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-14T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2513650},"rest":"https://alion.io/mcp/rest/get_company?id=2513650"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fpoint-associate-general-counsel-servicing-title"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"free","price":{"credits":0,"usd":0},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fpoint-associate-general-counsel-servicing-title"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fpoint-associate-general-counsel-servicing-title"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/point-associate-general-counsel-servicing-title\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fpoint-associate-general-counsel-servicing-title"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":1311305}},{"tool":"search_jobs","arguments":{"company":"point.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":1311305},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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