{"id":4290124,"url":"https://alion.io/job/psecu-credit-risk-analyst","title":"Credit Risk Analyst","company":{"id":1774849,"name":"PSECU","domain":"psecu.com","url":"https://alion.io/company/psecu","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Harrisburg, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-11-13T23:02:39Z","employer_posted_date":"2026-11-13","last_verified_at":"2026-11-15T03:11:46Z","board_verified":true,"closed_at":null,"days_open":1,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":1},"description":"Members Achieve More isn't just a tagline for us, it's part of everything we do! We're looking for passionate individuals to join our team to help us maintain that focus every day. Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on...\nProvides strategic analytical expertise supporting the Credit Union's lending and credit risk management functions by transforming complex data into actionable business insights that inform lending strategies and risk management decisions for leadership. Serves as a subject matter expert and trusted analytical resource, leveraging quantitative analysis and business intelligence to identify emerging risks, evaluate opportunities, and support organizational objectives.Collaborates proactively across the organization to enhance credit risk governance, strengthen measurement frameworks, and drive continuous improvements. Exercises a high degree of independence and judgment in developing insights, recommendations, and solutions that support growth, profitability, and sound risk management. Reports to the Director of Credit Risk & Data Analytics.\nSchedule: Monday - Friday. Flexible Hours 7:00am - 3:00pm; 8:00am - 4:00pm or 9:00am - 5:00pm. Onsite requirement is 40%; 2 days a week Tuesday and Wednesday.\nIn this position, you will\nLead first-line monitoring and analysis of the Credit Union’s loan portfolio to include credit quality, performance trends, and concentration risk. Perform advanced statistical and trend analysis to identify emerging risks, growth opportunities, and portfolio changes. Present findings and recommendations to management to support decisions impacting portfolio management, pricing, underwriting strategies, and credit policy.\nEvaluate the effectiveness of credit risk models, decision strategies, scorecards, policies, and pricing programs. Quantify business impacts and develop data-driven recommendations that balance risk, growth, and profitability objectives. Conduct pre- and post-implementation analyses to validate outcomes, assess ROI, and drive optimization.\nDevelop, maintain, and enhance complex SQL queries, databases, scorecards, and analytical tools to support Credit Risk Management and executive decision-making. Identify, prioritize, and implement process automation and operational efficiency improvements through analytics and dashboard enhancements.\nConduct forecasting, scenario analysis, and forward-looking portfolio assessments to support strategic planning, credit loss estimation, risk monitoring, and regulatory expectations. Partner with internal stakeholders to establish performance metrics, monitoring frameworks, and analytical methodologies that provide actionable insights and support enterprise objectives.\nMaintain knowledge of credit risk best practices, emerging analytical techniques, regulatory developments, and industry benchmarks. Provide guidance and mentorship on analytical methodologies, best practices, and risk measurement and modeling techniques.\nRepresent Credit Risk Management in enterprise projects & initiatives. Lead requirements gathering, testing, implementation, validation, and post-implementation performance measurement.\nOther duties as assigned.\nQualifications:\nBachelors: Business Administration (Required), Bachelors: Data Analytics (Required), Bachelors: Economics (Required), Bachelors: Finance (Required), Bachelors: Mathematics (Required), Bachelors: Statistics (Required), Bachelors (Required), Masters, Masters: Data Analytics, Masters: Economics, Masters: StatisticsAny equivalent combination of experience and education. | Required\nFive years’ experience in Lending Management, Credit Risk Management, Financial Analysis, Data Analytics, or related field. | Required","description_format":"text","description_chars":3803,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":["Growth opportunities"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Credit Unions & Cooperative Banks"],"lifecycle":[{"event":"open","at":"2026-11-13T23:02:39Z"}],"visa":[],"liveness":{"score":90,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.903,"p_room":1,"age_days":1,"expected_fill_days":44,"reasons":["conf:4","velocity","win:early"],"computed_at":"2026-11-15T07:52:55Z"},"pay":null,"html_url":"https://alion.io/job/psecu-credit-risk-analyst","json_url":"https://alion.io/job/psecu-credit-risk-analyst.json","meta":{"generated_at":"2026-11-15T11:36:59Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":976,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-16T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":1774849},"rest":"https://alion.io/mcp/rest/get_company?id=1774849"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fpsecu-credit-risk-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"free","price":{"credits":0,"usd":0},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fpsecu-credit-risk-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fpsecu-credit-risk-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/psecu-credit-risk-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fpsecu-credit-risk-analyst"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":4290124}},{"tool":"search_jobs","arguments":{"company":"psecu.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":4290124},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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